Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.34% is 16% below its 5-year average of 1.59%, near the low end of its 5-year range (1.00%–6.08%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.25% above its 12-month average of 1.27%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.34%.
DEBT TO ASSETS RATIO
1.34%
DEBT TO ASSETS RATIO AVG TTM
1.27%
DEBT TO ASSETS RATIO AVG 3Y
1.41%
DEBT TO ASSETS RATIO AVG 5Y
1.59%
DEBT TO ASSETS RATIO AVG 10Y
2.01%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+5.25%
CURRENT VS 3Y AVG
-5.20%
CURRENT VS 5Y AVG
-15.98%
CURRENT VS 10Y AVG
-33.53%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 509 covered companies
CURRENT VS SECTOR MEDIAN
+2576.75%
vs the sector median at left
Capital Bancorp, Inc.
Market Cap
$656.49M
Debt to Assets Ratio
1.34%
TTM Avg
1.27%
3Y Avg
1.41%
5Y Avg
1.59%
Market Cap
$653.63M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$649.08M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$646.53M
Debt to Assets Ratio
0.56%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$669.32M
Debt to Assets Ratio
0.44%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$636.18M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$635.68M
Debt to Assets Ratio
0.36%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$678.69M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital Bancorp, Inc. (CBNK) | $656.49M | 1.34% | 1.27% | 1.41% | 1.59% |
| ACNB Corporation (ACNB)vs › | $657.40M | 0.10% | N/A | N/A | N/A |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $653.63M | 0.00% | N/A | N/A | N/A |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.08M | 0.00% | N/A | N/A | N/A |
| New Mountain Finance Corporation (NMFC)vs › | $646.53M | 0.56% | N/A | N/A | N/A |
| Gladstone Investment Corporation (GAINI)vs › | $669.32M | 0.44% | N/A | N/A | N/A |
| Coastal Financial Corporation (CCB)vs › | $636.18M | 0.01% | N/A | N/A | N/A |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $635.68M | 0.36% | N/A | N/A | N/A |
| Donegal Group Inc. (DGICA)vs › | $678.69M | 0.01% | N/A | N/A | N/A |
| Carter Bankshares, Inc. (CARE)vs › | $679.16M | 0.00% | N/A | N/A | N/A |
Debt/Assets
1.3%
Debt/Equity
0.12
Current ratio and interest coverage is unavailable for Capital Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.34% |
| 2026-03-31 | 1.57% |
| 2025-12-31 | 1.44% |
| 2025-09-30 | 1.00% |
| 2025-06-30 | 1.01% |
| 2025-03-31 | 1.02% |
| 2024-12-31 | 1.06% |
| 2024-09-30 | 2.50% |
| 2024-06-30 | 1.81% |
| 2024-03-31 | 1.47% |
| 2023-12-31 | 2.20% |
| 2023-09-30 | 1.50% |
| 2023-06-30 | 1.53% |
| 2023-03-31 | 1.96% |
| 2022-12-31 | 6.08% |
| 2022-09-30 | 1.70% |
| 2022-06-30 | 1.58% |
| 2022-03-31 | 1.60% |
| 2021-12-31 | 1.66% |
| 2021-09-30 | 1.57% |
| 2021-06-30 | 1.58% |
| 2021-03-31 | 1.63% |
| 2020-12-31 | 1.92% |
| 2020-09-30 | 2.11% |
| 2020-06-30 | 2.36% |
| 2020-03-31 | 2.94% |
| 2019-12-31 | 3.34% |
| 2019-09-30 | 3.89% |
| 2019-06-30 | 4.40% |
| 2019-03-31 | 1.64% |
| 2018-12-31 | 2.04% |
| 2018-09-30 | 4.07% |
| 2018-06-30 | 2.79% |
| 2017-12-31 | 2.98% |
| 2016-12-31 | 3.64% |
