Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.41% is in line with its 5-year average of 1.51%, near the low end of its 5-year range (1.41%–1.78%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.14% below its 12-month average of 1.44%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.41%.
DEBT TO ASSETS RATIO
1.41%
DEBT TO ASSETS RATIO AVG TTM
1.44%
DEBT TO ASSETS RATIO AVG 3Y
1.49%
DEBT TO ASSETS RATIO AVG 5Y
1.51%
DEBT TO ASSETS RATIO AVG 10Y
2.56%
DEBT TO ASSETS RATIO AVG 15Y
3.28%
DEBT TO ASSETS RATIO AVG 20Y
3.19%
CURRENT VS TTM AVG
-2.14%
CURRENT VS 3Y AVG
-5.11%
CURRENT VS 5Y AVG
-6.63%
CURRENT VS 10Y AVG
-44.94%
CURRENT VS 15Y AVG
-57.05%
CURRENT VS 20Y AVG
-55.77%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 455 covered companies
CURRENT VS SECTOR MEDIAN
+2720.21%
vs the sector median at left
Donegal Group Inc.
Market Cap
$677.40M
Debt to Assets Ratio
1.41%
TTM Avg
1.44%
3Y Avg
1.49%
5Y Avg
1.51%
Market Cap
$671.96M
Debt to Assets Ratio
0.44%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$679.94M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$681.87M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$658.43M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$649.74M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$699.91M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$642.73M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICA) | $677.40M | 1.41% | 1.44% | 1.49% | 1.51% |
| Gladstone Investment Corporation (GAINI)vs › | $671.96M | 0.44% | N/A | N/A | N/A |
| Carter Bankshares, Inc. (CARE)vs › | $679.94M | 0.00% | N/A | N/A | N/A |
| Farmers National Banc Corp. (FMNB)vs › | $681.87M | 0.06% | N/A | N/A | N/A |
| Capital Bancorp, Inc. (CBNK)vs › | $658.43M | 0.01% | N/A | N/A | N/A |
| ACNB Corporation (ACNB)vs › | $655.61M | 0.10% | N/A | N/A | N/A |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.74M | 0.00% | N/A | N/A | N/A |
| California BanCorp (BCAL)vs › | $699.91M | 0.01% | N/A | N/A | N/A |
| American Bitcoin Corp (ABTC)vs › | $642.73M | 0.06% | N/A | N/A | N/A |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $636.82M | 0.36% | N/A | N/A | N/A |
Debt/Assets
1.4%
Debt/Equity
0.05
Current ratio and interest coverage is unavailable for Donegal Group Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.41% |
| 2026-03-31 | 1.43% |
| 2025-12-31 | 1.47% |
| 2025-09-30 | 1.45% |
| 2025-06-30 | 1.45% |
| 2025-03-31 | 1.48% |
| 2024-12-31 | 1.50% |
| 2024-09-30 | 1.49% |
| 2024-06-30 | 1.50% |
| 2024-03-31 | 1.53% |
| 2023-12-31 | 1.54% |
| 2023-09-30 | 1.55% |
| 2023-06-30 | 1.53% |
| 2023-03-31 | 1.54% |
| 2022-12-31 | 1.56% |
| 2022-09-30 | 1.56% |
| 2022-06-30 | 1.56% |
| 2022-03-31 | 1.56% |
| 2021-12-31 | 1.55% |
| 2021-09-30 | 1.55% |
| 2021-06-30 | 1.78% |
| 2021-03-31 | 1.83% |
| 2020-12-31 | 4.17% |
| 2020-09-30 | 4.20% |
| 2020-06-30 | 4.29% |
| 2020-03-31 | 4.45% |
| 2019-12-31 | 2.08% |
| 2019-09-30 | 2.08% |
| 2019-06-30 | 2.10% |
| 2019-03-31 | 2.14% |
| 2018-12-31 | 3.55% |
| 2018-09-30 | 3.56% |
| 2018-06-30 | 3.60% |
| 2018-03-31 | 3.61% |
| 2017-12-31 | 3.68% |
| 2017-09-30 | 4.30% |
| 2017-06-30 | 4.34% |
| 2017-03-31 | 4.45% |
| 2016-12-31 | 4.56% |
| 2016-09-30 | 4.86% |
| 2016-06-30 | 5.16% |
| 2016-03-31 | 5.50% |
| 2015-12-31 | 5.59% |
| 2015-09-30 | 3.46% |
| 2015-06-30 | 3.46% |
| 2015-03-31 | 4.01% |
| 2014-12-31 | 4.01% |
| 2014-09-30 | 4.18% |
| 2014-06-30 | 4.44% |
| 2014-03-31 | 4.69% |
| 2013-12-31 | 4.55% |
| 2013-09-30 | 5.00% |
| 2013-06-30 | 4.84% |
| 2013-03-31 | 4.92% |
| 2012-12-31 | 5.42% |
| 2012-09-30 | 5.25% |
| 2012-06-30 | 5.68% |
| 2012-03-31 | 5.85% |
| 2011-12-31 | 5.81% |
| 2011-09-30 | 4.24% |
| 2011-06-30 | 4.37% |
| 2011-03-31 | 5.04% |
| 2010-12-31 | 4.77% |
| 2010-09-30 | 1.58% |
| 2010-06-30 | 1.60% |
| 2010-03-31 | 1.65% |
| 2009-12-31 | 1.65% |
| 2009-09-30 | 1.67% |
| 2009-06-30 | 1.73% |
| 2009-03-31 | 1.74% |
| 2008-12-31 | 1.76% |
| 2008-09-30 | 1.73% |
| 2008-06-30 | 3.55% |
| 2008-03-31 | 3.56% |
| 2007-12-31 | 3.71% |
| 2007-09-30 | 3.65% |
| 2007-06-30 | 3.68% |
| 2007-03-31 | 3.69% |
| 2006-12-31 | 3.72% |
| 2006-09-30 | 3.71% |
| 2006-06-30 | 3.78% |
| 2006-03-31 | 3.85% |
| 2005-12-31 | 3.96% |
| 2005-09-30 | 4.00% |
| 2005-06-30 | 4.01% |
| 2005-03-31 | 4.17% |
| 2004-12-31 | 4.21% |
| 2004-09-30 | 4.25% |
| 2004-06-30 | 4.34% |
| 2004-03-31 | 3.67% |
| 2003-12-31 | 4.28% |
| 2003-09-30 | 5.13% |
| 2003-06-30 | 2.39% |
| 2003-03-31 | 3.86% |
| 2002-12-31 | 3.95% |
| 2002-09-30 | 4.05% |
