Bank of America Corporation (BAC) vs The Charles Schwab Corporation (SCHW)
A side-by-side comparison of Bank of America Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
BAC
Bank of America Corporation
$61.69Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
SCHW
The Charles Schwab Corporation
$112.30Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — BAC vs SCHW
growth of $100 · dividends reinvested · last 10yBAC +406.4% (+17.6%/yr)SCHW +312.4% (+15.2%/yr)BAC compounded faster over this window
BAC SCHW
BAC vs SCHW: by the numbers
- •BAC is the larger company ($437.79B vs $195.31B market cap).
- •BAC trades at the lower trailing earnings multiple (14.21 vs 20.42 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 18.95% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 13.03% CAGR).
- •BAC pays the higher dividend yield (1.82% vs 0.81%).
Metrics side by side
Valuation
| Metric | BAC | SCHW |
|---|---|---|
| P/E ratio | 14.21 | 20.42 |
| Forward P/E | 13.28 | 17.28 |
| P/S ratio | 2.53 | 6.50 |
| P/B ratio | 1.49 | 3.91 |
Profitability
| Metric | BAC | SCHW |
|---|---|---|
| Gross margin | 56.08% | 86.67% |
| Operating margin | 24.70% | 43.49% |
| Net margin | 18.95% | 33.62% |
| ROE | 11.18% | 20.24% |
Dividends
| Metric | BAC | SCHW |
|---|---|---|
| Dividend yield | 1.82% | 0.81% |
| Payout ratio | 28.87% | 19.44% |
Growth (annualized)
| Metric | BAC | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 13.03% |
| EPS CAGR (5Y) | 15.60% | 17.05% |
| Total return CAGR (5Y) | 11.55% | 10.77% |
Frequently asked
- Which has the lower trailing P/E, BAC or SCHW?
- BAC has the lower trailing P/E: BAC trades at 14.21 and SCHW at 20.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or SCHW?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus SCHW at 13.03%.
- Does BAC or SCHW pay a bigger dividend?
- BAC yields 1.82% and SCHW yields 0.81% based on trailing dividends and the latest price.
- Is BAC or SCHW more profitable?
- SCHW runs the higher net margin — BAC at 18.95% versus SCHW at 33.62%.
- How have BAC and SCHW total returns compared?
- Over the past 10 years, BAC delivered 17.60% and SCHW delivered 15.40% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioCharles Schwab P/E ratioBank of America dividend yieldCharles Schwab dividend yieldBank of America ROECharles Schwab ROEBank of America operating marginCharles Schwab operating marginBank of America revenue growthCharles Schwab revenue growth
Bank of America & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.