NB Bancorp, Inc. Common Stock (NBBK) vs Prospect Capital Corporation (PSEC)

A side-by-side comparison of NB Bancorp, Inc. Common Stock and Prospect Capital Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — NBBK vs PSEC

growth of $100 · dividends reinvested · last 3y
NBBK +65.6% (+18.3%/yr)PSEC -50.2% (-20.8%/yr)NBBK compounded faster over this window
50100150Start $100202420252026$166$50
NBBK PSEC

NBBK vs PSEC: by the numbers

  • •NBBK is the larger company ($932M vs $923M market cap).
  • •NBBK trades at the lower trailing earnings multiple (15.06 vs 32.82 P/E), one valuation lens rather than an overall verdict.
  • •PSEC converts more revenue to profit (24.03% vs 15.57% net margin).
  • •PSEC pays the higher dividend yield (26.76% vs 1.24%).

Metrics side by side

Valuation

MetricNBBKPSEC
P/E ratio15.0632.82
Forward P/E10.51N/A
P/S ratio2.451.44
P/B ratio1.110.31

Profitability

MetricNBBKPSEC
Gross marginN/A79.69%
Operating margin21.76%51.04%
Net margin15.57%24.03%
ROE7.03%3.41%

NB Bancorp, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricNBBKPSEC
Dividend yield1.24%26.76%
Payout ratio18.79%891.27%

Growth (annualized)

MetricNBBKPSEC
Revenue CAGR (5Y)N/A-11.04%
Total return CAGR (5Y)N/A-13.71%

Frequently asked

Which has the lower trailing P/E, NBBK or PSEC?
NBBK has the lower trailing P/E: NBBK trades at 15.06 and PSEC at 32.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does NBBK or PSEC pay a bigger dividend?
NBBK yields 1.24% and PSEC yields 26.76% based on trailing dividends and the latest price.
Is NBBK or PSEC more profitable?
PSEC runs the higher net margin — NBBK at 15.57% versus PSEC at 24.03%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.