Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 26.95% is in line with its 5-year average of 28.01%, near the low end of its 5-year range (15.60%–58.13%).
8.84% below its 12-month average of 29.56%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 58.13%.
NET PROFIT MARGIN
26.95%
NET PROFIT MARGIN AVG TTM
29.56%
NET PROFIT MARGIN AVG 3Y
20.94%
NET PROFIT MARGIN AVG 5Y
28.01%
NET PROFIT MARGIN AVG 10Y
26.61%
NET PROFIT MARGIN AVG 15Y
25.31%
NET PROFIT MARGIN AVG 20Y
23.51%
CURRENT VS TTM AVG
-8.84%
CURRENT VS 3Y AVG
+28.73%
CURRENT VS 5Y AVG
-3.79%
CURRENT VS 10Y AVG
+1.30%
CURRENT VS 15Y AVG
+6.48%
CURRENT VS 20Y AVG
+14.63%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+104.09%
vs the sector median at left
TrustCo Bank Corp NY
Market Cap
$938.58M
Net Profit Margin
26.95%
TTM Avg
29.56%
3Y Avg
20.94%
5Y Avg
28.01%
Market Cap
$943.59M
Net Profit Margin
23.16%
TTM Avg
15.79%
3Y Avg
21.16%
5Y Avg
23.16%
Market Cap
$931.32M
Net Profit Margin
15.57%
TTM Avg
14.86%
3Y Avg
14.30%
5Y Avg
15.81%
Market Cap
$922.97M
Net Profit Margin
18.36%
TTM Avg
16.66%
3Y Avg
19.33%
5Y Avg
19.84%
Market Cap
$916.99M
Net Profit Margin
24.03%
TTM Avg
96.89%
3Y Avg
33.40%
5Y Avg
49.39%
Market Cap
$912.65M
Net Profit Margin
14.97%
TTM Avg
14.97%
3Y Avg
14.97%
5Y Avg
14.97%
Market Cap
$960.59M
Net Profit Margin
25.61%
TTM Avg
18.02%
3Y Avg
20.69%
5Y Avg
24.59%
Market Cap
$903.43M
Net Profit Margin
42.71%
TTM Avg
27.83%
3Y Avg
29.36%
5Y Avg
30.30%
Market Cap
$884.02M
Net Profit Margin
-7.83%
TTM Avg
-7.25%
3Y Avg
2.49%
5Y Avg
11.51%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TrustCo Bank Corp NY (TRST) | $938.58M | 26.95% | 29.56% | 20.94% | 28.01% |
| Hanmi Financial Corporation (HAFC)vs › | $943.59M | 23.16% | 15.79% | 21.16% | 23.16% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $931.32M | 15.57% | 14.86% | 14.30% | 15.81% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $922.97M | 18.36% | 16.66% | 19.33% | 19.84% |
| Prospect Capital Corporation (PSEC)vs › | $916.99M | 24.03% | 96.89% | 33.40% | 49.39% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $912.65M | 14.97% | 14.97% | 14.97% | 14.97% |
| Camden National Corp. (CAC)vs › | $960.59M | 25.61% | 18.02% | 20.69% | 24.59% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.43M | 42.71% | 27.83% | 29.36% | 30.30% |
| Lufax Holding Ltd (LU)vs › | $884.02M | -7.83% | -7.25% | 2.49% | 11.51% |
| Horizon Bancorp, Inc. (HBNC)vs › | $992.97M | -150.89% | -67.95% | -23.39% | -5.22% |
Operating Margin
29.2%
Net Profit Margin
26.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 58.13% |
| 2026-03-31 | 22.93% |
| 2025-12-31 | 22.07% |
| 2025-09-30 | 22.99% |
| 2025-06-30 | 21.69% |
| 2025-03-31 | 21.07% |
| 2024-12-31 | 17.01% |
| 2024-09-30 | 19.51% |
| 2024-06-30 | 18.95% |
| 2024-03-31 | 18.79% |
| 2023-12-31 | 15.60% |
| 2023-09-30 | 23.63% |
| 2023-06-30 | 26.98% |
| 2023-03-31 | 30.28% |
| 2022-12-31 | 36.78% |
| 2022-09-30 | 36.24% |
| 2022-06-30 | 36.39% |
| 2022-03-31 | 36.77% |
| 2021-12-31 | 35.08% |
| 2021-09-30 | 36.47% |
| 2021-06-30 | 30.88% |
| 2021-03-31 | 30.01% |
| 2020-12-31 | 29.27% |
| 2020-09-30 | 29.12% |
| 2020-06-30 | 23.45% |
| 2020-03-31 | 25.63% |
| 2019-12-31 | 26.93% |
| 2019-09-30 | 27.52% |
| 2019-06-30 | 27.38% |
| 2019-03-31 | 27.97% |
| 2018-12-31 | 31.24% |
| 2018-09-30 | 30.28% |
| 2018-06-30 | 31.24% |
| 2018-03-31 | 30.74% |
| 2017-12-31 | 15.56% |
| 2017-09-30 | 26.44% |
| 2017-06-30 | 26.26% |
| 2017-03-31 | 23.91% |
| 2016-12-31 | 23.92% |
| 2016-09-30 | 24.16% |
| 2016-06-30 | 23.04% |
| 2016-03-31 | 23.34% |
| 2015-12-31 | 22.83% |
| 2015-09-30 | 23.85% |
| 2015-06-30 | 24.28% |
| 2015-03-31 | 24.38% |
| 2014-12-31 | 23.95% |
| 2014-09-30 | 24.10% |
| 2014-06-30 | 27.04% |
| 2014-03-31 | 24.91% |
| 2013-12-31 | 24.60% |
| 2013-09-30 | 24.24% |
| 2013-06-30 | 22.57% |
| 2013-03-31 | 21.80% |
| 2012-12-31 | 21.58% |
| 2012-09-30 | 22.18% |
| 2012-06-30 | 20.66% |
| 2012-03-31 | 20.11% |
| 2011-12-31 | 19.91% |
| 2011-09-30 | 20.78% |
| 2011-06-30 | 17.23% |
| 2011-03-31 | 16.82% |
| 2010-12-31 | 15.62% |
| 2010-09-30 | 18.61% |
| 2010-06-30 | 15.24% |
| 2010-03-31 | 15.35% |
| 2009-12-31 | 18.29% |
| 2009-09-30 | 17.14% |
| 2009-06-30 | 12.31% |
| 2009-03-31 | 14.30% |
| 2008-12-31 | 15.32% |
| 2008-09-30 | 19.28% |
| 2008-06-30 | 18.41% |
| 2008-03-31 | 18.91% |
| 2007-12-31 | 16.18% |
| 2007-09-30 | 19.85% |
| 2007-06-30 | 16.65% |
| 2007-03-31 | 23.31% |
| 2006-12-31 | 19.72% |
| 2006-09-30 | 23.92% |
| 2006-06-30 | 27.09% |
| 2006-03-31 | 28.10% |
| 2005-12-31 | 29.50% |
| 2005-09-30 | 35.03% |
| 2005-06-30 | 34.61% |
| 2005-03-31 | 35.05% |
| 2004-12-31 | 31.12% |
| 2004-09-30 | 34.62% |
| 2004-06-30 | 33.83% |
| 2004-03-31 | 32.77% |
| 2003-12-31 | 31.11% |
| 2003-09-30 | 33.82% |
| 2003-06-30 | 31.74% |
| 2003-03-31 | 30.50% |
| 2002-12-31 | 25.52% |
| 2002-09-30 | 29.29% |
