Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 4.19% is 23% above its 5-year average of 3.39%, near the high end of its 5-year range (2.69%–4.63%).
7.99% above its 12-month average of 3.88%.
Annual fiscal-year return on assets; no daily interpolation. Historical series through 2025-12-31.
RETURN ON ASSETS (ROA)
4.19%
RETURN ON ASSETS (ROA) AVG TTM
3.88%
RETURN ON ASSETS (ROA) AVG 3Y
3.70%
RETURN ON ASSETS (ROA) AVG 5Y
3.39%
RETURN ON ASSETS (ROA) AVG 10Y
2.92%
RETURN ON ASSETS (ROA) AVG 15Y
2.71%
RETURN ON ASSETS (ROA) AVG 20Y
2.49%
CURRENT VS TTM AVG
+7.99%
CURRENT VS 3Y AVG
+13.32%
CURRENT VS 5Y AVG
+23.42%
CURRENT VS 10Y AVG
+43.31%
CURRENT VS 15Y AVG
+54.54%
CURRENT VS 20Y AVG
+68.61%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+70.33%
vs the sector median at left
Aflac Incorporated
Market Cap
$57.90B
Return on Assets (ROA)
4.19%
TTM Avg
3.88%
3Y Avg
3.70%
5Y Avg
3.39%
Market Cap
$61.93B
Return on Assets (ROA)
0.48%
TTM Avg
0.55%
3Y Avg
0.53%
5Y Avg
0.62%
Market Cap
$62.24B
Return on Assets (ROA)
1.05%
TTM Avg
0.94%
3Y Avg
0.70%
5Y Avg
0.81%
Market Cap
$53.07B
Return on Assets (ROA)
0.83%
TTM Avg
0.78%
3Y Avg
0.78%
5Y Avg
0.79%
Market Cap
$62.82B
Return on Assets (ROA)
1.92%
TTM Avg
2.19%
3Y Avg
2.29%
5Y Avg
2.59%
Market Cap
$51.88B
Return on Assets (ROA)
7.20%
TTM Avg
4.71%
3Y Avg
4.53%
5Y Avg
4.86%
Market Cap
$64.53B
Return on Assets (ROA)
10.67%
TTM Avg
6.38%
3Y Avg
2.82%
5Y Avg
2.89%
Market Cap
$49.95B
Return on Assets (ROA)
2.00%
TTM Avg
1.87%
3Y Avg
1.80%
5Y Avg
1.61%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aflac Incorporated (AFL) | $57.90B | 4.19% | 3.88% | 3.70% | 3.39% |
| MetLife, Inc. (MET)vs › | $61.93B | 0.48% | 0.55% | 0.53% | 0.62% |
| Truist Financial Corporation (TFC)vs › | $62.24B | 1.05% | 0.94% | 0.70% | 0.81% |
| State Street Corporation (STT)vs › | $53.07B | 0.83% | 0.78% | 0.78% | 0.79% |
| Arthur J. Gallagher & Co. (AJG)vs › | $62.82B | 1.92% | 2.19% | 2.29% | 2.59% |
| Nasdaq, Inc. (NDAQ)vs › | $51.88B | 7.20% | 4.71% | 4.53% | 4.86% |
| The Allstate Corporation (ALL)vs › | $64.53B | 10.67% | 6.38% | 2.82% | 2.89% |
| Aon plc (AON)vs › | $65.37B | 7.34% | 6.35% | 7.04% | 6.37% |
| Ameriprise Financial, Inc. (AMP)vs › | $49.95B | 2.00% | 1.87% | 1.80% | 1.61% |
| Fifth Third Bancorp (FITB)vs › | $49.00B | 0.78% | 1.14% | 1.14% | 1.09% |
ROA
4.2%
ROE
16.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.13% |
| 2024-12-31 | 4.63% |
| 2023-12-31 | 3.68% |
| 2022-12-31 | 3.35% |
| 2021-12-31 | 2.69% |
| 2020-12-31 | 2.89% |
| 2019-12-31 | 2.16% |
| 2018-12-31 | 2.08% |
| 2017-12-31 | 3.36% |
| 2016-12-31 | 2.05% |
| 2015-12-31 | 2.14% |
| 2014-12-31 | 2.46% |
| 2013-12-31 | 2.60% |
| 2012-12-31 | 2.19% |
| 2011-12-31 | 1.67% |
| 2010-12-31 | 2.30% |
| 2009-12-31 | 1.78% |
| 2008-12-31 | 1.58% |
| 2007-12-31 | 2.48% |
| 2006-12-31 | 2.48% |
| 2005-12-31 | 2.63% |
| 2004-12-31 | 2.13% |
| 2003-12-31 | 1.51% |
| 2002-12-31 | 1.82% |
| 2001-12-31 | 1.81% |
| 2000-12-31 | 1.85% |
| 1999-12-31 | 1.54% |
| 1998-12-31 | 1.56% |
| 1997-12-31 | 1.99% |
| 1996-12-31 | 1.57% |
