Bank of America Corporation (BAC) vs The Charles Schwab Corporation (SCHW)

A side-by-side comparison of Bank of America Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBAC vs SCHW

growth of $100 · dividends reinvested · last 10y
BAC +406.4% (+17.6%/yr)SCHW +312.4% (+15.2%/yr)BAC compounded faster over this window
100200300400500Start $10020182020202220242026$506$412
BAC SCHW

BAC vs SCHW: by the numbers

  • BAC is the larger company ($437.79B vs $195.31B market cap).
  • BAC trades at the lower trailing earnings multiple (14.21 vs 20.42 P/E), one valuation lens rather than an overall verdict.
  • SCHW converts more revenue to profit (33.62% vs 18.95% net margin).
  • BAC grew revenue faster over the past five years (14.65% vs 13.03% CAGR).
  • BAC pays the higher dividend yield (1.82% vs 0.81%).

Metrics side by side

Valuation

MetricBACSCHW
P/E ratio14.2120.42
Forward P/E13.2817.28
P/S ratio2.536.50
P/B ratio1.493.91

Profitability

MetricBACSCHW
Gross margin56.08%86.67%
Operating margin24.70%43.49%
Net margin18.95%33.62%
ROE11.18%20.24%

Dividends

MetricBACSCHW
Dividend yield1.82%0.81%
Payout ratio28.87%19.44%

Growth (annualized)

MetricBACSCHW
Revenue CAGR (5Y)14.65%13.03%
EPS CAGR (5Y)15.60%17.05%
Total return CAGR (5Y)11.55%10.77%

Frequently asked

Which has the lower trailing P/E, BAC or SCHW?
BAC has the lower trailing P/E: BAC trades at 14.21 and SCHW at 20.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or SCHW?
Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus SCHW at 13.03%.
Does BAC or SCHW pay a bigger dividend?
BAC yields 1.82% and SCHW yields 0.81% based on trailing dividends and the latest price.
Is BAC or SCHW more profitable?
SCHW runs the higher net margin — BAC at 18.95% versus SCHW at 33.62%.
How have BAC and SCHW total returns compared?
Over the past 10 years, BAC delivered 17.60% and SCHW delivered 15.40% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.