Hanmi Financial (HAFC) Debt/Equity Ratio: History & Chart

Hanmi Financial Corporation(HAFC)

Banks - Regional · Los Angeles, CA

$31.73+0.23 (+0.75%)

Delayed quote: Oct 6, 2026, 10:20 AM EDT

About Hanmi Financial Corporation

Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is placed on assisting small and mid-sized businesses with Small Business Administration (SBA) and trade finance lending. These SBA programs support a range of business activities, including the acquisition of owner-occupied commercial real estate, funding for business acquisitions and startups, franchise financing, working capital, property improvements and renovations, inventory and equipment purchases, and debt refinancing. Additionally, equipment lease financing is available. As of February 28, 2022, Hanmi Financial operated a network comprising 35 full-service branches and 8 loan production offices situated across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The institution was established in 1982 and maintains its headquarters in Los Angeles, California.

Los Angeles, CA

608 employees

www.hanmi.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bonita I. Lee

View full financials

HAFC Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.16

DEBT TO EQUITY RATIO AVG TTM

0.25

DEBT TO EQUITY RATIO AVG 3Y

0.40

DEBT TO EQUITY RATIO AVG 5Y

0.45

DEBT TO EQUITY RATIO AVG 10Y

0.45

DEBT TO EQUITY RATIO AVG 15Y

0.39

DEBT TO EQUITY RATIO AVG 20Y

0.41

CURRENT VS TTM AVG

-36.24%

CURRENT VS 3Y AVG

-59.86%

CURRENT VS 5Y AVG

-64.36%

CURRENT VS 10Y AVG

-63.95%

CURRENT VS 15Y AVG

-58.39%

CURRENT VS 20Y AVG

-60.57%

SECTOR MEDIAN · FINANCIAL SERVICES

0.35

median of 478 covered companies

CURRENT VS SECTOR MEDIAN

-54.02%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Hanmi Financial Corporation (HAFC)	$944.63M	0.16	0.25	0.40	0.45
NB Bancorp, Inc. Common Stock (NBBK)vs ›	$935.88M	0.22	0.20	0.40	0.32
Mid Penn Bancorp, Inc. (MPB)vs ›	$924.58M	0.17	0.10	0.25	0.31
Camden National Corp. (CAC)vs ›	$964.14M	0.79	0.98	0.93	0.78
First Community Bankshares, Inc. (FCBC)vs ›	$908.06M	0.01	0.00	0.00	0.00
Lufax Holding Ltd (LU)vs ›	$897.02M	0.92	1.02	0.69	0.58
Forbright, Inc. Class A Common Stock (FRBT)vs ›	$903.50M	0.16	0.18	0.18	0.18
Horizon Bancorp, Inc. (HBNC)vs ›	$998.11M	0.52	1.18	1.32	1.21
Business First Bancshares, Inc. (BFST)vs ›	$1.02B	0.61	0.60	0.79	0.64
MetroCity Bankshares, Inc. (MCBS)vs ›	$1.01B	0.71	0.95	0.97	1.02

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Hanmi Financial Corporation (HAFC)

$944.63M

0.16

0.25

0.40

0.45

NB Bancorp, Inc. Common Stock (NBBK)vs ›

$935.88M

0.22

0.20

0.40

0.32

Mid Penn Bancorp, Inc. (MPB)vs ›

$924.58M

0.17

0.10

0.25

0.31

Camden National Corp. (CAC)vs ›

$964.14M

0.79

0.98

0.93

0.78

First Community Bankshares, Inc. (FCBC)vs ›

$908.06M

0.01

0.00

Lufax Holding Ltd (LU)vs ›

$897.02M

0.92

1.02

0.69

0.58

Forbright, Inc. Class A Common Stock (FRBT)vs ›

$903.50M

0.16

0.18

Horizon Bancorp, Inc. (HBNC)vs ›

$998.11M

0.52

1.18

1.32

1.21

Business First Bancshares, Inc. (BFST)vs ›

$1.02B

0.61

0.60

0.79

0.64

MetroCity Bankshares, Inc. (MCBS)vs ›

$1.01B

0.71

0.95

0.97

1.02

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The debt to equity ratio for HAFC stock is 0.16.

Is Hanmi Financial Corporation's debt to equity ratio high or low?

The debt to equity ratio of 0.16 is 64% below its 5-year average of 0.45, near the low end of its 5-year range (0.16–0.75).

What is the TTM average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The TTM average debt to equity ratio for HAFC stock is 0.25.

What is the 3Y average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The 3Y average debt to equity ratio for HAFC stock is 0.40.

What is the 5Y average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The 5Y average debt to equity ratio for HAFC stock is 0.45.

What is the 10Y average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The 10Y average debt to equity ratio for HAFC stock is 0.45.

What is the 15Y average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The 15Y average debt to equity ratio for HAFC stock is 0.39.

What is the 20Y average debt to equity ratio for Hanmi Financial Corporation (HAFC)?

