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Nu Holdings Ltd. (NU)
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Nu Holdings Ltd. (NU) PB Ratio: 4.96

Is Nu Holdings Ltd.’s P/B ratio high or low?

Nu Holdings Ltd.'s P/B ratio of 4.96 is 28% below its 4-year average of 6.93, near the low end of its 4-year range (3.53–10.67).

32.16% below its 12-month average of 7.31.

NU PB Ratio Chart

NU PB Ratio
4.96-28.74% 1Y
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NU Average PB Ratio Chart

NU Current vs Average PB Ratio Chart

NU PB Ratio Metrics

PB RATIO

4.96

PB RATIO AVG TTM

7.31

PB RATIO AVG 3Y

7.64

PB RATIO AVG 5Y

N/A

PB RATIO AVG 10Y

N/A

PB RATIO AVG 15Y

N/A

PB RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

-32.16%

CURRENT VS 3Y AVG

-35.07%

CURRENT VS 5Y AVG

N/A

CURRENT VS 10Y AVG

N/A

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

NU Competitors' PB Ratio

NAMEMARKET CAPPB RATIOTTM3Y5Y
Nu Holdings Ltd. (NU)$61.56B4.967.317.64N/A
Truist Financial Corporation (TFC)vs ›$60.21B0.950.940.860.92
Aflac Incorporated (AFL)vs ›$58.77B1.982.072.191.90
The Travelers Companies, Inc. (TRV)vs ›$65.45B2.102.072.021.89
The Allstate Corporation (ALL)vs ›$56.93B1.842.052.272.00
Aon plc (AON)vs ›$67.86B6.969.01132.2998.36
MetLife, Inc. (MET)vs ›$55.07B2.051.871.851.61
Arthur J. Gallagher & Co. (AJG)vs ›$55.00B2.342.884.224.23
Discover Financial Services (DFS)vs ›$50.34B2.662.402.112.26
Intercontinental Exchange, Inc. (ICE)vs ›$75.71B2.583.283.153.04

P/B vs. its own history

At 4.96, P/B is cheaper than usual, sitting higher than 19% of its 4-year history.

4-year low

3.53

median

6.96

4-year high

10.67

cheaperricher

Book Value Analysis

P/B Ratio

4.96

Market Price / Book Value per Share

Nu Holdings Ltd. PB Ratio Formula & Definition

PB Ratio = Market Cap / Total Shareholders' Equity

The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Nu Holdings Ltd. PB Ratio FAQ

What is the P/B ratio for Nu Holdings Ltd. (NU)?
The P/B ratio for NU stock is 4.96.
Is Nu Holdings Ltd.'s P/B ratio high or low?
Nu Holdings Ltd.'s P/B ratio of 4.96 is 28% below its 4-year average of 6.93, near the low end of its 4-year range (3.53–10.67).
What is the TTM average P/B ratio for Nu Holdings Ltd. (NU)?
The TTM average P/B ratio for NU stock is 7.31.
What is the 3Y average P/B ratio for Nu Holdings Ltd. (NU)?
The 3Y average P/B ratio for NU stock is 7.64.

