Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 14.77% is in line with its 5-year average of 15.05%, around the middle of its 5-year range (11.36%–18.74%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.27% above its 12-month average of 14.03%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q4 FY2026 (2026-06-30): 14.77%.
RETURN ON EQUITY (ROE)
14.77%
RETURN ON EQUITY (ROE) AVG TTM
14.03%
RETURN ON EQUITY (ROE) AVG 3Y
13.55%
RETURN ON EQUITY (ROE) AVG 5Y
15.05%
RETURN ON EQUITY (ROE) AVG 10Y
14.71%
RETURN ON EQUITY (ROE) AVG 15Y
13.50%
RETURN ON EQUITY (ROE) AVG 20Y
12.29%
CURRENT VS TTM AVG
+5.27%
CURRENT VS 3Y AVG
+8.98%
CURRENT VS 5Y AVG
-1.90%
CURRENT VS 10Y AVG
+0.35%
CURRENT VS 15Y AVG
+9.35%
CURRENT VS 20Y AVG
+20.10%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+68.55%
vs the sector median at left
Greene County Bancorp, Inc.
Market Cap
$585.17M
Return on Equity (ROE)
14.77%
TTM Avg
14.03%
3Y Avg
13.55%
5Y Avg
15.05%
Market Cap
$580.24M
Return on Equity (ROE)
4.73%
TTM Avg
4.12%
3Y Avg
0.36%
5Y Avg
2.51%
Market Cap
$591.29M
Return on Equity (ROE)
14.04%
TTM Avg
13.50%
3Y Avg
13.87%
5Y Avg
13.18%
Market Cap
$571.47M
Return on Equity (ROE)
8.76%
TTM Avg
6.47%
3Y Avg
6.78%
5Y Avg
8.66%
Market Cap
$570.58M
Return on Equity (ROE)
-110.41%
TTM Avg
-23.50%
3Y Avg
81.26%
5Y Avg
81.26%
Market Cap
$600.35M
Return on Equity (ROE)
-232.31%
TTM Avg
-38.55%
3Y Avg
-60.48%
5Y Avg
-43.64%
Market Cap
$567.99M
Return on Equity (ROE)
10.28%
TTM Avg
8.04%
3Y Avg
9.75%
5Y Avg
10.22%
Market Cap
$564.90M
Return on Equity (ROE)
N/A
TTM Avg
-0.98%
3Y Avg
-2.82%
5Y Avg
-2.22%
Market Cap
$560.55M
Return on Equity (ROE)
10.28%
TTM Avg
8.04%
3Y Avg
9.75%
5Y Avg
10.22%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Greene County Bancorp, Inc. (GCBC) | $585.17M | 14.77% | 14.03% | 13.55% | 15.05% |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 4.73% | 4.12% | 0.36% | 2.51% |
| First Business Financial Services, Inc. (FBIZ)vs › | $591.29M | 14.04% | 13.50% | 13.87% | 13.18% |
| Southern First Bancshares, Inc. (SFST)vs › | $571.47M | 8.76% | 6.47% | 6.78% | 8.66% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | -110.41% | -23.50% | 81.26% | 81.26% |
| Forward Industries, Inc. (FWDI)vs › | $600.35M | -232.31% | -38.55% | -60.48% | -43.64% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 10.28% | 8.04% | 9.75% | 10.22% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $564.90M | N/A | -0.98% | -2.82% | -2.22% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 10.28% | 8.04% | 9.75% | 10.22% |
| Gladstone Investment Corp. (GAIN)vs › | $613.26M | 25.53% | 20.37% | 16.53% | 16.70% |
ROE
14.8%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 14.77% |
| 2026-03-31 | 14.58% |
| 2025-12-31 | 14.15% |
| 2025-09-30 | 13.60% |
| 2025-06-30 | 13.04% |
| 2025-03-31 | 12.46% |
| 2024-12-31 | 12.06% |
| 2024-09-30 | 11.36% |
| 2024-06-30 | 12.02% |
| 2024-03-31 | 12.30% |
| 2023-12-31 | 13.69% |
| 2023-09-30 | 15.32% |
| 2023-06-30 | 16.80% |
| 2023-03-31 | 17.42% |
| 2022-12-31 | 17.97% |
| 2022-09-30 | 18.74% |
| 2022-06-30 | 17.74% |
| 2022-03-31 | 18.35% |
| 2021-12-31 | 16.79% |
| 2021-09-30 | 16.91% |
| 2021-06-30 | 16.01% |
| 2021-03-31 | 15.12% |
| 2020-12-31 | 14.29% |
| 2020-09-30 | 14.09% |
| 2020-06-30 | 14.54% |
| 2020-03-31 | 14.67% |
| 2019-12-31 | 15.34% |
| 2019-09-30 | 15.42% |
| 2019-06-30 | 15.56% |
| 2019-03-31 | 15.65% |
| 2018-12-31 | 15.62% |
| 2018-09-30 | 15.37% |
| 2018-06-30 | 14.98% |
| 2018-03-31 | 14.73% |
| 2017-12-31 | 14.36% |
| 2017-09-30 | 13.99% |
| 2017-06-30 | 13.39% |
| 2017-03-31 | 13.17% |
| 2016-12-31 | 12.66% |
| 2016-09-30 | 12.20% |
| 2016-06-30 | 12.06% |
| 2016-03-31 | 11.58% |
| 2015-12-31 | 11.41% |
| 2015-09-30 | 11.00% |
| 2015-06-30 | 10.74% |
| 2015-03-31 | 10.51% |
| 2014-12-31 | 10.29% |
| 2014-09-30 | 10.43% |
| 2014-06-30 | 10.67% |
| 2014-03-31 | 10.66% |
| 2013-12-31 | 10.99% |
| 2013-09-30 | 11.16% |
| 2013-06-30 | 11.35% |
| 2013-03-31 | 11.31% |
| 2012-12-31 | 11.46% |
| 2012-09-30 | 11.30% |
| 2012-06-30 | 11.07% |
| 2012-03-31 | 11.33% |
| 2011-12-31 | 11.10% |
| 2011-09-30 | 11.06% |
| 2011-06-30 | 11.00% |
| 2011-03-31 | 11.07% |
| 2010-12-31 | 11.24% |
| 2010-09-30 | 10.94% |
| 2010-06-30 | 10.98% |
| 2010-03-31 | 10.84% |
| 2009-12-31 | 10.90% |
| 2009-09-30 | 10.71% |
| 2009-06-30 | 10.15% |
| 2009-03-31 | 9.82% |
| 2008-12-31 | 8.85% |
| 2008-09-30 | 8.06% |
| 2008-06-30 | 7.50% |
| 2008-03-31 | 6.10% |
| 2007-12-31 | 5.32% |
| 2007-09-30 | 5.79% |
| 2007-06-30 | 6.38% |
| 2007-03-31 | 6.72% |
| 2006-12-31 | 7.28% |
| 2006-09-30 | 6.80% |
| 2006-06-30 | 6.68% |
| 2006-03-31 | 7.18% |
| 2005-12-31 | 7.53% |
| 2005-09-30 | 8.50% |
| 2005-06-30 | 9.00% |
| 2005-03-31 | 9.62% |
| 2004-12-31 | 9.72% |
| 2004-09-30 | 9.79% |
| 2004-06-30 | 9.77% |
| 2004-03-31 | 8.88% |
| 2003-12-31 | 8.36% |
| 2003-09-30 | 7.79% |
| 2003-06-30 | 7.57% |