Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 8.07 as of 2026-09-10T20:00:03.000Z.
Consensus retrieved: 2026-09-10T03:46:14.778Z. This records retrieval, including cache reads, rather than vendor publication. A quote earlier than this retrieval cannot support current forward valuation.
Quote observation: 2026-09-10T20:00:03.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 86e0351c4aa0e092b1e3679e50e180b40b46dcf035b4e26a5f57cbe3441c89dd
Forward PE Ratio (8.07) = Close Price ($75.44) / Consensus Forward EPS ($9.35)
FORWARD PE RATIO
8.07
SECTOR MEDIAN · FINANCIAL SERVICES
14.45
median of 70 covered companies
CURRENT VS SECTOR MEDIAN
-44.13%
vs the sector median at left
Synchrony Financial
Market Cap
$24.55B
Forward PE Ratio
8.07
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Synchrony Financial (SYF) | $24.55B | 8.07 |
| Principal Financial Group, Inc. (PFG)vs › | $24.61B | 11.96 |
| Circle Internet Group (CRCL)vs › | $24.14B | 86.02 |
| Regions Financial Corporation (RF)vs › | $25.56B | 11.36 |
| KeyCorp (KEY)vs › | $23.45B | 11.89 |
| Cincinnati Financial Corporation (CINF)vs › | $26.03B | 20.26 |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.04B | 10.54 |
| W. R. Berkley Corporation (WRB)vs › | $26.08B | 14.37 |
| Loews Corporation (L)vs › | $22.45B | N/A |
| Brown & Brown, Inc. (BRO)vs › | $22.19B | 14.77 |
Trailing P/E
7.7
reported TTM EPS
Forward P/E
8.1
consensus next-FY EPS
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $9.35 implies -4.2% EPS decline vs the reported trailing $9.76.
At today's $75.44 close, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $9.35 | $9.23 – $9.52 | 17 | 8.1x |
| 2027-12-31 | $10.44 | $10.00 – $10.90 | 18 | 7.2x |
| 2028-12-31 | $12.12 | $10.39 – $14.48 | 11 | 6.2x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