Nu Holdings Ltd. PB Ratio History

DATEPB RATIO
2026-06-184.96
2026-06-175.03
2026-06-164.96
2026-06-154.85
2026-06-124.75
2026-06-114.72
2026-06-104.53
2026-06-094.63
2026-06-084.52
2026-06-054.67
2026-06-044.73
2026-06-034.54
2026-06-024.65
2026-06-015.07
2026-05-295.12
2026-05-285.09
2026-05-275.08
2026-05-265.06
2026-05-224.97
2026-05-215.13
2026-05-204.99
2026-05-194.79
2026-05-184.79
2026-05-154.75
2026-05-145.04
2026-05-135.57
2026-05-125.77
2026-05-115.87
2026-05-086.00
2026-05-076.20
2026-05-066.29
2026-05-056.19
2026-05-046.15
2026-05-016.28
2026-04-306.29
2026-04-296.10
2026-04-286.30
2026-04-276.36
2026-04-246.31
2026-04-236.28
2026-04-226.45
2026-04-216.54
2026-04-206.56
2026-04-176.67
2026-04-166.71
2026-04-156.67
2026-04-146.67
2026-04-136.50
2026-04-106.50
2026-04-096.46
2026-04-086.31
2026-04-076.58
2026-04-066.63
2026-04-026.58
2026-04-016.71
2026-03-316.68
2026-03-306.28
2026-03-276.32
2026-03-266.52
2026-03-256.66
2026-03-246.60
2026-03-236.82
2026-03-206.48
2026-03-196.58
2026-03-186.49
2026-03-176.62
2026-03-166.63
2026-03-136.46
2026-03-126.49
2026-03-116.74
2026-03-106.92
2026-03-096.82
2026-03-066.78
2026-03-056.89
2026-03-046.97
2026-03-036.86
2026-03-027.06
2026-02-276.96
2026-02-267.00
2026-02-257.74
2026-02-247.68
2026-02-237.53
2026-02-208.15
2026-02-198.05
2026-02-187.98
2026-02-177.82
2026-02-137.82
2026-02-127.92
2026-02-118.09
2026-02-108.17
2026-02-098.16
2026-02-068.09
2026-02-057.81
2026-02-047.91
2026-02-038.42
2026-02-028.42
2026-01-308.25
2026-01-298.72
2026-01-288.72
2026-01-278.62
2026-01-268.45
2026-01-238.39
2026-01-228.37
2026-01-218.01
2026-01-207.89
2026-01-167.72
2026-01-157.72
2026-01-147.74
2026-01-137.70
2026-01-127.92
2026-01-098.12
2026-01-088.19
2026-01-078.13
2026-01-068.30
2026-01-058.34
2026-01-027.91
2025-12-317.78
2025-12-307.85
2025-12-297.74
2025-12-267.79
2025-12-247.78
2025-12-237.79
2025-12-227.73
2025-12-197.60
2025-12-187.56
2025-12-177.37
2025-12-167.53
2025-12-157.74
2025-12-127.86
2025-12-117.82
2025-12-107.76
2025-12-097.75
2025-12-087.73
2025-12-057.76
2025-12-048.20
2025-12-038.11
2025-12-028.19
2025-12-018.13
2025-11-288.08
2025-11-268.02
2025-11-257.72
2025-11-247.40
2025-11-217.39
2025-11-207.12
2025-11-197.28
2025-11-187.12
2025-11-177.25
2025-11-147.35
2025-11-137.25
2025-11-128.28
2025-11-118.39
2025-11-108.20
2025-11-078.12
2025-11-068.16
2025-11-058.27
2025-11-048.09
2025-11-038.25
2025-10-318.24
2025-10-308.22
2025-10-298.23
2025-10-288.15
2025-10-278.19
2025-10-248.11
2025-10-238.14
2025-10-227.76
2025-10-217.80
2025-10-207.89
2025-10-177.68
2025-10-167.54
2025-10-157.77
2025-10-147.63
2025-10-137.72
2025-10-107.64
2025-10-097.87
2025-10-087.91
2025-10-077.74
2025-10-067.87
2025-10-037.83
2025-10-027.79
2025-10-017.77
2025-09-308.19
2025-09-298.16
2025-09-268.08
2025-09-258.08
2025-09-248.19
2025-09-238.26
2025-09-228.34
2025-09-198.27
2025-09-188.18
2025-09-178.17
2025-09-168.13
2025-09-158.14
2025-09-128.03
2025-09-117.99
2025-09-107.94
2025-09-097.91
2025-09-087.79
2025-09-057.54
2025-09-047.61
2025-09-037.62
2025-09-027.60
2025-08-297.57
2025-08-287.56
2025-08-277.49
2025-08-267.29
2025-08-257.28
2025-08-227.13
2025-08-217.00
2025-08-206.97
2025-08-196.71
2025-08-186.82
2025-08-156.70
2025-08-146.15
2025-08-137.03
2025-08-126.96
2025-08-116.78
2025-08-086.99
2025-08-077.05
2025-08-066.95
2025-08-056.91
2025-08-046.84
2025-08-016.85
2025-07-316.95
2025-07-307.17
2025-07-297.18
2025-07-287.17
2025-07-257.24
2025-07-247.25
2025-07-237.37
2025-07-227.27
2025-07-217.33
2025-07-187.40
2025-07-177.95
2025-07-167.87
2025-07-157.70
2025-07-147.43
2025-07-117.29
2025-07-107.41
2025-07-097.75
2025-07-087.72
2025-07-077.59
2025-07-037.73
2025-07-027.67
2025-07-017.75
2025-06-307.80
2025-06-277.53
2025-06-267.61
2025-06-257.52
2025-06-247.63
2025-06-237.01
2025-06-206.90
2025-06-186.96
2025-06-176.88
2025-06-167.04
2025-06-136.76
2025-06-126.82
2025-06-117.25
2025-06-106.80
2025-06-096.78
2025-06-066.91

Showing the most recent 260 of 996 data points. The chart above shows the full history.

About Nu Holdings Ltd.

Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.

São Paulo, SP
5,403 employees
Financial Services / Banks - Diversified
Sector
Financial Services
Industry
Banks - Diversified
CEO
David Velez-Osomo