Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 23.16% is in line with its 5-year average of 25.21%, near the low end of its 5-year range (13.54%–52.16%).
0.31% below its 12-month average of 23.23%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 42.29%.
NET PROFIT MARGIN
23.16%
NET PROFIT MARGIN AVG TTM
23.23%
NET PROFIT MARGIN AVG 3Y
17.18%
NET PROFIT MARGIN AVG 5Y
25.21%
NET PROFIT MARGIN AVG 10Y
21.34%
NET PROFIT MARGIN AVG 15Y
23.21%
NET PROFIT MARGIN AVG 20Y
22.23%
CURRENT VS TTM AVG
-0.31%
CURRENT VS 3Y AVG
+34.83%
CURRENT VS 5Y AVG
-8.12%
CURRENT VS 10Y AVG
+8.52%
CURRENT VS 15Y AVG
-0.22%
CURRENT VS 20Y AVG
+4.18%
SECTOR MEDIAN · FINANCIAL SERVICES
13.11%
median of 700 covered companies
CURRENT VS SECTOR MEDIAN
+76.73%
vs the sector median at left
Hanmi Financial Corporation
Market Cap
$941.62M
Net Profit Margin
23.16%
TTM Avg
23.23%
3Y Avg
17.18%
5Y Avg
25.21%
Market Cap
$939.35M
Net Profit Margin
26.95%
TTM Avg
20.27%
3Y Avg
25.27%
5Y Avg
26.83%
Market Cap
$929.83M
Net Profit Margin
15.57%
TTM Avg
14.86%
3Y Avg
14.30%
5Y Avg
15.81%
Market Cap
$957.54M
Net Profit Margin
25.61%
TTM Avg
18.02%
3Y Avg
20.69%
5Y Avg
24.59%
Market Cap
$921.29M
Net Profit Margin
18.36%
TTM Avg
16.66%
3Y Avg
19.33%
5Y Avg
19.84%
Market Cap
$908.70M
Net Profit Margin
14.97%
TTM Avg
14.97%
3Y Avg
14.97%
5Y Avg
14.97%
Market Cap
$902.96M
Net Profit Margin
42.71%
TTM Avg
27.83%
3Y Avg
29.36%
5Y Avg
30.30%
Market Cap
$911.83M
Net Profit Margin
24.03%
TTM Avg
96.89%
3Y Avg
33.40%
5Y Avg
49.39%
Market Cap
$995.44M
Net Profit Margin
-150.89%
TTM Avg
-67.95%
3Y Avg
-23.39%
5Y Avg
-5.22%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanmi Financial Corporation (HAFC) | $941.62M | 23.16% | 23.23% | 17.18% | 25.21% |
| TrustCo Bank Corp NY (TRST)vs › | $939.35M | 26.95% | 20.27% | 25.27% | 26.83% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $929.83M | 15.57% | 14.86% | 14.30% | 15.81% |
| Camden National Corp. (CAC)vs › | $957.54M | 25.61% | 18.02% | 20.69% | 24.59% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $921.29M | 18.36% | 16.66% | 19.33% | 19.84% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $908.70M | 14.97% | 14.97% | 14.97% | 14.97% |
| First Community Bankshares, Inc. (FCBC)vs › | $902.96M | 42.71% | 27.83% | 29.36% | 30.30% |
| Prospect Capital Corporation (PSEC)vs › | $911.83M | 24.03% | 96.89% | 33.40% | 49.39% |
| Horizon Bancorp, Inc. (HBNC)vs › | $995.44M | -150.89% | -67.95% | -23.39% | -5.22% |
