Visa Inc.(V)
Financial - Credit Services · San Francisco, CA
$369.39-5.68 (-1.51%)
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 3:45 PM EDT
Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.99 is 25% below its 5-year average of 1.31, near the low end of its 5-year range (0.99–2.00).
As of the fiscal period ended Tuesday, June 30, 2026. 8.39% below its 12-month average of 1.08.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.99
QUICK RATIO (ACID-TEST) AVG TTM
1.08
QUICK RATIO (ACID-TEST) AVG 3Y
1.23
QUICK RATIO (ACID-TEST) AVG 5Y
1.31
QUICK RATIO (ACID-TEST) AVG 10Y
1.52
QUICK RATIO (ACID-TEST) AVG 15Y
1.58
QUICK RATIO (ACID-TEST) AVG 20Y
1.66
CURRENT VS TTM AVG
-8.39%
CURRENT VS 3Y AVG
-20.08%
CURRENT VS 5Y AVG
-25.02%
CURRENT VS 10Y AVG
-35.17%
CURRENT VS 15Y AVG
-37.52%
CURRENT VS 20Y AVG
-40.77%
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-8.78%
vs the sector median at left
Market Cap
$499.86B
Quick Ratio (Acid-Test)
1.06
TTM Avg
1.03
3Y Avg
1.10
5Y Avg
1.22
Market Cap
$220.52B
Quick Ratio (Acid-Test)
1.55
TTM Avg
0.28
3Y Avg
0.30
5Y Avg
0.34
Market Cap
$45.58B
Quick Ratio (Acid-Test)
1.29
TTM Avg
1.27
3Y Avg
1.28
5Y Avg
1.28
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $689.67B | 0.99 | 1.08 | 1.23 | 1.31 |
| Mastercard Incorporated (MA)vs › | $499.86B | 1.06 | 1.03 | 1.10 | 1.22 |
| American Express Company (AXP)vs › | $220.52B | 1.55 | 0.28 | 0.30 | 0.34 |
| PayPal Holdings, Inc. (PYPL)vs › | $45.58B | 1.29 | 1.27 | 1.28 | 1.28 |
| Block, Inc. (SQ)vs › | $51.73B | 2.19 | 2.15 | 2.02 | 1.97 |
| Discover Financial Services (DFS)vs › | $50.34B | 0.18 | 0.72 | 0.42 | 0.33 |
Quick Ratio
0.99
Excludes inventory
Current Ratio
0.99
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.99 |
| 2026-03-31 | 1.09 |
| 2025-12-31 | 1.11 |
| 2025-09-30 | 1.08 |
| 2025-06-30 | 1.12 |
| 2025-03-31 | 1.08 |
| 2024-12-31 | 1.12 |
| 2024-09-30 | 1.28 |
| 2024-06-30 | 1.37 |
| 2024-03-31 | 1.40 |
| 2023-12-31 | 1.45 |
| 2023-09-30 | 1.45 |
| 2023-06-30 | 1.49 |
| 2023-03-31 | 1.50 |
| 2022-12-31 | 1.44 |
| 2022-09-30 | 1.45 |
| 2022-06-30 | 1.43 |
| 2022-03-31 | 1.29 |
| 2021-12-31 | 1.40 |
| 2021-09-30 | 1.75 |
| 2021-06-30 | 2.00 |
| 2021-03-31 | 2.12 |
| 2020-12-31 | 2.12 |
| 2020-09-30 | 1.91 |
| 2020-06-30 | 1.55 |
| 2020-03-31 | 1.25 |
| 2019-12-31 | 1.27 |
| 2019-09-30 | 1.56 |
| 2019-06-30 | 1.69 |
| 2019-03-31 | 1.62 |
| 2018-12-31 | 1.50 |
| 2018-09-30 | 1.61 |
| 2018-06-30 | 1.69 |
| 2018-03-31 | 1.94 |
| 2017-12-31 | 2.07 |
| 2017-09-30 | 1.90 |
| 2017-06-30 | 1.65 |
| 2017-03-31 | 1.52 |
| 2016-12-31 | 1.42 |
| 2016-09-30 | 1.78 |
| 2016-06-30 | 1.85 |
| 2016-03-31 | 4.74 |
| 2015-12-31 | 4.76 |
| 2015-09-30 | 1.86 |
| 2015-06-30 | 1.74 |
| 2015-03-31 | 1.86 |
| 2014-12-31 | 1.70 |
| 2014-09-30 | 1.59 |
| 2014-06-30 | 1.70 |
| 2014-03-31 | 1.71 |
| 2013-12-31 | 1.77 |
| 2013-09-30 | 1.80 |
| 2013-06-30 | 1.89 |
| 2013-03-31 | 1.95 |
| 2012-12-31 | 1.97 |
| 2012-09-30 | 1.48 |
| 2012-06-30 | 1.39 |
| 2012-03-31 | 2.87 |
| 2011-12-31 | 2.82 |
| 2011-09-30 | 2.66 |
| 2011-06-30 | 2.69 |
| 2011-03-31 | 2.77 |
| 2010-12-31 | 2.54 |
| 2010-09-30 | 2.50 |
| 2010-06-30 | 2.83 |
| 2010-03-31 | 2.58 |
| 2009-12-31 | 2.41 |
| 2009-09-30 | 2.08 |
| 2009-06-30 | 2.16 |
| 2009-03-31 | 1.94 |
| 2008-12-31 | 1.75 |
| 2008-09-30 | 1.56 |
| 2008-06-30 | 1.77 |
| 2008-03-31 | 1.73 |
| 2007-12-31 | 1.12 |
| 2007-09-30 | 0.76 |
| 2007-06-30 | 1.67 |
| 2007-03-31 | 1.62 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 1.14 |
| 2006-06-30 | 0.00 |