Nu Holdings Ltd. (NU) Current Ratio: 0.59
Is Nu Holdings Ltd.’s current ratio high or low?
Nu Holdings Ltd.'s current ratio of 0.59 is 34% below its 5-year average of 0.90, near the low end of its 5-year range (0.58–1.12).
As of Saturday, June 20, 2026. 23.87% below its 12-month average of 0.77.
NU Current Ratio Chart
NU Average Current Ratio Chart
NU Current vs Average Current Ratio Chart
NU Current Ratio Metrics
CURRENT RATIO
0.59
CURRENT RATIO AVG TTM
0.77
CURRENT RATIO AVG 3Y
0.94
CURRENT RATIO AVG 5Y
0.90
CURRENT RATIO AVG 10Y
N/A
CURRENT RATIO AVG 15Y
N/A
CURRENT RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-23.87%
CURRENT VS 3Y AVG
-37.07%
CURRENT VS 5Y AVG
-34.44%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NU Competitors' Current Ratio
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $61.56B | 0.59 | 0.77 | 0.94 | 0.90 |
| Truist Financial Corporation (TFC)vs › | $60.21B | 0.87 | 0.51 | 0.38 | 0.39 |
| Aflac Incorporated (AFL)vs › | $58.77B | 12.39 | 12.39 | 12.39 | 12.39 |
| The Travelers Companies, Inc. (TRV)vs › | $65.45B | 0.55 | 0.91 | 1.11 | 1.16 |
| The Allstate Corporation (ALL)vs › | $56.93B | 0.37 | 0.37 | 0.37 | 0.37 |
| Aon plc (AON)vs › | $67.86B | 1.11 | 1.06 | 1.04 | 1.04 |
| MetLife, Inc. (MET)vs › | $55.07B | 0.65 | 0.60 | 0.97 | 1.07 |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.00B | 1.06 | 1.29 | 1.16 | 1.13 |
| Discover Financial Services (DFS)vs › | $50.34B | 0.15 | 0.72 | 0.42 | 0.33 |
| Intercontinental Exchange, Inc. (ICE)vs › | $75.71B | 1.02 | 1.00 | 1.02 | 1.01 |
Liquidity Analysis
Current Ratio
0.59
Quick Ratio
0.59
Nu Holdings Ltd. Current Ratio Formula & Definition
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Nu Holdings Ltd. Current Ratio FAQ
- What is the current ratio for Nu Holdings Ltd. (NU)?
- The current ratio for NU stock is 0.59.
- Is Nu Holdings Ltd.'s current ratio high or low?
- Nu Holdings Ltd.'s current ratio of 0.59 is 34% below its 5-year average of 0.90, near the low end of its 5-year range (0.58–1.12).
- What is the TTM average current ratio for Nu Holdings Ltd. (NU)?
- The TTM average current ratio for NU stock is 0.77.
- What is the 3Y average current ratio for Nu Holdings Ltd. (NU)?
- The 3Y average current ratio for NU stock is 0.94.
- What is the 5Y average current ratio for Nu Holdings Ltd. (NU)?
- The 5Y average current ratio for NU stock is 0.90.
Nu Holdings Ltd. Current Ratio History
| DATE | CURRENT RATIO |
|---|---|
| 2025-12-31 | 0.59 |
| 2024-12-31 | 0.96 |
| 2023-12-31 | 1.08 |
| 2022-12-31 | 1.12 |
| 2021-12-31 | 1.07 |
| 2020-12-31 | 0.58 |
| 2019-12-31 | 0.71 |
| 2018-12-31 | 0.87 |
Related Metrics
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo