Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 46.66% is 26% above its 5-year average of 37.11%, near the high end of its 5-year range (0.00%–46.66%).
As of the fiscal period ended Friday, July 31, 2026. 75.61% above its 12-month average of 26.57%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-07-31): 46.66%.
DEBT TO ASSETS RATIO
46.66%
DEBT TO ASSETS RATIO AVG TTM
26.57%
DEBT TO ASSETS RATIO AVG 3Y
37.71%
DEBT TO ASSETS RATIO AVG 5Y
37.11%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+75.61%
CURRENT VS 3Y AVG
+23.76%
CURRENT VS 5Y AVG
+25.75%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+93228.44%
vs the sector median at left
OFS Credit Company, Inc.
Market Cap
$683.83M
Debt to Assets Ratio
46.66%
TTM Avg
26.57%
3Y Avg
37.71%
5Y Avg
37.11%
Market Cap
$686.10M
Debt to Assets Ratio
0.25%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$680.25M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$677.50M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$677.47M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$693.35M
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$675.06M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$696.69M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$698.53M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OFS Credit Company, Inc. (OCCIN) | $683.83M | 46.66% | 26.57% | 37.71% | 37.11% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 0.25% | N/A | N/A | N/A |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.25M | 0.05% | N/A | N/A | N/A |
| Red River Bancshares, Inc. (RRBI)vs › | $677.50M | 0.00% | N/A | N/A | N/A |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 0.06% | N/A | N/A | N/A |
| Peoples Financial Services Corp. (PFIS)vs › | $693.35M | 0.04% | N/A | N/A | N/A |
| Carter Bankshares, Inc. (CARE)vs › | $675.06M | 0.00% | N/A | N/A | N/A |
| California BanCorp (BCAL)vs › | $696.69M | 0.01% | N/A | N/A | N/A |
| Midland States Bancorp, Inc. (MSBIP)vs › | $698.53M | 0.05% | N/A | N/A | N/A |
| Donegal Group Inc. (DGICA)vs › | $670.22M | 0.01% | N/A | N/A | N/A |
Debt/Assets
46.7%
Debt/Equity
0.90
Current ratio and interest coverage is unavailable for OFS Credit Company, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-07-31 | 46.66% |
| 2026-04-30 | 0.00% |
| 2026-01-31 | 46.63% |
| 2025-10-31 | 0.00% |
| 2025-07-31 | 39.57% |
| 2025-04-30 | 40.94% |
| 2025-01-31 | 34.69% |
| 2024-10-31 | 0.00% |
| 2024-07-31 | 32.66% |
| 2024-04-30 | 33.26% |
| 2024-01-31 | 32.29% |
| 2023-10-31 | 33.76% |
| 2023-07-31 | 36.61% |
| 2023-04-30 | 39.08% |
| 2023-01-31 | 37.44% |
| 2022-10-31 | 39.18% |
| 2022-07-31 | 39.60% |
| 2022-04-30 | 37.06% |
| 2022-01-31 | 35.55% |
| 2021-10-31 | 29.67% |
| 2021-07-31 | 33.31% |
| 2021-04-30 | 36.36% |
| 2021-01-31 | 30.64% |
| 2020-10-31 | 32.63% |
| 2020-07-31 | 34.97% |
| 2020-04-30 | 39.81% |
| 2020-01-31 | 39.81% |
| 2019-10-31 | 0.00% |
| 2019-07-31 | 30.21% |
| 2019-04-30 | 0.00% |
| 2019-01-31 | 29.62% |
