Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 9.56 is 10% above its 5-year average of 8.66, around the middle of its 5-year range (4.60–12.72).
As of 2026-10-06T19:42:55.970Z. 4.05% above its 12-month average of 9.19.
Calculation as of: 2026-10-06T19:42:55.970Z.
Quote observation: 2026-10-06T19:40:18.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 13c68b6bbecf8c230befb5ec321089391efad52020876c97f981afade5b7563a
PE Ratio (9.56) = Close Price ($104.63) / Diluted TTM EPS ($10.94)
PE RATIO
9.56
PE RATIO AVG TTM
9.19
PE RATIO AVG 3Y
8.45
PE RATIO AVG 5Y
8.66
PE RATIO AVG 10Y
10.19
PE RATIO AVG 15Y
11.78
PE RATIO AVG 20Y
11.84
CURRENT VS TTM AVG
+4.05%
CURRENT VS 3Y AVG
+13.17%
CURRENT VS 5Y AVG
+10.43%
CURRENT VS 10Y AVG
-6.16%
CURRENT VS 15Y AVG
-18.82%
CURRENT VS 20Y AVG
-19.29%
SECTOR MEDIAN · FINANCIAL SERVICES
13.84
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-30.90%
vs the sector median at left
Market Cap
$1.22B
PE Ratio
N/A
TTM Avg
3.54
3Y Avg
3.54
5Y Avg
3.54
Market Cap
$1.32B
PE Ratio
12.30
TTM Avg
11.41
3Y Avg
10.98
5Y Avg
10.85
Market Cap
$1.14B
PE Ratio
11.95
TTM Avg
11.57
3Y Avg
10.60
5Y Avg
9.96
Market Cap
$1.14B
PE Ratio
13.13
TTM Avg
14.40
3Y Avg
15.02
5Y Avg
12.99
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Preferred Bank (PFBC) | $1.24B | 9.56 | 9.19 | 8.45 | 8.66 |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | N/A | 3.54 | 3.54 | 3.54 |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 14.38 | 13.00 | 9.90 | 12.48 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 15.56 | 12.37 | 10.68 | 10.23 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 12.30 | 11.41 | 10.98 | 10.85 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 11.13 | 11.26 | 9.79 | 10.31 |
| Univest Financial Corporation (UVSP)vs › | $1.14B | 11.95 | 11.57 | 10.60 | 9.96 |
| Heritage Financial Corporation (HFWA)vs › | $1.14B | 13.13 | 14.40 | 15.02 | 12.99 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.95 | 11.73 | 9.90 | 11.71 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.74 | 11.83 | 11.04 | 10.21 |
At 9.6, P/E is near its 20-year median — higher than 36% of readings in its 20-year history.
20-year low
2.3
median
10.9
20-year high
37.0
Trailing P/E
9.6
Forward P/E
9.7
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$104.63
Forward EPS (Est.)
$10.75
Forward P/E
9.74
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 9.62 |
| 2026-10-02 | 9.73 |
| 2026-10-01 | 9.69 |
| 2026-09-30 | 9.57 |
| 2026-09-29 | 9.71 |
| 2026-09-28 | 9.97 |
| 2026-09-25 | 10.01 |
| 2026-09-24 | 9.93 |
| 2026-09-23 | 9.67 |
| 2026-09-22 | 9.72 |
| 2026-09-21 | 9.72 |
| 2026-09-18 | 9.64 |
| 2026-09-17 | 9.68 |
| 2026-09-16 | 9.71 |
| 2026-09-15 | 9.67 |
| 2026-09-14 | 9.61 |
