Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 13.35 is 22% below its 5-year average of 17.02, near the low end of its 5-year range (10.62–22.57).
As of 2026-10-06T17:37:11.061Z. 9.97% below its 12-month average of 14.83.
Calculation as of: 2026-10-06T17:37:11.061Z.
Quote observation: 2026-10-06T17:35:15.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 2fe375704c728477f5ae8d8942ad73579086ad150f983f6a508de373fc927825
PE Ratio (13.35) = Close Price ($58.22) / Diluted TTM EPS ($4.36)
PE RATIO
13.35
PE RATIO AVG TTM
14.83
PE RATIO AVG 3Y
16.43
PE RATIO AVG 5Y
17.02
PE RATIO AVG 10Y
17.35
PE RATIO AVG 15Y
16.58
PE RATIO AVG 20Y
16.15
CURRENT VS TTM AVG
-9.97%
CURRENT VS 3Y AVG
-18.77%
CURRENT VS 5Y AVG
-21.55%
CURRENT VS 10Y AVG
-23.05%
CURRENT VS 15Y AVG
-19.49%
CURRENT VS 20Y AVG
-17.31%
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 522 covered companies
CURRENT VS SECTOR MEDIAN
-3.64%
vs the sector median at left
Lakeland Financial Corporation
Market Cap
$1.45B
PE Ratio
13.35
TTM Avg
14.83
3Y Avg
16.43
5Y Avg
17.02
Market Cap
$1.47B
PE Ratio
13.09
TTM Avg
13.16
3Y Avg
13.47
5Y Avg
13.62
Market Cap
$1.41B
PE Ratio
12.14
TTM Avg
12.04
3Y Avg
12.04
5Y Avg
12.04
Market Cap
$1.39B
PE Ratio
11.05
TTM Avg
9.22
3Y Avg
25.35
5Y Avg
19.85
Market Cap
$1.38B
PE Ratio
12.73
TTM Avg
11.83
3Y Avg
11.04
5Y Avg
10.21
Market Cap
$1.52B
PE Ratio
22.38
TTM Avg
15.42
3Y Avg
22.69
5Y Avg
21.47
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lakeland Financial Corporation (LKFN) | $1.45B | 13.35 | 14.83 | 16.43 | 17.02 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 13.09 | 13.16 | 13.47 | 13.62 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 12.73 | 11.47 | 9.73 | 9.66 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 12.14 | 12.04 | 12.04 | 12.04 |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 10.20 | 9.20 | 10.87 | 15.66 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 11.05 | 9.22 | 25.35 | 19.85 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.73 | 11.83 | 11.04 | 10.21 |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 22.38 | 15.42 | 22.69 | 21.47 |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 9.52 | 17.33 | 14.35 | 11.93 |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 9.25 | 10.19 | 9.90 | 9.86 |
At 13.3, P/E is below its 20-year median — higher than 16% of readings in its 20-year history.
20-year low
8.7
median
15.8
20-year high
23.8
Trailing P/E
13.3
Forward P/E
13.3
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$58.22
Forward EPS (Est.)
$4.38
Forward P/E
13.30
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 13.37 |
| 2026-10-02 | 13.55 |
| 2026-10-01 | 13.33 |
| 2026-09-30 | 13.22 |
| 2026-09-29 | 13.31 |
| 2026-09-28 | 13.48 |
| 2026-09-25 | 13.65 |
| 2026-09-24 | 13.50 |
| 2026-09-23 | 13.39 |
| 2026-09-22 | 13.59 |
| 2026-09-21 | 13.75 |
| 2026-09-18 | 13.69 |