The 20Y average debt to equity ratio for HAFC stock is 0.41.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.16
2026-03-31	0.16
2025-12-31	0.35
2025-09-30	0.25
2025-06-30	0.34
2025-03-31	0.33
2024-12-31	0.54
2024-09-30	0.58
2024-06-30	0.60
2024-03-31	0.43
2023-12-31	0.65
2023-09-30	0.44
2023-06-30	0.38
2023-03-31	0.72
2022-12-31	0.75
2022-09-30	0.38
2022-06-30	0.44
2022-03-31	0.41
2021-12-31	0.55
2021-09-30	0.57
2021-06-30	0.45
2021-03-31	0.46
2020-12-31	0.47
2020-09-30	0.48
2020-06-30	0.68
2020-03-31	0.76
2019-12-31	0.37
2019-09-30	0.34
2019-06-30	0.21
2019-03-31	0.21
2018-12-31	0.31
2018-09-30	0.49
2018-06-30	0.68
2018-03-31	0.60
2017-12-31	0.48
2017-09-30	0.41
2017-06-30	0.25
2017-03-31	0.31
2016-12-31	0.63
2016-09-30	0.14
2016-06-30	0.57
2016-03-31	0.53
2015-12-31	0.38
2015-09-30	0.35
2015-06-30	0.04
2015-03-31	0.04
2014-12-31	0.37
2014-09-30	0.30
2014-06-30	0.23
2014-03-31	0.32
2013-12-31	0.32
2013-09-30	0.01
2013-06-30	0.01
2013-03-31	0.14
2012-12-31	0.23
2012-09-30	0.24
2012-06-30	0.25
2012-03-31	0.30
2011-12-31	0.30
2011-09-30	0.51
2011-06-30	0.45
2011-03-31	1.29
2010-12-31	1.37
2010-09-30	1.38
2010-06-30	3.27
2010-03-31	2.38
2009-12-31	1.59
2009-09-30	1.31
2009-06-30	1.24
2009-03-31	1.52
2008-12-31	1.91
2008-09-30	2.50
2008-06-30	2.23
2008-03-31	1.34
2007-12-31	1.67
2007-09-30	0.92
2007-06-30	0.74
2007-03-31	0.51
2006-12-31	0.52
2006-09-30	0.53
2006-06-30	0.53
2006-03-31	0.49
2005-12-31	0.30
2005-09-30	0.41
2005-06-30	0.54
2005-03-31	0.37
2004-12-31	0.38
2004-09-30	0.70
2004-06-30	0.93
2004-03-31	0.80
2003-12-31	1.31
2003-09-30	0.62
2003-06-30	0.39
2003-03-31	0.54
2002-12-31	0.28
2002-09-30	0.34

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.16

2026-03-31

0.16

2025-12-31

0.35

2025-09-30

0.25

2025-06-30

0.34

2025-03-31

0.33

2024-12-31

0.54

2024-09-30

0.58

2024-06-30

0.60

2024-03-31

0.43

2023-12-31

0.65

2023-09-30

0.44

2023-06-30

0.38

2023-03-31

0.72

2022-12-31

0.75

2022-09-30

0.38

2022-06-30

0.44

2022-03-31

0.41

2021-12-31

0.55

2021-09-30

0.57

2021-06-30

0.45

2021-03-31

0.46

2020-12-31

0.47

2020-09-30

0.48

2020-06-30

0.68

2020-03-31

0.76

2019-12-31

0.37

2019-09-30

0.34

2019-06-30

0.21

2019-03-31

0.21

2018-12-31

0.31

2018-09-30

0.49

2018-06-30

0.68

2018-03-31

0.60

2017-12-31

0.48

2017-09-30

0.41

2017-06-30

0.25

2017-03-31

0.31

2016-12-31

0.63

2016-09-30

0.14

2016-06-30

0.57

2016-03-31

0.53

2015-12-31

0.38

2015-09-30

0.35

2015-06-30

0.04

2015-03-31

0.04

2014-12-31

0.37

2014-09-30

0.30

2014-06-30

0.23

2014-03-31

0.32

2013-12-31

0.32

2013-09-30

0.01

2013-06-30

0.01

2013-03-31

0.14

2012-12-31

0.23

2012-09-30

0.24

2012-06-30

0.25

2012-03-31

0.30

2011-12-31

0.30

2011-09-30

0.51

2011-06-30

0.45

2011-03-31

1.29

2010-12-31

1.37

2010-09-30

1.38

2010-06-30

3.27

2010-03-31

2.38

2009-12-31

1.59

2009-09-30

1.31

2009-06-30

1.24

2009-03-31

1.52

2008-12-31

1.91

2008-09-30

2.50

2008-06-30

2.23

2008-03-31

1.34

2007-12-31

1.67

2007-09-30

0.92

2007-06-30

0.74

2007-03-31

0.51

2006-12-31

0.52

2006-09-30

0.53

2006-06-30

0.53

2006-03-31

0.49

2005-12-31

0.30

2005-09-30

0.41

2005-06-30

0.54

2005-03-31

0.37

2004-12-31

0.38

2004-09-30

0.70

2004-06-30

0.93

2004-03-31

0.80

2003-12-31

1.31

2003-09-30

0.62

2003-06-30

0.39

2003-03-31

0.54

2002-12-31

0.28

2002-09-30

0.34

Debt to Equity Ratio: 0.16

HAFC Debt to Equity Ratio

HAFC Average Debt to Equity Ratio Chart

HAFC Current vs Average Debt to Equity Ratio Chart

HAFC Debt to Equity Ratio Metrics

HAFC Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

HAFC Debt to Equity Ratio History

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