| 2026-09-11 | 9.41 |
| 2026-09-10 | 9.50 |
| 2026-09-09 | 9.32 |
| 2026-09-08 | 9.37 |
| 2026-09-04 | 9.46 |
| 2026-09-03 | 9.53 |
| 2026-09-02 | 9.51 |
| 2026-09-01 | 9.30 |
| 2026-08-31 | 9.36 |
| 2026-08-28 | 9.46 |
| 2026-08-27 | 9.45 |
| 2026-08-26 | 9.47 |
| 2026-08-25 | 9.45 |
| 2026-08-24 | 9.51 |
| 2026-08-21 | 9.55 |
| 2026-08-20 | 9.47 |
| 2026-08-19 | 9.43 |
| 2026-08-18 | 9.75 |
| 2026-08-17 | 9.82 |
| 2026-08-14 | 9.86 |
| 2026-08-13 | 9.86 |
| 2026-08-12 | 9.75 |
| 2026-08-11 | 9.76 |
| 2026-08-10 | 9.63 |
| 2026-08-07 | 9.67 |
| 2026-08-06 | 9.65 |
| 2026-08-05 | 9.71 |
| 2026-08-04 | 9.77 |
| 2026-08-03 | 9.70 |
| 2026-07-31 | 9.55 |
| 2026-07-30 | 9.55 |
| 2026-07-29 | 9.58 |
| 2026-07-28 | 9.61 |
| 2026-07-27 | 9.51 |
| 2026-07-24 | 9.41 |
| 2026-07-23 | 9.27 |
| 2026-07-22 | 9.59 |
| 2026-07-21 | 9.69 |
| 2026-07-20 | 9.77 |
| 2026-07-17 | 9.82 |
| 2026-07-16 | 10.00 |
| 2026-07-15 | 9.76 |
| 2026-07-14 | 9.68 |
| 2026-07-13 | 9.68 |
| 2026-07-10 | 9.67 |
| 2026-07-09 | 9.59 |
| 2026-07-08 | 9.43 |
| 2026-07-07 | 9.62 |
| 2026-07-06 | 9.83 |
| 2026-07-02 | 9.80 |
| 2026-07-01 | 9.86 |
| 2026-06-30 | 9.90 |
| 2026-06-29 | 9.80 |
| 2026-06-26 | 9.77 |
| 2026-06-25 | 9.76 |
| 2026-06-24 | 9.69 |
| 2026-06-23 | 9.49 |
| 2026-06-22 | 9.30 |
| 2026-06-18 | 9.23 |
| 2026-06-17 | 9.17 |
| 2026-06-16 | 9.33 |
| 2026-06-15 | 9.34 |
| 2026-06-12 | 9.47 |
| 2026-06-11 | 9.41 |
| 2026-06-10 | 9.38 |
| 2026-06-09 | 9.25 |
| 2026-06-08 | 9.13 |
| 2026-06-05 | 9.06 |
| 2026-06-04 | 8.95 |
| 2026-06-03 | 8.73 |
| 2026-06-02 | 8.93 |
| 2026-06-01 | 8.80 |
| 2026-05-29 | 8.93 |
| 2026-05-28 | 8.86 |
| 2026-05-27 | 8.83 |
| 2026-05-26 | 8.84 |
| 2026-05-22 | 8.83 |
| 2026-05-21 | 8.83 |
| 2026-05-20 | 8.79 |
| 2026-05-19 | 8.57 |
| 2026-05-18 | 8.56 |
| 2026-05-15 | 8.43 |
| 2026-05-14 | 8.51 |
| 2026-05-13 | 8.49 |
| 2026-05-12 | 8.64 |
| 2026-05-11 | 8.72 |
| 2026-05-08 | 8.86 |
| 2026-05-07 | 8.83 |
| 2026-05-06 | 8.95 |
| 2026-05-05 | 8.92 |
| 2026-05-04 | 8.84 |
| 2026-05-01 | 8.90 |
| 2026-04-30 | 8.83 |
| 2026-04-29 | 8.74 |
| 2026-04-28 | 8.94 |
| 2026-04-27 | 8.86 |
| 2026-04-24 | 8.71 |
| 2026-04-23 | 8.85 |
| 2026-04-22 | 8.72 |
| 2026-04-21 | 8.76 |
| 2026-04-20 | 8.94 |
| 2026-04-17 | 8.92 |
| 2026-04-16 | 8.80 |
| 2026-04-15 | 8.79 |
| 2026-04-14 | 8.84 |
| 2026-04-13 | 8.81 |
| 2026-04-10 | 8.73 |
| 2026-04-09 | 8.83 |
| 2026-04-08 | 8.64 |
| 2026-04-07 | 8.52 |
| 2026-04-06 | 8.59 |
| 2026-04-02 | 8.50 |
| 2026-04-01 | 8.55 |
| 2026-03-31 | 8.70 |
| 2026-03-30 | 8.61 |
| 2026-03-27 | 8.57 |
| 2026-03-26 | 8.62 |
| 2026-03-25 | 8.58 |
| 2026-03-24 | 8.56 |
| 2026-03-23 | 8.53 |
| 2026-03-20 | 8.40 |
| 2026-03-19 | 8.52 |
| 2026-03-18 | 8.37 |
| 2026-03-17 | 8.57 |
