Nu Holdings Ltd. (NU) Net Profit Margin: 18.15%
Is Nu Holdings Ltd.’s net profit margin high or low?
Nu Holdings Ltd.'s net profit margin of 18.15% is 23070% above its 5-year average of 0.08%, near the high end of its 5-year range (-29.82%–18.15%).
As of Saturday, June 20, 2026. 1.31% above its 12-month average of 17.91%.
NU Net Profit Margin Chart
NU Average Net Profit Margin Chart
NU Current vs Average Net Profit Margin Chart
NU Net Profit Margin Metrics
NET PROFIT MARGIN
18.15%
NET PROFIT MARGIN AVG TTM
17.91%
NET PROFIT MARGIN AVG 3Y
10.30%
NET PROFIT MARGIN AVG 5Y
0.08%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+1.31%
CURRENT VS 3Y AVG
+76.21%
CURRENT VS 5Y AVG
+23070.21%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NU Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $61.56B | 18.15% | 17.91% | 10.30% | 0.08% |
| Truist Financial Corporation (TFC)vs › | $60.21B | 18.14% | 18.66% | 15.44% | 18.00% |
| Aflac Incorporated (AFL)vs › | $58.77B | 25.44% | 24.69% | 24.29% | 23.05% |
| The Travelers Companies, Inc. (TRV)vs › | $65.45B | 15.54% | 11.82% | 9.64% | 9.59% |
| The Allstate Corporation (ALL)vs › | $56.93B | 18.09% | 11.41% | 4.99% | 6.10% |
| Aon plc (AON)vs › | $67.86B | 22.54% | 19.21% | 19.59% | 17.74% |
| MetLife, Inc. (MET)vs › | $55.07B | 4.70% | 5.36% | 5.20% | 6.60% |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.00B | 10.76% | 11.69% | 11.51% | 11.46% |
| Discover Financial Services (DFS)vs › | $50.34B | 21.65% | 19.16% | 28.99% | 25.35% |
| Intercontinental Exchange, Inc. (ICE)vs › | $75.71B | 29.98% | 24.78% | 22.12% | 26.35% |
Margin Comparison
Operating Margin
23.0%
Net Profit Margin
18.1%
Nu Holdings Ltd. Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Nu Holdings Ltd. Net Profit Margin FAQ
- What is the net profit margin for Nu Holdings Ltd. (NU)?
- The net profit margin for NU stock is 18.15%.
- Is Nu Holdings Ltd.'s net profit margin high or low?
- Nu Holdings Ltd.'s net profit margin of 18.15% is 23070% above its 5-year average of 0.08%, near the high end of its 5-year range (-29.82%–18.15%).
- What is the TTM average net profit margin for Nu Holdings Ltd. (NU)?
- The TTM average net profit margin for NU stock is 17.91%.
- What is the 3Y average net profit margin for Nu Holdings Ltd. (NU)?
- The 3Y average net profit margin for NU stock is 10.30%.
- What is the 5Y average net profit margin for Nu Holdings Ltd. (NU)?
- The 5Y average net profit margin for NU stock is 0.08%.
Nu Holdings Ltd. Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 18.07% |
| 2024-12-31 | 17.76% |
| 2023-12-31 | 13.44% |
| 2022-12-31 | -8.07% |
| 2021-12-31 | -10.91% |
| 2020-12-31 | -29.82% |
| 2019-12-31 | -19.72% |
| 2018-12-31 | -11.28% |
Related Metrics
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo