Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 5.12% is 16% above its 5-year average of 4.42%, around the middle of its 5-year range (-0.35%–12.07%).
101.18% above its 12-month average of 2.55%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
5.12%
RETURN ON ASSETS (ROA) AVG TTM
2.55%
RETURN ON ASSETS (ROA) AVG 3Y
2.98%
RETURN ON ASSETS (ROA) AVG 5Y
4.42%
RETURN ON ASSETS (ROA) AVG 10Y
3.34%
RETURN ON ASSETS (ROA) AVG 15Y
2.17%
RETURN ON ASSETS (ROA) AVG 20Y
2.48%
CURRENT VS TTM AVG
+101.18%
CURRENT VS 3Y AVG
+72.10%
CURRENT VS 5Y AVG
+15.71%
CURRENT VS 10Y AVG
+53.25%
CURRENT VS 15Y AVG
+135.61%
CURRENT VS 20Y AVG
+106.84%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+108.55%
vs the sector median at left
Willis Towers Watson Public Limited Company
Market Cap
$29.61B
Return on Assets (ROA)
5.12%
TTM Avg
2.55%
3Y Avg
2.98%
5Y Avg
4.42%
Market Cap
$29.34B
Return on Assets (ROA)
0.91%
TTM Avg
0.75%
3Y Avg
0.78%
5Y Avg
0.82%
Market Cap
$30.85B
Return on Assets (ROA)
12.75%
TTM Avg
10.82%
3Y Avg
8.79%
5Y Avg
8.35%
Market Cap
$32.52B
Return on Assets (ROA)
-0.02%
TTM Avg
0.04%
3Y Avg
-0.33%
5Y Avg
2.49%
Market Cap
$26.02B
Return on Assets (ROA)
7.72%
TTM Avg
6.06%
3Y Avg
4.03%
5Y Avg
5.00%
Market Cap
$25.91B
Return on Assets (ROA)
4.22%
TTM Avg
4.19%
3Y Avg
4.04%
5Y Avg
3.54%
Market Cap
$33.44B
Return on Assets (ROA)
5.51%
TTM Avg
6.32%
3Y Avg
5.82%
5Y Avg
5.22%
Market Cap
$33.62B
Return on Assets (ROA)
0.84%
TTM Avg
0.96%
3Y Avg
1.04%
5Y Avg
0.93%
Market Cap
$33.67B
Return on Assets (ROA)
2.45%
TTM Avg
2.46%
3Y Avg
2.25%
5Y Avg
2.16%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Willis Towers Watson Public Limited Company (WTW) | $29.61B | 5.12% | 2.55% | 2.98% | 4.42% |
| Citizens Financial Group, Inc. (CFG)vs › | $29.34B | 0.91% | 0.75% | 0.78% | 0.82% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.85B | 12.75% | 10.82% | 8.79% | 8.35% |
| iShares Silver Trust (SLV)vs › | $32.52B | -0.02% | 0.04% | -0.33% | 2.49% |
| Cincinnati Financial Corporation (CINF)vs › | $26.02B | 7.72% | 6.06% | 4.03% | 5.00% |
| W. R. Berkley Corporation (WRB)vs › | $25.91B | 4.22% | 4.19% | 4.04% | 3.54% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.44B | 5.51% | 6.32% | 5.82% | 5.22% |
| Huntington Bancshares Incorporated (HBAN)vs › | $33.62B | 0.84% | 0.96% | 1.04% | 0.93% |
| Raymond James Financial, Inc. (RJF)vs › | $33.67B | 2.45% | 2.46% | 2.25% | 2.16% |
| Regions Financial Corporation (RF)vs › | $25.47B | 1.38% | 1.27% | 1.34% | 1.28% |
ROA
5.1%
ROE
20.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 5.44% |
| 2024-12-31 | -0.35% |
| 2023-12-31 | 3.63% |
| 2022-12-31 | 3.18% |
| 2021-12-31 | 12.07% |
| 2020-12-31 | 2.58% |
| 2019-12-31 | 2.94% |
| 2018-12-31 | 2.15% |
| 2017-12-31 | 1.75% |
| 2016-12-31 | 1.39% |
| 2015-12-31 | 1.97% |
| 2014-12-31 | 2.35% |
| 2013-12-31 | 2.47% |
| 2012-12-31 | -2.94% |
| 2011-12-31 | 1.30% |
| 2010-12-31 | 2.89% |
| 2009-12-31 | 2.80% |
| 2008-12-31 | 1.85% |
| 2007-12-31 | 3.16% |
| 2006-12-31 | 3.36% |
| 2005-12-31 | 2.31% |
| 2004-12-31 | 3.45% |
| 2003-12-31 | 3.78% |
| 2002-12-31 | 2.07% |
| 2001-12-31 | 0.02% |
| 2000-12-31 | 0.12% |