Greene County Bancorp, Inc. (GCBC) vs Hingham Institution for Savings (HIFS)
A side-by-side comparison of Greene County Bancorp, Inc. and Hingham Institution for Savings across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — GCBC vs HIFS
growth of $100 · dividends reinvested · last 10yGCBC vs HIFS: by the numbers
- •HIFS is the larger company ($619M vs $590M market cap).
- •HIFS trades at the lower trailing earnings multiple (9.45 vs 14.39 P/E), one valuation lens rather than an overall verdict.
- •GCBC converts more revenue to profit (28.14% vs 27.02% net margin).
- •GCBC grew revenue faster over the past five years (16.48% vs 14.19% CAGR).
- •GCBC pays the higher dividend yield (1.19% vs 1.13%).
Metrics side by side
Valuation
| Metric | GCBC | HIFS |
|---|---|---|
| P/E ratio | 14.39 | 9.45 |
| PEG ratio | 1.27 | 7.50 |
| P/S ratio | 4.05 | 2.52 |
| P/B ratio | 2.13 | 1.22 |
Profitability
| Metric | GCBC | HIFS |
|---|---|---|
| Operating margin | 32.12% | 35.75% |
| Net margin | 28.14% | 27.02% |
| ROE | 14.77% | 13.07% |
Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Hingham Institution for Savings: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | GCBC | HIFS |
|---|---|---|
| Dividend yield | 1.19% | 1.13% |
| Payout ratio | 17.01% | 10.73% |
Growth (annualized)
| Metric | GCBC | HIFS |
|---|---|---|
| Revenue CAGR (5Y) | 16.48% | 14.19% |
| EPS CAGR (5Y) | 11.32% | 1.03% |
| Total return CAGR (5Y) | 15.98% | -3.11% |
Frequently asked
- Which has the lower trailing P/E, GCBC or HIFS?
- HIFS has the lower trailing P/E: GCBC trades at 14.39 and HIFS at 9.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GCBC or HIFS?
- Over the past five years, GCBC grew revenue faster — GCBC at a 16.48% CAGR versus HIFS at 14.19%.
- Does GCBC or HIFS pay a bigger dividend?
- GCBC yields 1.19% and HIFS yields 1.13% based on trailing dividends and the latest price.
- Is GCBC or HIFS more profitable?
- GCBC runs the higher net margin — GCBC at 28.14% versus HIFS at 27.02%.
- How have GCBC and HIFS total returns compared?
- Over the past 10 years, GCBC delivered 16.87% and HIFS delivered 8.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Greene County Bancorp & Hingham Institution for Savings appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.