| 2026-03-16 | 8.54 |
| 2026-03-13 | 8.53 |
| 2026-03-12 | 8.57 |
| 2026-03-11 | 8.49 |
| 2026-03-10 | 8.51 |
| 2026-03-09 | 8.48 |
| 2026-03-06 | 8.51 |
| 2026-03-05 | 8.62 |
| 2026-03-04 | 8.65 |
| 2026-03-03 | 8.60 |
| 2026-03-02 | 8.57 |
| 2026-02-27 | 8.41 |
| 2026-02-26 | 8.70 |
| 2026-02-25 | 8.74 |
| 2026-02-24 | 8.54 |
| 2026-02-23 | 8.62 |
| 2026-02-20 | 8.84 |
| 2026-02-19 | 8.83 |
| 2026-02-18 | 8.84 |
| 2026-02-17 | 8.81 |
| 2026-02-13 | 8.72 |
| 2026-02-12 | 8.60 |
| 2026-02-11 | 8.57 |
| 2026-02-10 | 8.63 |
| 2026-02-09 | 8.65 |
| 2026-02-06 | 8.74 |
| 2026-02-05 | 8.65 |
| 2026-02-04 | 8.58 |
| 2026-02-03 | 8.37 |
| 2026-02-02 | 8.39 |
| 2026-01-30 | 8.22 |
| 2026-01-29 | 8.04 |
| 2026-01-28 | 7.93 |
| 2026-01-27 | 8.10 |
| 2026-01-26 | 8.01 |
| 2026-01-23 | 8.03 |
| 2026-01-22 | 8.84 |
| 2026-01-21 | 9.51 |
| 2026-01-20 | 9.29 |
| 2026-01-16 | 9.28 |
| 2026-01-15 | 9.33 |
| 2026-01-14 | 9.14 |
| 2026-01-13 | 9.15 |
| 2026-01-12 | 9.29 |
| 2026-01-09 | 9.33 |
| 2026-01-08 | 9.40 |
| 2026-01-07 | 9.10 |
| 2026-01-06 | 9.12 |
| 2026-01-05 | 9.21 |
| 2026-01-02 | 9.20 |
| 2025-12-31 | 9.55 |
| 2025-12-30 | 9.92 |
| 2025-12-29 | 10.01 |
| 2025-12-26 | 10.01 |
| 2025-12-24 | 10.05 |
| 2025-12-23 | 10.03 |
| 2025-12-22 | 10.10 |
| 2025-12-19 | 10.15 |
| 2025-12-18 | 10.36 |
| 2025-12-17 | 10.13 |
| 2025-12-16 | 10.06 |
| 2025-12-15 | 10.19 |
| 2025-12-12 | 10.12 |
| 2025-12-11 | 9.89 |
| 2025-12-10 | 9.82 |
| 2025-12-09 | 9.57 |
| 2025-12-08 | 9.58 |
| 2025-12-05 | 9.51 |
| 2025-12-04 | 9.63 |
| 2025-12-03 | 9.65 |
| 2025-12-02 | 9.56 |
| 2025-12-01 | 9.70 |
| 2025-11-28 | 9.55 |
| 2025-11-26 | 9.59 |
| 2025-11-25 | 9.62 |
| 2025-11-24 | 9.36 |
| 2025-11-21 | 9.39 |
| 2025-11-20 | 9.17 |
| 2025-11-19 | 9.17 |
| 2025-11-18 | 9.09 |
| 2025-11-17 | 9.07 |
| 2025-11-14 | 9.23 |
| 2025-11-13 | 9.29 |
| 2025-11-12 | 9.34 |
| 2025-11-11 | 9.33 |
| 2025-11-10 | 9.30 |
| 2025-11-07 | 9.26 |
| 2025-11-06 | 9.15 |
| 2025-11-05 | 9.22 |
| 2025-11-04 | 9.19 |
| 2025-11-03 | 9.20 |
| 2025-10-31 | 9.13 |
| 2025-10-30 | 9.18 |
| 2025-10-29 | 9.15 |
| 2025-10-28 | 9.35 |
| 2025-10-27 | 9.45 |
| 2025-10-24 | 9.41 |
| 2025-10-23 | 9.28 |
| 2025-10-22 | 9.40 |
| 2025-10-21 | 9.20 |
| 2025-10-20 | 8.76 |
| 2025-10-17 | 8.63 |
| 2025-10-16 | 8.55 |
| 2025-10-15 | 9.01 |
| 2025-10-14 | 9.14 |
| 2025-10-13 | 8.92 |
| 2025-10-10 | 8.80 |
| 2025-10-09 | 9.03 |
| 2025-10-08 | 9.05 |
| 2025-10-07 | 9.14 |
| 2025-10-06 | 9.26 |
| 2025-10-03 | 9.10 |
| 2025-10-02 | 9.06 |
| 2025-10-01 | 9.11 |
| 2025-09-30 | 9.50 |
| 2025-09-29 | 9.51 |
| 2025-09-26 | 9.61 |
| 2025-09-25 | 9.63 |
| 2025-09-24 | 9.65 |
| 2025-09-23 | 9.64 |
Showing the most recent 260 of 4,274 data points. The chart above shows the full history.