Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 14.38% is in line with its 5-year average of 14.82%, near the low end of its 5-year range (12.98%–19.67%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.26% above its 12-month average of 13.80%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 14.38%.
RETURN ON EQUITY (ROE)
14.38%
RETURN ON EQUITY (ROE) AVG TTM
13.80%
RETURN ON EQUITY (ROE) AVG 3Y
14.30%
RETURN ON EQUITY (ROE) AVG 5Y
14.82%
RETURN ON EQUITY (ROE) AVG 10Y
14.11%
RETURN ON EQUITY (ROE) AVG 15Y
13.23%
RETURN ON EQUITY (ROE) AVG 20Y
13.01%
CURRENT VS TTM AVG
+4.26%
CURRENT VS 3Y AVG
+0.57%
CURRENT VS 5Y AVG
-2.94%
CURRENT VS 10Y AVG
+1.96%
CURRENT VS 15Y AVG
+8.73%
CURRENT VS 20Y AVG
+10.57%
SECTOR MEDIAN · FINANCIAL SERVICES
8.78%
median of 571 covered companies
CURRENT VS SECTOR MEDIAN
+63.82%
vs the sector median at left
Lakeland Financial Corporation
Market Cap
$1.45B
Return on Equity (ROE)
14.38%
TTM Avg
13.80%
3Y Avg
14.30%
5Y Avg
14.82%
Market Cap
$1.48B
Return on Equity (ROE)
10.46%
TTM Avg
9.58%
3Y Avg
8.95%
5Y Avg
10.19%
Market Cap
$1.43B
Return on Equity (ROE)
13.58%
TTM Avg
14.09%
3Y Avg
14.81%
5Y Avg
12.87%
Market Cap
$1.42B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.40B
Return on Equity (ROE)
8.07%
TTM Avg
9.31%
3Y Avg
10.48%
5Y Avg
9.68%
Market Cap
$1.38B
Return on Equity (ROE)
12.11%
TTM Avg
11.19%
3Y Avg
11.63%
5Y Avg
11.37%
Market Cap
$1.52B
Return on Equity (ROE)
7.83%
TTM Avg
9.83%
3Y Avg
6.93%
5Y Avg
9.58%
Market Cap
$1.54B
Return on Equity (ROE)
9.84%
TTM Avg
5.53%
3Y Avg
7.21%
5Y Avg
8.03%
Market Cap
$1.56B
Return on Equity (ROE)
20.65%
TTM Avg
21.73%
3Y Avg
22.22%
5Y Avg
19.59%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lakeland Financial Corporation (LKFN) | $1.45B | 14.38% | 13.80% | 14.30% | 14.82% |
| Capital Southwest Corporation (CSWC)vs › | $1.48B | 10.46% | 9.58% | 8.95% | 10.19% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 13.58% | 14.09% | 14.81% | 12.87% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.42B | 20.76% | 21.33% | 27.56% | 48.97% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 8.07% | 9.31% | 10.48% | 9.68% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.11% | 11.19% | 11.63% | 11.37% |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 7.83% | 9.83% | 6.93% | 9.58% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 9.84% | 5.53% | 7.21% | 8.03% |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 20.65% | 21.73% | 22.22% | 19.59% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -7.34% | -1.33% | -3.13% | -2.46% |
ROE
14.4%
ROA
1.5%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 14.38% |
| 2026-03-31 | 14.66% |
| 2025-12-31 | 13.56% |
| 2025-09-30 | 13.06% |
| 2025-06-30 | 13.32% |
| 2025-03-31 | 12.98% |
| 2024-12-31 | 13.67% |
| 2024-09-30 | 14.15% |
| 2024-06-30 | 15.41% |
| 2024-03-31 | 14.36% |
| 2023-12-31 | 14.43% |
| 2023-09-30 | 16.18% |
| 2023-06-30 | 15.78% |
| 2023-03-31 | 17.35% |
| 2022-12-31 | 18.25% |
| 2022-09-30 | 19.67% |
| 2022-06-30 | 17.39% |
| 2022-03-31 | 15.83% |
| 2021-12-31 | 13.58% |
| 2021-09-30 | 14.06% |
| 2021-06-30 | 13.98% |
| 2021-03-31 | 13.82% |
| 2020-12-31 | 12.83% |
| 2020-09-30 | 12.87% |
| 2020-06-30 | 12.99% |
| 2020-03-31 | 13.63% |
| 2019-12-31 | 14.56% |
| 2019-09-30 | 14.75% |
| 2019-06-30 | 15.09% |
| 2019-03-31 | 15.42% |
| 2018-12-31 | 15.42% |
| 2018-09-30 | 14.18% |
| 2018-06-30 | 13.55% |
| 2018-03-31 | 12.92% |
| 2017-12-31 | 12.23% |
| 2017-09-30 | 12.81% |
| 2017-06-30 | 12.63% |
| 2017-03-31 | 12.43% |
| 2016-12-31 | 12.20% |
| 2016-09-30 | 11.90% |
| 2016-06-30 | 11.68% |
| 2016-03-31 | 11.68% |
| 2015-12-31 | 11.80% |
| 2015-09-30 | 11.68% |
| 2015-06-30 | 12.00% |
| 2015-03-31 | 12.15% |
| 2014-12-31 | 12.12% |
| 2014-09-30 | 12.31% |
| 2014-06-30 | 12.11% |
| 2014-03-31 | 11.90% |
| 2013-12-31 | 12.07% |
| 2013-09-30 | 11.72% |
| 2013-06-30 | 11.85% |
| 2013-03-31 | 11.75% |
| 2012-12-31 | 11.89% |
| 2012-09-30 | 11.89% |
| 2012-06-30 | 11.88% |
| 2012-03-31 | 11.86% |
| 2011-12-31 | 11.22% |
| 2011-09-30 | 10.49% |
| 2011-06-30 | 10.13% |
| 2011-03-31 | 9.75% |
| 2010-12-31 | 9.94% |
| 2010-09-30 | 9.84% |
| 2010-06-30 | 9.62% |
| 2010-03-31 | 7.37% |
| 2009-12-31 | 6.78% |
| 2009-09-30 | 8.21% |
| 2009-06-30 | 8.48% |
| 2009-03-31 | 8.77% |
| 2008-12-31 | 13.15% |
| 2008-09-30 | 13.10% |
| 2008-06-30 | 12.74% |
| 2008-03-31 | 13.04% |
| 2007-12-31 | 13.13% |
| 2007-09-30 | 13.34% |
| 2007-06-30 | 14.13% |
| 2007-03-31 | 13.95% |
| 2006-12-31 | 14.38% |
| 2006-09-30 | 15.07% |
| 2006-06-30 | 15.73% |
| 2006-03-31 | 15.81% |
| 2005-12-31 | 15.85% |
| 2005-09-30 | 15.14% |
| 2005-06-30 | 14.90% |
| 2005-03-31 | 14.62% |
| 2004-12-31 | 14.29% |
| 2004-09-30 | 13.98% |
| 2004-06-30 | 14.47% |
| 2004-03-31 | 14.71% |
| 2003-12-31 | 15.40% |
| 2003-09-30 | 16.21% |
| 2003-06-30 | 15.71% |
