Aflac Incorporated (AFL) Net Profit Margin: 25.44%
Is Aflac Incorporated’s net profit margin high or low?
Aflac Incorporated's net profit margin of 25.44% is 10% above its 5-year average of 23.05%, around the middle of its 5-year range (19.64%–28.46%).
As of Wednesday, June 17, 2026. 3.06% above its 12-month average of 24.69%.
AFL Net Profit Margin Chart
AFL Average Net Profit Margin Chart
AFL Current vs Average Net Profit Margin Chart
AFL Net Profit Margin Metrics
NET PROFIT MARGIN
25.44%
NET PROFIT MARGIN AVG TTM
24.69%
NET PROFIT MARGIN AVG 3Y
24.29%
NET PROFIT MARGIN AVG 5Y
23.05%
NET PROFIT MARGIN AVG 10Y
19.26%
NET PROFIT MARGIN AVG 15Y
16.85%
NET PROFIT MARGIN AVG 20Y
15.07%
CURRENT VS TTM AVG
+3.06%
CURRENT VS 3Y AVG
+4.72%
CURRENT VS 5Y AVG
+10.39%
CURRENT VS 10Y AVG
+32.07%
CURRENT VS 15Y AVG
+51.00%
CURRENT VS 20Y AVG
+68.83%
AFL Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aflac Incorporated (AFL) | $59.76B | 25.44% | 24.69% | 24.29% | 23.05% |
| Truist Financial Corporation (TFC)vs › | $61.21B | 18.14% | 18.66% | 15.44% | 18.00% |
| The Allstate Corporation (ALL)vs › | $57.43B | 18.09% | 11.41% | 4.99% | 6.10% |
| MetLife, Inc. (MET)vs › | $56.24B | 4.70% | 5.36% | 5.20% | 6.60% |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.47B | 10.76% | 11.69% | 11.51% | 11.46% |
| The Travelers Companies, Inc. (TRV)vs › | $65.39B | 15.54% | 11.82% | 9.64% | 9.59% |
| Discover Financial Services (DFS)vs › | $50.34B | 21.65% | 19.16% | 28.99% | 25.35% |
| Aon plc (AON)vs › | $70.79B | 22.54% | 19.21% | 19.59% | 17.74% |
| State Street Corporation (STT)vs › | $47.79B | 13.47% | 12.62% | 14.03% | 16.43% |
| Nasdaq, Inc. (NDAQ)vs › | $47.10B | 23.15% | 18.43% | 18.10% | 18.19% |
Margin Comparison
Operating Margin
31.0%
Net Profit Margin
25.4%
Aflac Incorporated Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Aflac Incorporated Net Profit Margin FAQ
- What is the net profit margin for Aflac Incorporated (AFL)?
- The net profit margin for AFL stock is 25.44%.
- Is Aflac Incorporated's net profit margin high or low?
- Aflac Incorporated's net profit margin of 25.44% is 10% above its 5-year average of 23.05%, around the middle of its 5-year range (19.64%–28.46%).
- What is the TTM average net profit margin for Aflac Incorporated (AFL)?
- The TTM average net profit margin for AFL stock is 24.69%.
- What is the 3Y average net profit margin for Aflac Incorporated (AFL)?
- The 3Y average net profit margin for AFL stock is 24.29%.
- What is the 5Y average net profit margin for Aflac Incorporated (AFL)?
- The 5Y average net profit margin for AFL stock is 23.05%.
- What is the 10Y average net profit margin for Aflac Incorporated (AFL)?
- The 10Y average net profit margin for AFL stock is 19.26%.
- What is the 15Y average net profit margin for Aflac Incorporated (AFL)?
- The 15Y average net profit margin for AFL stock is 16.85%.
- What is the 20Y average net profit margin for Aflac Incorporated (AFL)?
- The 20Y average net profit margin for AFL stock is 15.07%.
Aflac Incorporated Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 20.91% |
| 2024-12-31 | 28.46% |
| 2023-12-31 | 24.73% |
| 2022-12-31 | 23.07% |
| 2021-12-31 | 19.64% |
| 2020-12-31 | 21.46% |
| 2019-12-31 | 14.86% |
| 2018-12-31 | 13.45% |
| 2017-12-31 | 21.31% |
| 2016-12-31 | 11.82% |
| 2015-12-31 | 12.17% |
| 2014-12-31 | 13.05% |
| 2013-12-31 | 13.25% |
| 2012-12-31 | 11.34% |
| 2011-12-31 | 8.77% |
| 2010-12-31 | 11.27% |
| 2009-12-31 | 8.20% |
| 2008-12-31 | 7.58% |
| 2007-12-31 | 10.62% |
| 2006-12-31 | 10.15% |
| 2005-12-31 | 10.33% |
| 2004-12-31 | 9.53% |
| 2003-12-31 | 6.71% |
| 2002-12-31 | 8.00% |
| 2001-12-31 | 7.16% |
| 2000-12-31 | 7.08% |
| 1999-12-31 | 6.61% |
| 1998-12-31 | 6.86% |
| 1997-12-31 | 8.07% |
| 1996-12-31 | 5.55% |
Related Metrics
About Aflac Incorporated
Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Daniel Paul Amos