Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.08% is 72% above its 5-year average of 0.05%, near the high end of its 5-year range (0.03%–0.09%).
As of the fiscal period ended Tuesday, June 30, 2026. 43.55% above its 12-month average of 0.06%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.08%.
DEBT TO ASSETS RATIO
0.08%
DEBT TO ASSETS RATIO AVG TTM
0.06%
DEBT TO ASSETS RATIO AVG 3Y
0.03%
DEBT TO ASSETS RATIO AVG 5Y
0.05%
DEBT TO ASSETS RATIO AVG 10Y
0.13%
DEBT TO ASSETS RATIO AVG 15Y
4.08%
DEBT TO ASSETS RATIO AVG 20Y
6.75%
CURRENT VS TTM AVG
+43.55%
CURRENT VS 3Y AVG
+145.22%
CURRENT VS 5Y AVG
+72.38%
CURRENT VS 10Y AVG
-39.80%
CURRENT VS 15Y AVG
-98.02%
CURRENT VS 20Y AVG
-98.80%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+62.10%
vs the sector median at left
First Community Bankshares, Inc.
Market Cap
$902.39M
Debt to Assets Ratio
0.08%
TTM Avg
0.06%
3Y Avg
0.03%
5Y Avg
0.05%
Market Cap
$906.77M
Debt to Assets Ratio
0.29%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$908.56M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$884.99M
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$920.53M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$928.62M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$937.25M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$864.93M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Community Bankshares, Inc. (FCBC) | $902.39M | 0.08% | 0.06% | 0.03% | 0.05% |
| Prospect Capital Corporation (PSEC)vs › | $906.77M | 0.29% | N/A | N/A | N/A |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $908.56M | 0.02% | N/A | N/A | N/A |
| First Financial Corporation (THFF)vs › | $884.99M | 0.10% | N/A | N/A | N/A |
| Mid Penn Bancorp, Inc. (MPB)vs › | $920.53M | 0.02% | N/A | N/A | N/A |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $928.62M | 0.02% | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $875.36M | 0.36% | N/A | N/A | N/A |
| TrustCo Bank Corp NY (TRST)vs › | $937.25M | 0.02% | N/A | N/A | N/A |
| Great Southern Bancorp, Inc. (GSBC)vs › | $864.93M | 0.09% | N/A | N/A | N/A |
| Hanmi Financial Corporation (HAFC)vs › | $940.62M | 0.02% | N/A | N/A | N/A |
Debt/Assets
0.1%
Debt/Equity
0.01
Current ratio and interest coverage is unavailable for First Community Bankshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.08% |
| 2026-03-31 | 0.09% |
| 2025-12-31 | 0.04% |
| 2025-09-30 | 0.04% |
| 2025-06-30 | 0.03% |
| 2025-03-31 | 0.03% |
| 2024-12-31 | 0.03% |
| 2024-09-30 | 0.03% |
| 2024-06-30 | 0.03% |
| 2024-03-31 | 0.03% |
| 2023-12-31 | 0.03% |
| 2023-09-30 | 0.03% |
| 2023-06-30 | 0.04% |
| 2023-03-31 | 0.06% |
| 2022-12-31 | 0.06% |
| 2022-09-30 | 0.06% |
| 2022-06-30 | 0.08% |
| 2022-03-31 | 0.08% |
| 2021-12-31 | 0.05% |
| 2021-09-30 | 0.04% |
| 2021-06-30 | 0.03% |
| 2021-03-31 | 0.05% |
| 2020-12-31 | 0.03% |
| 2020-09-30 | 0.03% |
| 2020-06-30 | 0.04% |
| 2020-03-31 | 0.09% |
| 2019-12-31 | 0.06% |
| 2019-09-30 | 0.08% |
| 2019-06-30 | 0.14% |
| 2019-03-31 | 0.17% |
| 2018-12-31 | 1.31% |
| 2018-09-30 | 1.33% |
| 2018-06-30 | 3.32% |
| 2018-03-31 | 3.26% |
| 2017-12-31 | 3.35% |
| 2017-09-30 | 5.63% |
| 2017-06-30 | 5.75% |
| 2017-03-31 | 6.41% |
| 2016-12-31 | 7.49% |
| 2016-09-30 | 9.15% |
| 2016-06-30 | 12.47% |
| 2016-03-31 | 9.45% |
| 2015-12-31 | 8.91% |
| 2015-09-30 | 8.27% |
| 2015-06-30 | 8.15% |
| 2015-03-31 | 8.60% |
| 2014-12-31 | 8.81% |
| 2014-09-30 | 9.63% |
| 2014-06-30 | 11.11% |
| 2014-03-31 | 10.67% |
| 2013-12-31 | 11.54% |
| 2013-09-30 | 10.57% |
| 2013-06-30 | 10.83% |
| 2013-03-31 | 10.56% |
| 2012-12-31 | 11.48% |
| 2012-09-30 | 6.42% |
| 2012-06-30 | 6.85% |
| 2012-03-31 | 7.53% |
| 2011-12-31 | 13.63% |
| 2011-09-30 | 7.47% |
| 2011-06-30 | 7.53% |
| 2011-03-31 | 7.42% |
| 2010-12-31 | 8.52% |
| 2010-09-30 | 8.32% |
| 2010-06-30 | 8.72% |
| 2010-03-31 | 8.59% |
| 2009-12-31 | 8.74% |
| 2009-09-30 | 8.66% |
| 2009-06-30 | 8.66% |
| 2009-03-31 | 9.82% |
| 2008-12-31 | 17.90% |
| 2008-09-30 | 21.68% |
| 2008-06-30 | 24.30% |
| 2008-03-31 | 23.00% |
| 2007-12-31 | 24.09% |
| 2007-09-30 | 24.57% |
| 2007-06-30 | 23.49% |
| 2007-03-31 | 21.64% |
| 2006-12-31 | 19.99% |
| 2006-09-30 | 19.24% |
| 2006-06-30 | 17.87% |
| 2006-03-31 | 16.85% |
| 2005-12-31 | 17.22% |
| 2005-09-30 | 16.75% |
| 2005-06-30 | 17.18% |
| 2005-03-31 | 15.11% |
| 2004-12-31 | 14.98% |
| 2004-09-30 | 14.70% |
| 2004-06-30 | 13.53% |
| 2004-03-31 | 15.42% |
| 2003-12-31 | 14.48% |
| 2003-09-30 | 15.62% |
| 2003-06-30 | 14.50% |
| 2003-03-31 | 13.48% |
| 2002-12-31 | 14.19% |
| 2002-09-30 | 14.49% |