| First Financial Corporation (THFF)vs › | $887.02M | 25.60% | 19.82% | 23.23% | 24.45% |
Operating Margin
17.3%
Net Profit Margin
23.2%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 42.29% |
| 2026-03-31 | 22.08% |
| 2025-12-31 | 18.81% |
| 2025-09-30 | 19.17% |
| 2025-06-30 | 13.82% |
| 2025-03-31 | 16.52% |
| 2024-12-31 | 16.47% |
| 2024-09-30 | 13.79% |
| 2024-06-30 | 13.54% |
| 2024-03-31 | 14.13% |
| 2023-12-31 | 17.94% |
| 2023-09-30 | 18.55% |
| 2023-06-30 | 21.31% |
| 2023-03-31 | 22.99% |
| 2022-12-31 | 31.75% |
| 2022-09-30 | 33.81% |
| 2022-06-30 | 34.54% |
| 2022-03-31 | 31.63% |
| 2021-12-31 | 52.16% |
| 2021-09-30 | 39.14% |
| 2021-06-30 | 34.88% |
| 2021-03-31 | 27.04% |
| 2020-12-31 | 23.20% |
| 2020-09-30 | 26.39% |
| 2020-06-30 | 11.97% |
| 2020-03-31 | 3.61% |
| 2019-12-31 | 4.58% |
| 2019-09-30 | 17.93% |
| 2019-06-30 | 3.91% |
| 2019-03-31 | 21.37% |
| 2018-12-31 | 16.68% |
| 2018-09-30 | 24.27% |
| 2018-06-30 | 24.58% |
| 2018-03-31 | 24.30% |
| 2017-12-31 | 18.12% |
| 2017-09-30 | 23.81% |
| 2017-06-30 | 23.69% |
| 2017-03-31 | 24.80% |
| 2016-12-31 | 26.03% |
| 2016-09-30 | 24.76% |
| 2016-06-30 | 26.43% |
| 2016-03-31 | 29.83% |
| 2015-12-31 | 27.57% |
| 2015-09-30 | 26.05% |
| 2015-06-30 | 26.80% |
| 2015-03-31 | 21.14% |
| 2014-12-31 | 29.51% |
| 2014-09-30 | 52.41% |
| 2014-06-30 | 30.82% |
| 2014-03-31 | 30.11% |
| 2013-12-31 | 26.08% |
| 2013-09-30 | 27.62% |
| 2013-06-30 | 25.62% |
| 2013-03-31 | 26.88% |
| 2012-12-31 | 38.00% |
| 2012-09-30 | 37.14% |
| 2012-06-30 | 150.47% |
| 2012-03-31 | 21.77% |
| 2011-12-31 | 14.89% |
| 2011-09-30 | 11.16% |
| 2011-06-30 | 20.71% |
| 2011-03-31 | 26.50% |
| 2010-12-31 | 13.06% |
| 2010-09-30 | -35.26% |
| 2010-06-30 | -68.28% |
| 2010-03-31 | -109.83% |
| 2009-12-31 | -69.26% |
| 2009-09-30 | -111.09% |
| 2009-06-30 | -17.25% |
| 2009-03-31 | -30.44% |
| 2008-12-31 | -5.90% |
| 2008-09-30 | 6.47% |
| 2008-06-30 | -152.27% |
| 2008-03-31 | 3.91% |
| 2007-12-31 | -120.82% |
| 2007-09-30 | 13.66% |
| 2007-06-30 | 18.95% |
| 2007-03-31 | 16.67% |
| 2006-12-31 | 21.67% |
| 2006-09-30 | 22.61% |
| 2006-06-30 | 21.96% |
| 2006-03-31 | 22.23% |
| 2005-12-31 | 23.03% |
| 2005-09-30 | 24.48% |
| 2005-06-30 | 27.36% |
| 2005-03-31 | 26.37% |
| 2004-12-31 | 23.46% |
| 2004-09-30 | 23.84% |
| 2004-06-30 | 19.60% |
| 2004-03-31 | 23.71% |
| 2003-12-31 | 19.01% |
| 2003-09-30 | 20.60% |
| 2003-06-30 | 20.00% |
| 2003-03-31 | 19.31% |
| 2002-12-31 | 20.29% |
| 2002-09-30 | 21.70% |
