Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.43% is 34% below its 3-year average of 3.69%, near the low end of its 3-year range (0.76%–8.38%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.00% above its 12-month average of 2.21%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.43%.
DEBT TO ASSETS RATIO
2.43%
DEBT TO ASSETS RATIO AVG TTM
2.21%
DEBT TO ASSETS RATIO AVG 3Y
2.00%
DEBT TO ASSETS RATIO AVG 5Y
N/A
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+10.00%
CURRENT VS 3Y AVG
+21.46%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 623 covered companies
CURRENT VS SECTOR MEDIAN
+4767.73%
vs the sector median at left
NB Bancorp, Inc. Common Stock
Market Cap
$931.73M
Debt to Assets Ratio
2.43%
TTM Avg
2.21%
3Y Avg
2.00%
5Y Avg
N/A
Market Cap
$936.88M
Debt to Assets Ratio
0.29%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$939.75M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$922.81M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$913.12M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$906.55M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$961.43M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$996.57M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NB Bancorp, Inc. Common Stock (NBBK) | $931.73M | 2.43% | 2.21% | 2.00% | N/A |
| Prospect Capital Corporation (PSEC)vs › | $936.88M | 0.29% | N/A | N/A | N/A |
| Hanmi Financial Corporation (HAFC)vs › | $939.75M | 0.02% | N/A | N/A | N/A |
| Mid Penn Bancorp, Inc. (MPB)vs › | $922.81M | 0.02% | N/A | N/A | N/A |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $913.12M | 0.02% | N/A | N/A | N/A |
| First Community Bankshares, Inc. (FCBC)vs › | $906.55M | 0.00% | N/A | N/A | N/A |
| Camden National Corp. (CAC)vs › | $961.43M | 0.08% | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $879.69M | 0.36% | N/A | N/A | N/A |
| Horizon Bancorp, Inc. (HBNC)vs › | $996.57M | 0.06% | N/A | N/A | N/A |
| Great Southern Bancorp, Inc. (GSBC)vs › | $867.37M | 0.09% | N/A | N/A | N/A |
Debt/Assets
2.4%
Debt/Equity
0.22
Current ratio and interest coverage is unavailable for NB Bancorp, Inc. Common Stock: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.43% |
| 2026-03-31 | 2.63% |
| 2025-12-31 | 2.80% |
| 2025-09-30 | 0.76% |
| 2025-06-30 | 2.44% |
| 2025-03-31 | 1.73% |
| 2024-12-31 | 2.34% |
| 2024-09-30 | 2.33% |
| 2024-06-30 | 1.27% |
| 2024-03-31 | 1.31% |
| 2023-12-31 | 6.25% |
| 2023-09-30 | 8.17% |
| 2023-06-30 | 8.38% |
| 2023-03-31 | 4.31% |
| 2022-12-31 | 8.16% |
