Lufax Holding Ltd (LU) vs TrustCo Bank Corp NY (TRST)
A side-by-side comparison of Lufax Holding Ltd and TrustCo Bank Corp NY across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — LU vs TRST
growth of $100 · dividends reinvested · last 6yLU vs TRST: by the numbers
- •TRST is the larger company ($939M vs $875M market cap).
- •TRST is profitable (26.95% net margin) while LU runs a net loss (-7.83%).
- •TRST grew revenue faster over the past five years (5.00% vs -13.35% CAGR).
- •TRST pays a dividend (2.79% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | LU | TRST |
|---|---|---|
| P/E ratio | N/A | 15.31 |
| PEG ratio | N/A | 4.22 |
| P/S ratio | 0.21 | 3.89 |
| P/B ratio | 0.08 | 1.43 |
Profitability
| Metric | LU | TRST |
|---|---|---|
| Operating margin | 1.13% | 29.18% |
| Net margin | -7.83% | 26.95% |
| ROE | -2.75% | 9.92% |
Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TrustCo Bank Corp NY: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | LU | TRST |
|---|---|---|
| Dividend yield | N/A | 2.79% |
| Payout ratio | N/A | 42.78% |
Growth (annualized)
| Metric | LU | TRST |
|---|---|---|
| Revenue CAGR (5Y) | -13.35% | 5.00% |
| EPS CAGR (5Y) | N/A | 3.63% |
| Total return CAGR (5Y) | -37.51% | 15.54% |
Frequently asked
- Which has grown faster, LU or TRST?
- Over the past five years, TRST grew revenue faster — LU at a -13.35% CAGR versus TRST at 5.00%.
- Does LU or TRST pay a bigger dividend?
- TRST pays a dividend (2.79% yield), while LU is a former payer with no current dividend run rate.
- Is LU or TRST more profitable?
- TRST runs the higher net margin — LU at -7.83% versus TRST at 26.95%.
- How have LU and TRST total returns compared?
- Over the past 5 years, LU delivered -37.51% and TRST delivered 15.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Lufax & TrustCo Bank Corp NY appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.