| 2026-09-17 | 13.68 |
| 2026-09-16 | 13.75 |
| 2026-09-15 | 13.93 |
| 2026-09-14 | 13.94 |
| 2026-09-11 | 13.89 |
| 2026-09-10 | 13.88 |
| 2026-09-09 | 13.81 |
| 2026-09-08 | 13.76 |
| 2026-09-04 | 13.89 |
| 2026-09-03 | 13.77 |
| 2026-09-02 | 13.74 |
| 2026-09-01 | 13.49 |
| 2026-08-31 | 13.55 |
| 2026-08-28 | 13.67 |
| 2026-08-27 | 13.58 |
| 2026-08-26 | 13.64 |
| 2026-08-25 | 13.66 |
| 2026-08-24 | 13.81 |
| 2026-08-21 | 13.82 |
| 2026-08-20 | 13.86 |
| 2026-08-19 | 13.78 |
| 2026-08-18 | 14.10 |
| 2026-08-17 | 14.18 |
| 2026-08-14 | 14.33 |
| 2026-08-13 | 14.38 |
| 2026-08-12 | 14.28 |
| 2026-08-11 | 14.19 |
| 2026-08-10 | 14.00 |
| 2026-08-07 | 14.16 |
| 2026-08-06 | 14.29 |
| 2026-08-05 | 14.74 |
| 2026-08-04 | 14.90 |
| 2026-08-03 | 14.73 |
| 2026-07-31 | 14.67 |
| 2026-07-30 | 14.65 |
| 2026-07-29 | 14.83 |
| 2026-07-28 | 14.92 |
| 2026-07-27 | 14.84 |
| 2026-07-24 | 14.31 |
| 2026-07-23 | 14.31 |
| 2026-07-22 | 14.36 |
| 2026-07-21 | 14.55 |
| 2026-07-20 | 14.53 |
| 2026-07-17 | 14.68 |
| 2026-07-16 | 14.90 |
| 2026-07-15 | 14.43 |
| 2026-07-14 | 14.18 |
| 2026-07-13 | 14.22 |
| 2026-07-10 | 14.15 |
| 2026-07-09 | 14.02 |
| 2026-07-08 | 13.77 |
| 2026-07-07 | 14.42 |
| 2026-07-06 | 14.45 |
| 2026-07-02 | 14.61 |
| 2026-07-01 | 14.78 |
| 2026-06-30 | 14.45 |
| 2026-06-29 | 14.30 |
| 2026-06-26 | 14.68 |
| 2026-06-25 | 14.44 |
| 2026-06-24 | 14.41 |
| 2026-06-23 | 14.35 |
| 2026-06-22 | 14.11 |
| 2026-06-18 | 14.02 |
| 2026-06-17 | 14.07 |
| 2026-06-16 | 14.36 |
| 2026-06-15 | 14.22 |
| 2026-06-12 | 14.48 |
| 2026-06-11 | 14.25 |
| 2026-06-10 | 14.33 |
| 2026-06-09 | 14.14 |
| 2026-06-08 | 13.98 |
| 2026-06-05 | 14.05 |
| 2026-06-04 | 13.89 |
| 2026-06-03 | 13.68 |
| 2026-06-02 | 14.08 |
| 2026-06-01 | 13.87 |
| 2026-05-29 | 14.20 |
| 2026-05-28 | 14.08 |
| 2026-05-27 | 14.10 |
| 2026-05-26 | 14.22 |
| 2026-05-22 | 14.03 |
| 2026-05-21 | 14.10 |
| 2026-05-20 | 14.00 |
| 2026-05-19 | 13.65 |
| 2026-05-18 | 13.55 |
| 2026-05-15 | 13.41 |
| 2026-05-14 | 13.62 |
| 2026-05-13 | 13.61 |
| 2026-05-12 | 14.00 |
| 2026-05-11 | 14.07 |
| 2026-05-08 | 14.41 |
| 2026-05-07 | 14.66 |
| 2026-05-06 | 14.59 |
| 2026-05-05 | 14.56 |
| 2026-05-04 | 14.22 |
| 2026-05-01 | 14.37 |
| 2026-04-30 | 14.17 |
| 2026-04-29 | 14.86 |
| 2026-04-28 | 15.38 |
| 2026-04-27 | 15.35 |
| 2026-04-24 | 14.89 |
| 2026-04-23 | 14.97 |
| 2026-04-22 | 14.86 |
| 2026-04-21 | 15.00 |
| 2026-04-20 | 15.30 |
| 2026-04-17 | 15.29 |
| 2026-04-16 | 14.93 |
| 2026-04-15 | 14.95 |
| 2026-04-14 | 15.15 |
| 2026-04-13 | 15.20 |
| 2026-04-10 | 15.18 |
| 2026-04-09 | 15.25 |
| 2026-04-08 | 14.99 |
| 2026-04-07 | 14.70 |
| 2026-04-06 | 14.56 |
| 2026-04-02 | 14.49 |
| 2026-04-01 | 14.47 |
| 2026-03-31 | 14.31 |
| 2026-03-30 | 14.11 |
| 2026-03-27 | 14.09 |
| 2026-03-26 | 14.20 |
| 2026-03-25 | 14.16 |
| 2026-03-24 | 14.28 |
| 2026-03-23 | 14.16 |
| 2026-03-20 | 13.79 |
