Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.63% is 61% below its 5-year average of 4.19%, near the low end of its 5-year range (1.63%–6.50%).
As of the fiscal period ended Tuesday, June 30, 2026. 35.18% below its 12-month average of 2.52%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.63%.
DEBT TO ASSETS RATIO
1.63%
DEBT TO ASSETS RATIO AVG TTM
2.52%
DEBT TO ASSETS RATIO AVG 3Y
3.81%
DEBT TO ASSETS RATIO AVG 5Y
4.19%
DEBT TO ASSETS RATIO AVG 10Y
4.36%
DEBT TO ASSETS RATIO AVG 15Y
3.90%
DEBT TO ASSETS RATIO AVG 20Y
4.71%
CURRENT VS TTM AVG
-35.18%
CURRENT VS 3Y AVG
-57.15%
CURRENT VS 5Y AVG
-60.95%
CURRENT VS 10Y AVG
-62.51%
CURRENT VS 15Y AVG
-58.05%
CURRENT VS 20Y AVG
-65.28%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+3168.72%
vs the sector median at left
Hanmi Financial Corporation
Market Cap
$940.68M
Debt to Assets Ratio
1.63%
TTM Avg
2.52%
3Y Avg
3.81%
5Y Avg
4.19%
Market Cap
$939.16M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$930.28M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$957.62M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$921.29M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$912.65M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$906.82M
Debt to Assets Ratio
0.29%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$902.30M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$886.86M
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanmi Financial Corporation (HAFC) | $940.68M | 1.63% | 2.52% | 3.81% | 4.19% |
| TrustCo Bank Corp NY (TRST)vs › | $939.16M | 0.02% | N/A | N/A | N/A |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $930.28M | 0.02% | N/A | N/A | N/A |
| Camden National Corp. (CAC)vs › | $957.62M | 0.08% | N/A | N/A | N/A |
| Mid Penn Bancorp, Inc. (MPB)vs › | $921.29M | 0.02% | N/A | N/A | N/A |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $912.65M | 0.02% | N/A | N/A | N/A |
| Prospect Capital Corporation (PSEC)vs › | $906.82M | 0.29% | N/A | N/A | N/A |
| First Community Bankshares, Inc. (FCBC)vs › | $902.30M | 0.00% | N/A | N/A | N/A |
| First Financial Corporation (THFF)vs › | $886.86M | 0.10% | N/A | N/A | N/A |
| Horizon Bancorp, Inc. (HBNC)vs › | $995.54M | 0.06% | N/A | N/A | N/A |
Debt/Assets
1.6%
Debt/Equity
0.16
Current ratio and interest coverage is unavailable for Hanmi Financial Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.63% |
| 2026-03-31 | 1.67% |
| 2025-12-31 | 3.56% |
| 2025-09-30 | 2.45% |
| 2025-06-30 | 3.29% |
| 2025-03-31 | 3.21% |
| 2024-12-31 | 5.12% |
| 2024-09-30 | 5.58% |
| 2024-06-30 | 5.57% |
| 2024-03-31 | 4.03% |
| 2023-12-31 | 6.01% |
| 2023-09-30 | 3.98% |
| 2023-06-30 | 3.47% |
| 2023-03-31 | 6.45% |
| 2022-12-31 | 6.50% |
| 2022-09-30 | 3.22% |
| 2022-06-30 | 3.94% |
| 2022-03-31 | 3.77% |
| 2021-12-31 | 5.14% |
| 2021-09-30 | 5.20% |
| 2021-06-30 | 4.09% |
| 2021-03-31 | 4.18% |
| 2020-12-31 | 4.34% |
| 2020-09-30 | 4.40% |
| 2020-06-30 | 5.96% |
| 2020-03-31 | 7.45% |
| 2019-12-31 | 3.76% |
| 2019-09-30 | 3.50% |
| 2019-06-30 | 2.14% |
| 2019-03-31 | 2.12% |
| 2018-12-31 | 3.14% |
| 2018-09-30 | 5.06% |
| 2018-06-30 | 7.16% |
| 2018-03-31 | 6.36% |
| 2017-12-31 | 5.13% |
| 2017-09-30 | 4.44% |
| 2017-06-30 | 2.75% |
| 2017-03-31 | 3.47% |
| 2016-12-31 | 7.10% |
| 2016-09-30 | 1.68% |
| 2016-06-30 | 6.73% |
| 2016-03-31 | 6.23% |
| 2015-12-31 | 4.46% |
| 2015-09-30 | 4.00% |
| 2015-06-30 | 0.47% |
| 2015-03-31 | 0.45% |
| 2014-12-31 | 3.98% |
| 2014-09-30 | 3.04% |
| 2014-06-30 | 3.13% |
| 2014-03-31 | 4.28% |
| 2013-12-31 | 4.18% |
| 2013-09-30 | 0.09% |
| 2013-06-30 | 0.10% |
| 2013-03-31 | 1.95% |
| 2012-12-31 | 2.96% |
| 2012-09-30 | 3.08% |
| 2012-06-30 | 3.06% |
| 2012-03-31 | 3.14% |
| 2011-12-31 | 3.12% |
| 2011-09-30 | 3.89% |
| 2011-06-30 | 3.27% |
| 2011-03-31 | 8.24% |
| 2010-12-31 | 8.17% |
| 2010-09-30 | 8.04% |
| 2010-06-30 | 8.21% |
| 2010-03-31 | 7.98% |
| 2009-12-31 | 7.53% |
| 2009-09-30 | 7.08% |
| 2009-06-30 | 7.64% |
| 2009-03-31 | 10.15% |
| 2008-12-31 | 13.04% |
| 2008-09-30 | 17.72% |
| 2008-06-30 | 15.15% |
| 2008-03-31 | 12.64% |
| 2007-12-31 | 15.55% |
| 2007-09-30 | 11.06% |
| 2007-06-30 | 9.33% |
| 2007-03-31 | 6.63% |
| 2006-12-31 | 6.75% |
| 2006-09-30 | 6.73% |
| 2006-06-30 | 6.60% |
| 2006-03-31 | 6.09% |
| 2005-12-31 | 3.77% |
| 2005-09-30 | 5.03% |
| 2005-06-30 | 7.07% |
| 2005-03-31 | 4.76% |
| 2004-12-31 | 4.89% |
| 2004-09-30 | 8.89% |
| 2004-06-30 | 11.26% |
| 2004-03-31 | 6.72% |
| 2003-12-31 | 10.24% |
| 2003-09-30 | 4.87% |
| 2003-06-30 | 3.15% |
| 2003-03-31 | 4.48% |
| 2002-12-31 | 2.37% |
| 2002-09-30 | 2.84% |
