Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.56 is in line with its 5-year average of 0.56, around the middle of its 5-year range (0.15–1.15).
As of the fiscal period ended Tuesday, June 30, 2026. 9.81% above its 12-month average of 0.51.
Reported quarterly debt to equity ratio; no daily interpolation. Q4 FY2026 (2026-06-30): 0.56.
DEBT TO EQUITY RATIO
0.56
DEBT TO EQUITY RATIO AVG TTM
0.51
DEBT TO EQUITY RATIO AVG 3Y
0.59
DEBT TO EQUITY RATIO AVG 5Y
0.56
DEBT TO EQUITY RATIO AVG 10Y
0.45
DEBT TO EQUITY RATIO AVG 15Y
0.40
DEBT TO EQUITY RATIO AVG 20Y
0.39
CURRENT VS TTM AVG
+9.81%
CURRENT VS 3Y AVG
-4.94%
CURRENT VS 5Y AVG
-0.12%
CURRENT VS 10Y AVG
+23.00%
CURRENT VS 15Y AVG
+39.44%
CURRENT VS 20Y AVG
+41.86%
SECTOR MEDIAN · FINANCIAL SERVICES
0.34
median of 514 covered companies
CURRENT VS SECTOR MEDIAN
+61.86%
vs the sector median at left
Greene County Bancorp, Inc.
Market Cap
$590.78M
Debt to Equity Ratio
0.56
TTM Avg
0.51
3Y Avg
0.59
5Y Avg
0.56
Market Cap
$586.53M
Debt to Equity Ratio
1.11
TTM Avg
1.22
3Y Avg
1.22
5Y Avg
1.22
Market Cap
$596.47M
Debt to Equity Ratio
1.51
TTM Avg
0.85
3Y Avg
1.17
5Y Avg
1.43
Market Cap
$584.96M
Debt to Equity Ratio
1.50
TTM Avg
1.59
3Y Avg
1.76
5Y Avg
1.45
Market Cap
$571.97M
Debt to Equity Ratio
0.79
TTM Avg
0.98
3Y Avg
1.04
5Y Avg
0.84
Market Cap
$619.66M
Debt to Equity Ratio
0.02
TTM Avg
0.17
3Y Avg
0.23
5Y Avg
0.18
Market Cap
$610.68M
Debt to Equity Ratio
0.25
TTM Avg
0.58
3Y Avg
0.91
5Y Avg
0.92
Market Cap
$616.64M
Debt to Equity Ratio
0.88
TTM Avg
0.88
3Y Avg
0.81
5Y Avg
0.74
Market Cap
$618.42M
Debt to Equity Ratio
2.77
TTM Avg
3.26
3Y Avg
3.50
5Y Avg
2.88
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Greene County Bancorp, Inc. (GCBC) | $590.78M | 0.56 | 0.51 | 0.59 | 0.56 |
| Gemini Space Station, Inc. (GEMI)vs › | $586.53M | 1.11 | 1.22 | 1.22 | 1.22 |
| First Business Financial Services, Inc. (FBIZ)vs › | $596.47M | 1.51 | 0.85 | 1.17 | 1.43 |
| Kearny Financial Corp. (KRNY)vs › | $584.96M | 1.50 | 1.59 | 1.76 | 1.45 |
| Bridgewater Bancshares, Inc. (BWB)vs › | $571.97M | 0.79 | 0.98 | 1.04 | 0.84 |
| Chaince Digital Holdings Inc. (CD)vs › | $619.66M | 0.02 | 0.17 | 0.23 | 0.18 |
| Forward Industries, Inc. (FWDI)vs › | $610.68M | 0.25 | 0.58 | 0.91 | 0.92 |
| Gladstone Investment Corp. (GAIN)vs › | $616.64M | 0.88 | 0.88 | 0.81 | 0.74 |
