Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.35% is 19% below its 5-year average of 9.10%, near the low end of its 5-year range (6.29%–12.62%).
As of the fiscal period ended Wednesday, December 31, 2025. 22.26% below its 12-month average of 9.46%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
7.35%
RETURN ON EQUITY (ROE) AVG TTM
9.46%
RETURN ON EQUITY (ROE) AVG 3Y
10.40%
RETURN ON EQUITY (ROE) AVG 5Y
9.10%
RETURN ON EQUITY (ROE) AVG 10Y
9.77%
RETURN ON EQUITY (ROE) AVG 15Y
9.70%
RETURN ON EQUITY (ROE) AVG 20Y
9.89%
CURRENT VS TTM AVG
-22.26%
CURRENT VS 3Y AVG
-29.34%
CURRENT VS 5Y AVG
-19.25%
CURRENT VS 10Y AVG
-24.80%
CURRENT VS 15Y AVG
-24.23%
CURRENT VS 20Y AVG
-25.67%
SECTOR MEDIAN · FINANCIAL SERVICES
14.10%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-47.87%
vs the sector median at left
Huntington Bancshares Incorporated
Market Cap
$35.56B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$34.68B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$34.62B
Return on Equity (ROE)
19.40%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$36.51B
Return on Equity (ROE)
10.85%
TTM Avg
9.34%
3Y Avg
9.18%
5Y Avg
9.24%
Market Cap
$33.73B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$39.37B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
Market Cap
$39.55B
Return on Equity (ROE)
-7.55%
TTM Avg
16.81%
3Y Avg
-3.25%
5Y Avg
12.88%
Market Cap
$31.40B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$31.12B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Huntington Bancshares Incorporated (HBAN) | $35.56B | 7.35% | 9.46% | 10.40% | 9.10% |
| Raymond James Financial, Inc. (RJF)vs › | $34.68B | 18.16% | 17.40% | 16.95% | 16.05% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.62B | 19.40% | 19.44% | 18.63% | 16.86% |
| M&T Bank Corporation (MTB)vs › | $36.51B | 10.85% | 9.34% | 9.18% | 9.24% |
| Northern Trust Corporation (NTRS)vs › | $33.73B | 16.72% | 14.64% | 12.62% | 12.28% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.37B | 22.23% | 19.57% | 17.20% | 15.24% |
| Coinbase Global, Inc. (COIN)vs › | $39.55B | -7.55% | 16.81% | -3.25% | 12.88% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.40B | 20.36% | 9.45% | 10.01% | 13.52% |
| Citizens Financial Group, Inc. (CFG)vs › | $31.12B | 8.12% | 6.59% | 7.13% | 7.18% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.80B | 24.05% | 19.64% | 16.29% | 15.64% |
ROE
7.3%
ROA
0.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 9.08% |
| 2024-12-31 | 9.83% |
| 2023-12-31 | 10.08% |
| 2022-12-31 | 12.62% |
| 2021-12-31 | 6.71% |
| 2020-12-31 | 6.29% |
| 2019-12-31 | 11.96% |
| 2018-12-31 | 12.55% |
| 2017-12-31 | 10.97% |
| 2016-12-31 | 6.91% |
| 2015-12-31 | 10.51% |
| 2014-12-31 | 9.99% |
| 2013-12-31 | 10.53% |
| 2012-12-31 | 10.90% |
| 2011-12-31 | 10.01% |
| 2010-12-31 | 6.27% |
| 2009-12-31 | -57.99% |
| 2008-12-31 | -1.57% |
| 2007-12-31 | 1.26% |
| 2006-12-31 | 15.30% |
| 2005-12-31 | 16.11% |
| 2004-12-31 | 15.72% |
| 2003-12-31 | 16.37% |
| 2002-12-31 | 14.78% |
| 2001-12-31 | 5.58% |
| 2000-12-31 | 13.88% |
| 1999-12-31 | 19.34% |
| 1998-12-31 | 14.05% |
| 1997-12-31 | 14.45% |
| 1996-12-31 | 20.13% |
