Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 11.18% is 18% above its 5-year average of 9.47%, near the high end of its 5-year range (6.56%–11.84%).
As of the fiscal period ended Wednesday, December 31, 2025. 16.22% above its 12-month average of 9.62%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
11.18%
RETURN ON EQUITY (ROE) AVG TTM
9.62%
RETURN ON EQUITY (ROE) AVG 3Y
9.60%
RETURN ON EQUITY (ROE) AVG 5Y
9.47%
RETURN ON EQUITY (ROE) AVG 10Y
8.86%
RETURN ON EQUITY (ROE) AVG 15Y
6.63%
RETURN ON EQUITY (ROE) AVG 20Y
7.29%
CURRENT VS TTM AVG
+16.22%
CURRENT VS 3Y AVG
+16.43%
CURRENT VS 5Y AVG
+18.08%
CURRENT VS 10Y AVG
+26.12%
CURRENT VS 15Y AVG
+68.58%
CURRENT VS 20Y AVG
+53.32%
SECTOR MEDIAN · FINANCIAL SERVICES
13.78%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-18.87%
vs the sector median at left
Bank of America Corporation
Market Cap
$439.63B
Return on Equity (ROE)
11.18%
TTM Avg
9.62%
3Y Avg
9.60%
5Y Avg
9.47%
Market Cap
$502.63B
Return on Equity (ROE)
289.73%
TTM Avg
195.99%
3Y Avg
177.81%
5Y Avg
155.05%
Market Cap
$509.74B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$332.03B
Return on Equity (ROE)
17.70%
TTM Avg
13.96%
3Y Avg
12.03%
5Y Avg
12.19%
Market Cap
$300.43B
Return on Equity (ROE)
17.05%
TTM Avg
12.72%
3Y Avg
10.58%
5Y Avg
11.98%
Market Cap
$264.55B
Return on Equity (ROE)
12.57%
TTM Avg
11.39%
3Y Avg
10.17%
5Y Avg
9.05%
Market Cap
$630.28B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$227.12B
Return on Equity (ROE)
8.40%
TTM Avg
6.40%
3Y Avg
6.17%
5Y Avg
6.85%
Market Cap
$227.07B
Return on Equity (ROE)
33.39%
TTM Avg
32.91%
3Y Avg
31.52%
5Y Avg
29.34%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank of America Corporation (BAC) | $439.63B | 11.18% | 9.62% | 9.60% | 9.47% |
| Mastercard Incorporated (MA)vs › | $502.63B | 289.73% | 195.99% | 177.81% | 155.05% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $509.74B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS)vs › | $332.03B | 17.70% | 13.96% | 12.03% | 12.19% |
| The Goldman Sachs Group, Inc. (GS)vs › | $300.43B | 17.05% | 12.72% | 10.58% | 11.98% |
| Wells Fargo & Company (WFC)vs › | $264.55B | 12.57% | 11.39% | 10.17% | 9.05% |
| Vanguard Total Stock Market ETF (VTI)vs › | $630.28B | N/A | N/A | N/A | N/A |
| Citigroup Inc. (C)vs › | $227.12B | 8.40% | 6.40% | 6.17% | 6.85% |
| American Express Company (AXP)vs › | $227.07B | 33.39% | 32.91% | 31.52% | 29.34% |
| Visa Inc. (V)vs › | $683.58B | 64.22% | 51.68% | 47.50% | 42.13% |
ROE
11.2%
ROA
1.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 10.06% |
| 2024-12-31 | 9.18% |
| 2023-12-31 | 9.09% |
| 2022-12-31 | 10.08% |
| 2021-12-31 | 11.84% |
| 2020-12-31 | 6.56% |
| 2019-12-31 | 10.36% |
| 2018-12-31 | 10.61% |
| 2017-12-31 | 6.82% |
| 2016-12-31 | 6.70% |
| 2015-12-31 | 6.21% |
| 2014-12-31 | 2.27% |
| 2013-12-31 | 4.91% |
| 2012-12-31 | 1.77% |
| 2011-12-31 | 0.63% |
| 2010-12-31 | -0.98% |
| 2009-12-31 | 2.71% |
| 2008-12-31 | 2.26% |
| 2007-12-31 | 10.21% |
| 2006-12-31 | 15.62% |
| 2005-12-31 | 16.22% |
| 2004-12-31 | 14.00% |
| 2003-12-31 | 22.53% |
| 2002-12-31 | 18.38% |
| 2001-12-31 | 14.00% |
| 2000-12-31 | 15.78% |
| 1999-12-31 | 17.74% |
| 1998-12-31 | 11.24% |
| 1997-12-31 | 14.67% |
| 1996-12-31 | 42.40% |
