Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 34.58% is 86% above its 5-year average of 18.60%, near the high end of its 5-year range (11.63%–34.58%).
As of the fiscal period ended Wednesday, December 31, 2025. 4.33% above its 12-month average of 33.14%.
Reported quarterly debt to assets ratio; no daily interpolation.
DEBT TO ASSETS RATIO
34.58%
DEBT TO ASSETS RATIO AVG TTM
33.14%
DEBT TO ASSETS RATIO AVG 3Y
22.68%
DEBT TO ASSETS RATIO AVG 5Y
17.72%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+4.33%
CURRENT VS 3Y AVG
+52.43%
CURRENT VS 5Y AVG
+95.17%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.11%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+31334.37%
vs the sector median at left
Lufax Holding Ltd
Market Cap
$578.59M
Debt to Assets Ratio
34.58%
TTM Avg
33.14%
3Y Avg
22.68%
5Y Avg
17.72%
Market Cap
$567.25M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$695.59M
Debt to Assets Ratio
0.29%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$731.93M
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$321.81M
Debt to Assets Ratio
0.16%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$269.91M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$201.31M
Debt to Assets Ratio
0.22%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.44M
Debt to Assets Ratio
0.12%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$154.77M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lufax Holding Ltd (LU) | $578.59M | 34.58% | 33.14% | 22.68% | 17.72% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $567.25M | N/A | N/A | N/A | N/A |
| BlackRock Multi-Sector Income Trust (BIT)vs › | $695.59M | 0.29% | N/A | N/A | N/A |
| Washington Trust Bancorp, Inc. (WASH)vs › | $731.93M | 0.11% | N/A | N/A | N/A |
| BlackRock Floating Rate Income Trust (BGT)vs › | $321.81M | 0.16% | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $269.91M | 0.06% | N/A | N/A | N/A |
| Franklin Universal Trust (FT)vs › | $201.31M | 0.22% | N/A | N/A | N/A |
| The New Germany Fund, Inc. (GF)vs › | $183.44M | 0.12% | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $154.77M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $153.06M | 0.01% | N/A | N/A | N/A |
Debt/Assets
34.6%
Debt/Equity
1.02
Current Ratio
0.56
Interest Coverage
-0.5x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2025-12-31 | 34.58% |
| 2025-09-30 | 34.04% |
| 2025-06-30 | 30.81% |
| 2024-09-30 | 23.05% |
| 2024-06-30 | 21.78% |
| 2024-03-31 | 20.98% |
| 2023-12-31 | 18.93% |
| 2023-09-30 | 16.63% |
| 2023-06-30 | 17.02% |
| 2023-03-31 | 16.50% |
| 2022-12-31 | 15.21% |
| 2022-09-30 | 16.05% |
| 2022-06-30 | 14.19% |
| 2022-03-31 | 13.42% |
| 2021-12-31 | 12.43% |
| 2021-09-30 | 11.88% |
| 2021-06-30 | 12.32% |
| 2021-03-31 | 12.06% |
| 2020-12-31 | 11.63% |
| 2020-09-30 | 14.58% |
| 2020-06-30 | 9.00% |
| 2019-12-31 | 9.32% |
