Capital Bancorp, Inc. (CBNK) vs Coastal Financial Corporation (CCB)
A side-by-side comparison of Capital Bancorp, Inc. and Coastal Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBNK vs CCB
growth of $100 · dividends reinvested · last 8yCBNK vs CCB: by the numbers
- •CBNK is the larger company ($653M vs $634M market cap).
- •CBNK is profitable (19.26% net margin) while CCB runs a net loss (-0.49%).
- •CCB grew revenue faster over the past five years (56.97% vs 10.99% CAGR).
- •CBNK pays a dividend (1.25% yield), while CCB has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CBNK | CCB |
|---|---|---|
| P/E ratio | 11.79 | N/A |
| Forward P/E | 11.53 | 31.17 |
| PEG ratio | 0.93 | N/A |
| P/S ratio | 2.23 | 0.81 |
| P/B ratio | 1.55 | 1.37 |
Profitability
| Metric | CBNK | CCB |
|---|---|---|
| Operating margin | 15.76% | 11.35% |
| Net margin | 19.26% | -0.49% |
| ROE | 13.35% | -0.83% |
Capital Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Coastal Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBNK | CCB |
|---|---|---|
| Dividend yield | 1.25% | N/A |
| Payout ratio | 14.71% | N/A |
Growth (annualized)
| Metric | CBNK | CCB |
|---|---|---|
| Revenue CAGR (5Y) | 10.99% | 56.97% |
| EPS CAGR (5Y) | 13.03% | 19.70% |
| Total return CAGR (5Y) | 11.49% | 5.06% |
Frequently asked
- Which has grown faster, CBNK or CCB?
- Over the past five years, CCB grew revenue faster — CBNK at a 10.99% CAGR versus CCB at 56.97%.
- Does CBNK or CCB pay a bigger dividend?
- CBNK pays a dividend (1.25% yield), while CCB has no payments in the available dividend history.
- Is CBNK or CCB more profitable?
- CBNK runs the higher net margin — CBNK at 19.26% versus CCB at -0.49%.
- How have CBNK and CCB total returns compared?
- Over the past 5 years, CBNK delivered 11.49% and CCB delivered 5.06% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital Bancorp & Coastal Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.