Hanmi Financial Corporation (HAFC) vs Lufax Holding Ltd (LU)
A side-by-side comparison of Hanmi Financial Corporation and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HAFC vs LU
growth of $100 · dividends reinvested · last 6yHAFC vs LU: by the numbers
- •HAFC is the larger company ($940M vs $884M market cap).
- •HAFC is profitable (23.16% net margin) while LU runs a net loss (-7.83%).
- •HAFC grew revenue faster over the past five years (9.18% vs -13.35% CAGR).
- •HAFC pays a dividend (3.52% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | HAFC | LU |
|---|---|---|
| P/E ratio | 10.63 | N/A |
| Forward P/E | 9.94 | N/A |
| PEG ratio | 0.84 | N/A |
| P/S ratio | 2.44 | 0.22 |
| P/B ratio | 1.16 | 0.08 |
Profitability
| Metric | HAFC | LU |
|---|---|---|
| Operating margin | 17.26% | 1.13% |
| Net margin | 23.16% | -7.83% |
| ROE | 11.00% | -2.75% |
Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HAFC | LU |
|---|---|---|
| Dividend yield | 3.52% | N/A |
| Payout ratio | 37.37% | N/A |
Growth (annualized)
| Metric | HAFC | LU |
|---|---|---|
| Revenue CAGR (5Y) | 9.18% | -13.35% |
| EPS CAGR (5Y) | 13.07% | N/A |
| Total return CAGR (5Y) | 14.54% | -37.51% |
Frequently asked
- Which has grown faster, HAFC or LU?
- Over the past five years, HAFC grew revenue faster — HAFC at a 9.18% CAGR versus LU at -13.35%.
- Does HAFC or LU pay a bigger dividend?
- HAFC pays a dividend (3.52% yield), while LU is a former payer with no current dividend run rate.
- Is HAFC or LU more profitable?
- HAFC runs the higher net margin — HAFC at 23.16% versus LU at -7.83%.
- How have HAFC and LU total returns compared?
- Over the past 5 years, HAFC delivered 14.54% and LU delivered -37.51% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Hanmi Financial & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.