| Hingham Institution for Savings (HIFS)vs › | $618.42M | 2.77 | 3.26 | 3.50 | 2.88 |
| Community West Bancshares (CWBC)vs › | $562.16M | 0.41 | 0.46 | 0.57 | 0.42 |
Debt/Equity
0.56
Current ratio is unavailable for Greene County Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-06-30 | 0.56 |
| 2026-03-31 | 0.40 |
| 2025-12-31 | 0.83 |
| 2025-09-30 | 0.22 |
| 2025-06-30 | 0.54 |
| 2025-03-31 | 0.41 |
| 2024-12-31 | 1.15 |
| 2024-09-30 | 0.66 |
| 2024-06-30 | 0.97 |
| 2024-03-31 | 0.43 |
| 2023-12-31 | 0.92 |
| 2023-09-30 | 0.29 |
| 2023-06-30 | 0.27 |
| 2023-03-31 | 0.28 |
| 2022-12-31 | 0.93 |
| 2022-09-30 | 0.46 |
| 2022-06-30 | 1.10 |
| 2022-03-31 | 0.31 |
| 2021-12-31 | 0.56 |
| 2021-09-30 | 0.32 |
| 2021-06-30 | 0.15 |
| 2021-03-31 | 0.16 |
| 2020-12-31 | 0.19 |
| 2020-09-30 | 0.19 |
| 2020-06-30 | 0.20 |
| 2020-03-31 | 0.11 |
| 2019-12-31 | 0.51 |
| 2019-09-30 | 0.12 |
| 2019-06-30 | 0.19 |
| 2019-03-31 | 0.12 |
| 2018-12-31 | 0.67 |
| 2018-09-30 | 0.76 |
| 2018-06-30 | 0.19 |
| 2018-03-31 | 0.20 |
| 2017-12-31 | 0.45 |
| 2017-09-30 | 0.24 |
| 2017-06-30 | 0.35 |
| 2017-03-31 | 0.29 |
| 2016-12-31 | 0.87 |
| 2016-09-30 | 0.45 |
| 2016-06-30 | 0.62 |
| 2016-03-31 | 0.28 |
| 2015-12-31 | 0.68 |
| 2015-09-30 | 0.39 |
| 2015-06-30 | 0.62 |
| 2015-03-31 | 0.26 |
| 2014-12-31 | 0.92 |
| 2014-09-30 | 0.31 |
| 2014-06-30 | 0.29 |
| 2014-03-31 | 0.24 |
| 2013-12-31 | 0.69 |
| 2013-09-30 | 0.15 |
| 2013-06-30 | 0.26 |
| 2013-03-31 | 0.07 |
| 2012-12-31 | 0.37 |
| 2012-09-30 | 0.13 |
| 2012-06-30 | 0.40 |
| 2012-03-31 | 0.17 |
| 2011-12-31 | 0.24 |
| 2011-09-30 | 0.24 |
| 2011-06-30 | 0.55 |
| 2011-03-31 | 0.26 |
| 2010-12-31 | 0.37 |
| 2010-09-30 | 0.37 |
| 2010-06-30 | 0.59 |
| 2010-03-31 | 0.39 |
| 2009-12-31 | 0.69 |
| 2009-09-30 | 0.46 |
| 2009-06-30 | 0.47 |
| 2009-03-31 | 0.49 |
| 2008-12-31 | 0.50 |
| 2008-09-30 | 0.72 |
| 2008-06-30 | 0.55 |
| 2008-03-31 | 0.52 |
| 2007-12-31 | 0.25 |
| 2007-09-30 | 0.14 |
| 2007-06-30 | 0.14 |
| 2007-03-31 | 0.14 |
| 2006-12-31 | 0.14 |
| 2006-09-30 | 0.15 |
| 2006-06-30 | 0.15 |
| 2006-03-31 | 0.15 |
| 2005-12-31 | 0.15 |
| 2005-09-30 | 0.23 |
| 2005-06-30 | 0.23 |
| 2005-03-31 | 0.24 |
| 2004-12-31 | 0.24 |
| 2004-09-30 | 0.24 |
| 2004-06-30 | 0.34 |
| 2004-03-31 | 0.40 |
| 2003-12-31 | 0.44 |
| 2003-09-30 | 0.28 |
| 2003-06-30 | 0.27 |
| 2003-03-31 | 0.28 |
| 2002-12-31 | 0.32 |
| 2002-09-30 | 0.33 |