| 2026-03-19 | 13.90 |
| 2026-03-18 | 13.72 |
| 2026-03-17 | 14.08 |
| 2026-03-16 | 14.21 |
| 2026-03-13 | 14.14 |
| 2026-03-12 | 14.11 |
| 2026-03-11 | 14.15 |
| 2026-03-10 | 14.14 |
| 2026-03-09 | 14.09 |
| 2026-03-06 | 14.18 |
| 2026-03-05 | 14.36 |
| 2026-03-04 | 14.66 |
| 2026-03-03 | 14.54 |
| 2026-03-02 | 14.63 |
| 2026-02-27 | 14.49 |
| 2026-02-26 | 14.97 |
| 2026-02-25 | 15.66 |
| 2026-02-24 | 15.31 |
| 2026-02-23 | 15.48 |
| 2026-02-20 | 15.89 |
| 2026-02-19 | 15.96 |
| 2026-02-18 | 16.06 |
| 2026-02-17 | 16.26 |
| 2026-02-13 | 16.20 |
| 2026-02-12 | 16.07 |
| 2026-02-11 | 16.02 |
| 2026-02-10 | 16.25 |
| 2026-02-09 | 16.46 |
| 2026-02-06 | 16.52 |
| 2026-02-05 | 16.44 |
| 2026-02-04 | 16.50 |
| 2026-02-03 | 16.35 |
| 2026-02-02 | 16.03 |
| 2026-01-30 | 15.73 |
| 2026-01-29 | 15.63 |
| 2026-01-28 | 15.34 |
| 2026-01-27 | 15.84 |
| 2026-01-26 | 16.17 |
| 2026-01-23 | 15.52 |
| 2026-01-22 | 16.06 |
| 2026-01-21 | 16.17 |
| 2026-01-20 | 15.51 |
| 2026-01-16 | 15.65 |
| 2026-01-15 | 15.69 |
| 2026-01-14 | 15.60 |
| 2026-01-13 | 15.07 |
| 2026-01-12 | 15.01 |
| 2026-01-09 | 15.07 |
| 2026-01-08 | 15.19 |
| 2026-01-07 | 14.74 |
| 2026-01-06 | 15.19 |
| 2026-01-05 | 15.17 |
| 2026-01-02 | 14.90 |
| 2025-12-31 | 15.06 |
| 2025-12-30 | 15.15 |
| 2025-12-29 | 15.42 |
| 2025-12-26 | 15.50 |
| 2025-12-24 | 15.60 |
| 2025-12-23 | 15.66 |
| 2025-12-22 | 15.76 |
| 2025-12-19 | 15.65 |
| 2025-12-18 | 15.77 |
| 2025-12-17 | 15.88 |
| 2025-12-16 | 15.80 |
| 2025-12-15 | 15.82 |
| 2025-12-12 | 15.73 |
| 2025-12-11 | 15.79 |
| 2025-12-10 | 15.66 |
| 2025-12-09 | 15.35 |
| 2025-12-08 | 15.47 |
| 2025-12-05 | 15.37 |
| 2025-12-04 | 15.53 |
| 2025-12-03 | 15.61 |
| 2025-12-02 | 15.36 |
| 2025-12-01 | 15.51 |
| 2025-11-28 | 15.37 |
| 2025-11-26 | 15.50 |
| 2025-11-25 | 15.63 |
| 2025-11-24 | 15.34 |
| 2025-11-21 | 15.54 |
| 2025-11-20 | 15.02 |
| 2025-11-19 | 15.10 |
| 2025-11-18 | 14.85 |
| 2025-11-17 | 14.89 |
| 2025-11-14 | 15.36 |
| 2025-11-13 | 15.37 |
| 2025-11-12 | 15.39 |
| 2025-11-11 | 15.50 |
| 2025-11-10 | 15.32 |
| 2025-11-07 | 15.27 |
| 2025-11-06 | 15.15 |
| 2025-11-05 | 15.39 |
| 2025-11-04 | 15.16 |
| 2025-11-03 | 15.20 |
| 2025-10-31 | 15.05 |
| 2025-10-30 | 15.10 |
| 2025-10-29 | 15.47 |
| 2025-10-28 | 15.86 |
| 2025-10-27 | 15.99 |
| 2025-10-24 | 16.85 |
| 2025-10-23 | 16.52 |
| 2025-10-22 | 16.65 |
| 2025-10-21 | 16.70 |
| 2025-10-20 | 16.56 |
| 2025-10-17 | 16.29 |
| 2025-10-16 | 16.00 |
| 2025-10-15 | 16.85 |
| 2025-10-14 | 17.41 |
| 2025-10-13 | 16.87 |
| 2025-10-10 | 16.63 |
| 2025-10-09 | 17.16 |
| 2025-10-08 | 17.25 |
| 2025-10-07 | 17.29 |
| 2025-10-06 | 17.49 |
| 2025-10-03 | 17.41 |
| 2025-10-02 | 17.21 |
| 2025-10-01 | 17.29 |
| 2025-09-30 | 17.49 |
| 2025-09-29 | 17.70 |
| 2025-09-26 | 17.92 |
| 2025-09-25 | 17.56 |
| 2025-09-24 | 17.55 |
| 2025-09-23 | 17.73 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.