PayPal Holdings, Inc. (PYPL) Quick Ratio (Acid-Test): 1.29
Is PayPal Holdings, Inc.’s quick ratio (acid-test) high or low?
PayPal Holdings, Inc.'s quick ratio (acid-test) of 1.29 is in line with its 5-year average of 1.28, around the middle of its 5-year range (1.22–1.33).
As of Wednesday, June 17, 2026. 1.18% above its 12-month average of 1.27.
PYPL Quick Ratio (Acid-Test) Chart
PYPL Average Quick Ratio (Acid-Test) Chart
PYPL Current vs Average Quick Ratio (Acid-Test) Chart
PYPL Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
1.29
QUICK RATIO (ACID-TEST) AVG TTM
1.27
QUICK RATIO (ACID-TEST) AVG 3Y
1.28
QUICK RATIO (ACID-TEST) AVG 5Y
1.28
QUICK RATIO (ACID-TEST) AVG 10Y
1.35
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
+1.18%
CURRENT VS 3Y AVG
+0.78%
CURRENT VS 5Y AVG
+0.91%
CURRENT VS 10Y AVG
-4.38%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
PYPL Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $38.93B | 1.29 | 1.27 | 1.28 | 1.28 |
| American International Group, Inc. (AIG)vs › | $39.88B | 0.85 | 1.06 | 1.67 | 2.11 |
| Prudential Financial, Inc. (PRU)vs › | $37.91B | 0.61 | 1.24 | 1.51 | 1.52 |
| The Hartford Financial Services Group, Inc. (HIG)vs › | $35.92B | 17.65 | 17.17 | 14.87 | 14.87 |
| Ameriprise Financial, Inc. (AMP)vs › | $42.39B | 7.87 | 57.55 | 64.07 | 131.45 |
| Sunbelt Rentals Holdings Inc (SUNB)vs › | $33.70B | 1.20 | 1.12 | 1.03 | 1.03 |
| MSCI Inc. (MSCI)vs › | $44.27B | 0.90 | 0.88 | 1.02 | 1.28 |
| Ares Management Corporation (ARES)vs › | $44.30B | 2.24 | 1.61 | 1.15 | 1.04 |
| Coinbase Global, Inc. (COIN)vs › | $44.45B | 2.34 | 2.31 | 1.94 | 1.76 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $45.08B | N/A | N/A | N/A | N/A |
Liquidity Comparison
Quick Ratio
1.29
Excludes inventory
Current Ratio
1.29
Includes inventory
PayPal Holdings, Inc. Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for PayPal Holdings, Inc. (PYPL)?
- The quick ratio (acid-test) for PYPL stock is 1.29.
- Is PayPal Holdings, Inc.'s quick ratio (acid-test) high or low?
- PayPal Holdings, Inc.'s quick ratio (acid-test) of 1.29 is in line with its 5-year average of 1.28, around the middle of its 5-year range (1.22–1.33).
- What is the TTM average quick ratio (acid-test) for PayPal Holdings, Inc. (PYPL)?
- The TTM average quick ratio (acid-test) for PYPL stock is 1.27.
- What is the 3Y average quick ratio (acid-test) for PayPal Holdings, Inc. (PYPL)?
- The 3Y average quick ratio (acid-test) for PYPL stock is 1.28.
- What is the 5Y average quick ratio (acid-test) for PayPal Holdings, Inc. (PYPL)?
- The 5Y average quick ratio (acid-test) for PYPL stock is 1.28.
- What is the 10Y average quick ratio (acid-test) for PayPal Holdings, Inc. (PYPL)?
- The 10Y average quick ratio (acid-test) for PYPL stock is 1.35.
PayPal Holdings, Inc. Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 1.29 |
| 2024-12-31 | 1.26 |
| 2023-12-31 | 1.29 |
| 2022-12-31 | 1.28 |
| 2021-12-31 | 1.22 |
| 2020-12-31 | 1.33 |
| 2019-12-31 | 1.43 |
| 2018-12-31 | 1.27 |
| 2017-12-31 | 1.43 |
| 2016-12-31 | 1.52 |
| 2015-12-31 | 1.52 |
| 2014-12-31 | 1.32 |
| 2013-12-31 | 1.30 |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores