Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.12% is in line with its 5-year average of 1.06%, around the middle of its 5-year range (0.68%–1.44%).
25.84% above its 12-month average of 0.89%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.12%
RETURN ON ASSETS (ROA) AVG TTM
0.89%
RETURN ON ASSETS (ROA) AVG 3Y
1.05%
RETURN ON ASSETS (ROA) AVG 5Y
1.06%
RETURN ON ASSETS (ROA) AVG 10Y
1.04%
RETURN ON ASSETS (ROA) AVG 15Y
1.07%
RETURN ON ASSETS (ROA) AVG 20Y
1.15%
CURRENT VS TTM AVG
+25.84%
CURRENT VS 3Y AVG
+6.41%
CURRENT VS 5Y AVG
+6.16%
CURRENT VS 10Y AVG
+7.22%
CURRENT VS 15Y AVG
+4.53%
CURRENT VS 20Y AVG
-2.93%
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 604 covered companies
CURRENT VS SECTOR MEDIAN
-7.44%
vs the sector median at left
Hanmi Financial Corporation
Market Cap
$937.94M
Return on Assets (ROA)
1.12%
TTM Avg
0.89%
3Y Avg
1.05%
5Y Avg
1.06%
Market Cap
$931.87M
Return on Assets (ROA)
2.38%
TTM Avg
-2.27%
3Y Avg
-0.62%
5Y Avg
3.40%
Market Cap
$931.73M
Return on Assets (ROA)
0.79%
TTM Avg
0.77%
3Y Avg
0.65%
5Y Avg
0.67%
Market Cap
$923.19M
Return on Assets (ROA)
0.96%
TTM Avg
0.91%
3Y Avg
0.94%
5Y Avg
0.88%
Market Cap
$960.42M
Return on Assets (ROA)
1.28%
TTM Avg
0.92%
3Y Avg
0.92%
5Y Avg
1.02%
Market Cap
$914.69M
Return on Assets (ROA)
1.11%
TTM Avg
1.11%
3Y Avg
1.11%
5Y Avg
1.11%
Market Cap
$903.72M
Return on Assets (ROA)
1.64%
TTM Avg
1.54%
3Y Avg
1.51%
5Y Avg
1.47%
Market Cap
$996.05M
Return on Assets (ROA)
-2.19%
TTM Avg
-0.94%
3Y Avg
-0.09%
5Y Avg
0.33%
Market Cap
$879.69M
Return on Assets (ROA)
-1.07%
TTM Avg
-0.98%
3Y Avg
0.63%
5Y Avg
2.30%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanmi Financial Corporation (HAFC) | $937.94M | 1.12% | 0.89% | 1.05% | 1.06% |
| Prospect Capital Corporation (PSEC)vs › | $931.87M | 2.38% | -2.27% | -0.62% | 3.40% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $931.73M | 0.79% | 0.77% | 0.65% | 0.67% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $923.19M | 0.96% | 0.91% | 0.94% | 0.88% |
| Camden National Corp. (CAC)vs › | $960.42M | 1.28% | 0.92% | 0.92% | 1.02% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $914.69M | 1.11% | 1.11% | 1.11% | 1.11% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.72M | 1.64% | 1.54% | 1.51% | 1.47% |
| Horizon Bancorp, Inc. (HBNC)vs › | $996.05M | -2.19% | -0.94% | -0.09% | 0.33% |
| Lufax Holding Ltd (LU)vs › | $879.69M | -1.07% | -0.98% | 0.63% | 2.30% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 1.77% | 1.61% | 1.63% | 1.74% |
ROA
1.1%
ROE
11.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.97% |
| 2024-12-31 | 0.81% |
| 2023-12-31 | 1.06% |
| 2022-12-31 | 1.37% |
| 2021-12-31 | 1.44% |
| 2020-12-31 | 0.68% |
| 2019-12-31 | 0.59% |
| 2018-12-31 | 1.05% |
| 2017-12-31 | 1.05% |
| 2016-12-31 | 1.20% |
| 2015-12-31 | 1.27% |
| 2014-12-31 | 1.18% |
| 2013-12-31 | 1.30% |
| 2012-12-31 | 3.13% |
| 2011-12-31 | 1.03% |
| 2010-12-31 | -3.03% |
| 2009-12-31 | -3.87% |
| 2008-12-31 | -2.63% |
| 2007-12-31 | -1.53% |
| 2006-12-31 | 1.75% |
| 2005-12-31 | 1.71% |
| 2004-12-31 | 1.18% |
| 2003-12-31 | 1.08% |
| 2002-12-31 | 1.17% |
| 2001-12-31 | 1.45% |
| 2000-12-31 | 1.50% |
| 1999-12-31 | 1.62% |
