Business First Bancshares, Inc. (BFST) vs Hanmi Financial Corporation (HAFC)
A side-by-side comparison of Business First Bancshares, Inc. and Hanmi Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BFST vs HAFC
growth of $100 · dividends reinvested · last 8yBFST vs HAFC: by the numbers
- •BFST is the larger company ($1.01B vs $940M market cap).
- •HAFC trades at the lower trailing earnings multiple (10.63 vs 10.95 P/E), one valuation lens rather than an overall verdict.
- •HAFC converts more revenue to profit (23.16% vs 20.42% net margin).
- •BFST grew revenue faster over the past five years (17.05% vs 9.18% CAGR).
- •HAFC pays the higher dividend yield (3.52% vs 1.94%).
Metrics side by side
Valuation
| Metric | BFST | HAFC |
|---|---|---|
| P/E ratio | 10.95 | 10.63 |
| Forward P/E | 10.26 | 9.94 |
| PEG ratio | 0.98 | 0.84 |
| P/S ratio | 2.22 | 2.44 |
| P/B ratio | 1.08 | 1.16 |
Profitability
| Metric | BFST | HAFC |
|---|---|---|
| Operating margin | 22.15% | 17.26% |
| Net margin | 20.42% | 23.16% |
| ROE | 9.22% | 11.00% |
Business First Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BFST | HAFC |
|---|---|---|
| Dividend yield | 1.94% | 3.52% |
| Payout ratio | 21.28% | 37.37% |
Growth (annualized)
| Metric | BFST | HAFC |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 9.18% |
| EPS CAGR (5Y) | 11.08% | 13.07% |
| Total return CAGR (5Y) | 7.54% | 14.54% |
Frequently asked
- Which has the lower trailing P/E, BFST or HAFC?
- HAFC has the lower trailing P/E: BFST trades at 10.95 and HAFC at 10.63. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BFST or HAFC?
- Over the past five years, BFST grew revenue faster — BFST at a 17.05% CAGR versus HAFC at 9.18%.
- Does BFST or HAFC pay a bigger dividend?
- BFST yields 1.94% and HAFC yields 3.52% based on trailing dividends and the latest price.
- Is BFST or HAFC more profitable?
- HAFC runs the higher net margin — BFST at 20.42% versus HAFC at 23.16%.
- How have BFST and HAFC total returns compared?
- Over the past 5 years, BFST delivered 7.54% and HAFC delivered 14.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Business First Bancshares & Hanmi Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.