Is BAC or SCHW cheaper?

On trailing earnings, BAC is cheaper: BAC trades at a 14.47 P/E and SCHW at 20.18.

Which has grown faster, BAC or SCHW?

Over the past five years, SCHW grew revenue faster — BAC at a 13.95% CAGR versus SCHW at 14.85%.

Does BAC or SCHW pay a bigger dividend?

BAC yields 1.92% and SCHW yields 1.26% based on trailing dividends and the latest price.

Is BAC or SCHW more profitable?

SCHW runs the higher net margin — BAC at 18.13% versus SCHW at 33.26%.

Which has been the better investment, BAC or SCHW?

Over the past 10-year, BAC delivered the higher annualized total return — BAC at 18.66% versus SCHW at 16.21%. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs The Charles Schwab Corporation (SCHW)

SCHW leads on 8 of 14 compared metrics, though BAC is the cheaper stock.

A side-by-side comparison of Bank of America Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 9, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BAC

Bank of America Corporation

$420.47B

$59.25Financial Services

SCHW

The Charles Schwab Corporation

$177.24B

$101.91Financial Services

Total return — BAC vs SCHW

growth of $100 · last 30y

BAC +191.5%SCHW +2648.6%SCHW compounded faster

Log scale — wide-divergence pair

BAC SCHW

BAC vs SCHW: by the numbers

•BAC is the larger company ($420.47B vs $177.24B market cap).
•BAC trades at the lower earnings multiple (14.47 vs 20.18 P/E).
•SCHW converts more revenue to profit (33.26% vs 18.13% net margin).
•SCHW grew revenue faster over the past five years (14.85% vs 13.95% CAGR).
•BAC pays the higher dividend yield (1.92% vs 1.26%).

Which is better, BAC or SCHW?

Metric tally: BAC 6 · SCHW 8

It depends on what you're optimizing for:

ValueBAC(lower P/E)

GrowthSCHW(faster 5Y revenue CAGR)

IncomeBAC(higher dividend yield)

QualitySCHW(higher ROIC)

Metrics side by side

Valuation

Metric	BAC	SCHW
P/E ratio	14.47●	20.18
Forward P/E	13.01●	16.46
P/S ratio	2.47●	6.29
P/B ratio	1.44●	3.62
PEG ratio	0.73	0.38●

Profitability

Metric	BAC	SCHW
Gross margin	63.18%	87.57%●
Operating margin	22.87%	43.04%●
Net margin	18.13%	33.26%●
ROE	10.54%	19.14%●
ROIC	3.39%	9.50%●

Dividends

Metric	BAC	SCHW
Dividend yield	1.92%●	1.26%
Payout ratio	28.87%	27.35%

Growth (annualized)

Metric	BAC	SCHW
Revenue CAGR (5Y)	13.95%	14.85%●
EPS CAGR (5Y)	15.60%	17.05%●
Total return CAGR (5Y)	11.19%●	9.85%

Frequently asked

Which is better, BAC or SCHW?: It depends on your goal. value: BAC (lower P/E); growth: SCHW (faster 5Y revenue CAGR); income: BAC (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, SCHW leads 8 to 6.
Is BAC or SCHW cheaper?: On trailing earnings, BAC is cheaper: BAC trades at a 14.47 P/E and SCHW at 20.18.
Which has grown faster, BAC or SCHW?: Over the past five years, SCHW grew revenue faster — BAC at a 13.95% CAGR versus SCHW at 14.85%.
Does BAC or SCHW pay a bigger dividend?: BAC yields 1.92% and SCHW yields 1.26% based on trailing dividends and the latest price.
Is BAC or SCHW more profitable?: SCHW runs the higher net margin — BAC at 18.13% versus SCHW at 33.26%.
Which has been the better investment, BAC or SCHW?: Over the past 10-year, BAC delivered the higher annualized total return — BAC at 18.66% versus SCHW at 16.21%. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full SCHW analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio Charles Schwab P/E ratio Bank of America dividend yield Charles Schwab dividend yield Bank of America ROE Charles Schwab ROE Bank of America operating margin Charles Schwab operating margin Bank of America revenue growth Charles Schwab revenue growth Bank of America free cash flow Charles Schwab free cash flow

Bank of America & Charles Schwab appear in these rankings

Highest Operating Margin Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 9, 2026.