Hanmi Financial Corporation (HAFC) vs Lufax Holding Ltd (LU)

A side-by-side comparison of Hanmi Financial Corporation and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — HAFC vs LU

growth of $100 · dividends reinvested · last 6y
HAFC +354.3% (+28.7%/yr)LU -94.7% (-38.7%/yr)HAFC compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$454$5
HAFC LU

HAFC vs LU: by the numbers

  • •HAFC is the larger company ($940M vs $884M market cap).
  • •HAFC is profitable (23.16% net margin) while LU runs a net loss (-7.83%).
  • •HAFC grew revenue faster over the past five years (9.18% vs -13.35% CAGR).
  • •HAFC pays a dividend (3.52% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricHAFCLU
P/E ratio10.63N/A
Forward P/E9.94N/A
PEG ratio0.84N/A
P/S ratio2.440.22
P/B ratio1.160.08

Profitability

MetricHAFCLU
Operating margin17.26%1.13%
Net margin23.16%-7.83%
ROE11.00%-2.75%

Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricHAFCLU
Dividend yield3.52%N/A
Payout ratio37.37%N/A

Growth (annualized)

MetricHAFCLU
Revenue CAGR (5Y)9.18%-13.35%
EPS CAGR (5Y)13.07%N/A
Total return CAGR (5Y)14.54%-37.51%

Frequently asked

Which has grown faster, HAFC or LU?
Over the past five years, HAFC grew revenue faster — HAFC at a 9.18% CAGR versus LU at -13.35%.
Does HAFC or LU pay a bigger dividend?
HAFC pays a dividend (3.52% yield), while LU is a former payer with no current dividend run rate.
Is HAFC or LU more profitable?
HAFC runs the higher net margin — HAFC at 23.16% versus LU at -7.83%.
How have HAFC and LU total returns compared?
Over the past 5 years, HAFC delivered 14.54% and LU delivered -37.51% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.