Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.74% is 29% below its 5-year average of 3.88%, around the middle of its 5-year range (0.90%–6.73%).
23.25% below its 12-month average of 3.57%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.38%.
RETURN ON ASSETS (ROA)
2.74%
RETURN ON ASSETS (ROA) AVG TTM
3.57%
RETURN ON ASSETS (ROA) AVG 3Y
2.60%
RETURN ON ASSETS (ROA) AVG 5Y
3.88%
RETURN ON ASSETS (ROA) AVG 10Y
3.55%
RETURN ON ASSETS (ROA) AVG 15Y
3.72%
RETURN ON ASSETS (ROA) AVG 20Y
4.28%
CURRENT VS TTM AVG
-23.25%
CURRENT VS 3Y AVG
+5.38%
CURRENT VS 5Y AVG
-29.44%
CURRENT VS 10Y AVG
-22.74%
CURRENT VS 15Y AVG
-26.36%
CURRENT VS 20Y AVG
-36.05%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+121.86%
vs the sector median at left
Safety Insurance Group, Inc.
Market Cap
$1.52B
Return on Assets (ROA)
2.74%
TTM Avg
3.57%
3Y Avg
2.60%
5Y Avg
3.88%
Market Cap
$1.53B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.55B
Return on Assets (ROA)
2.40%
TTM Avg
2.51%
3Y Avg
2.29%
5Y Avg
2.17%
Market Cap
$1.56B
Return on Assets (ROA)
3.44%
TTM Avg
-1.46%
3Y Avg
-0.67%
5Y Avg
-1.42%
Market Cap
$1.57B
Return on Assets (ROA)
-4.16%
TTM Avg
-0.69%
3Y Avg
-1.80%
5Y Avg
-1.44%
Market Cap
$1.47B
Return on Assets (ROA)
4.78%
TTM Avg
4.47%
3Y Avg
4.23%
5Y Avg
4.71%
Market Cap
$1.45B
Return on Assets (ROA)
1.54%
TTM Avg
1.44%
3Y Avg
1.48%
5Y Avg
1.47%
Market Cap
$1.43B
Return on Assets (ROA)
1.21%
TTM Avg
1.23%
3Y Avg
1.15%
5Y Avg
1.02%
Market Cap
$1.63B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Safety Insurance Group, Inc. (SAFT) | $1.52B | 2.74% | 3.57% | 2.60% | 3.88% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 1.11% | 0.66% | 0.88% | 1.01% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 2.40% | 2.51% | 2.29% | 2.17% |
| Perella Weinberg Partners (PWP)vs › | $1.56B | 3.44% | -1.46% | -0.67% | -1.42% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -4.16% | -0.69% | -1.80% | -1.44% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 4.78% | 4.47% | 4.23% | 4.71% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 1.54% | 1.44% | 1.48% | 1.47% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 1.21% | 1.23% | 1.15% | 1.02% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 2.06% | 2.50% | 3.62% | 5.24% |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.63B | 1.81% | 1.67% | 1.57% | 1.51% |
ROA
2.7%
ROE
7.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 4.02% |
| 2024-12-31 | 3.12% |
| 2023-12-31 | 0.90% |
| 2022-12-31 | 2.36% |
| 2021-12-31 | 6.17% |
| 2020-12-31 | 6.73% |
| 2019-12-31 | 4.92% |
| 2018-12-31 | 4.48% |
| 2017-12-31 | 3.45% |
| 2016-12-31 | 3.67% |
| 2015-12-31 | -0.81% |
| 2014-12-31 | 3.54% |
| 2013-12-31 | 3.77% |
| 2012-12-31 | 3.69% |
| 2011-12-31 | 0.93% |
| 2010-12-31 | 3.91% |
| 2009-12-31 | 3.79% |
| 2008-12-31 | 4.89% |
| 2007-12-31 | 6.04% |
| 2006-12-31 | 8.26% |
| 2005-12-31 | 7.57% |
| 2004-12-31 | 3.73% |
| 2003-12-31 | 2.65% |
| 2002-12-31 | 0.94% |
| 2001-12-31 | 13.35% |
| 2000-12-31 | 2.31% |
| 1999-12-31 | 2.12% |
| 1998-12-31 | 1.96% |
