Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 8.76% is in line with its 5-year average of 8.79%, around the middle of its 5-year range (4.20%–16.81%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.79% above its 12-month average of 7.98%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 8.76%.
RETURN ON EQUITY (ROE)
8.76%
RETURN ON EQUITY (ROE) AVG TTM
7.98%
RETURN ON EQUITY (ROE) AVG 3Y
6.02%
RETURN ON EQUITY (ROE) AVG 5Y
8.79%
RETURN ON EQUITY (ROE) AVG 10Y
9.88%
RETURN ON EQUITY (ROE) AVG 15Y
8.93%
RETURN ON EQUITY (ROE) AVG 20Y
8.14%
CURRENT VS TTM AVG
+9.79%
CURRENT VS 3Y AVG
+45.38%
CURRENT VS 5Y AVG
-0.42%
CURRENT VS 10Y AVG
-11.34%
CURRENT VS 15Y AVG
-1.93%
CURRENT VS 20Y AVG
+7.58%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-0.04%
vs the sector median at left
Southern First Bancshares, Inc.
Market Cap
$571.47M
Return on Equity (ROE)
8.76%
TTM Avg
7.98%
3Y Avg
6.02%
5Y Avg
8.79%
Market Cap
$570.58M
Return on Equity (ROE)
-110.41%
TTM Avg
-23.50%
3Y Avg
81.26%
5Y Avg
81.26%
Market Cap
$567.99M
Return on Equity (ROE)
10.28%
TTM Avg
8.04%
3Y Avg
9.75%
5Y Avg
10.22%
Market Cap
$564.90M
Return on Equity (ROE)
N/A
TTM Avg
-0.98%
3Y Avg
-2.82%
5Y Avg
-2.22%
Market Cap
$580.24M
Return on Equity (ROE)
4.73%
TTM Avg
4.12%
3Y Avg
0.36%
5Y Avg
2.51%
Market Cap
$560.55M
Return on Equity (ROE)
10.28%
TTM Avg
8.04%
3Y Avg
9.75%
5Y Avg
10.22%
Market Cap
$585.17M
Return on Equity (ROE)
14.77%
TTM Avg
13.90%
3Y Avg
14.16%
5Y Avg
15.06%
Market Cap
$555.12M
Return on Equity (ROE)
9.59%
TTM Avg
8.33%
3Y Avg
10.00%
5Y Avg
10.10%
Market Cap
$554.79M
Return on Equity (ROE)
5.96%
TTM Avg
5.71%
3Y Avg
9.75%
5Y Avg
9.80%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Southern First Bancshares, Inc. (SFST) | $571.47M | 8.76% | 7.98% | 6.02% | 8.79% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | -110.41% | -23.50% | 81.26% | 81.26% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 10.28% | 8.04% | 9.75% | 10.22% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $564.90M | N/A | -0.98% | -2.82% | -2.22% |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 4.73% | 4.12% | 0.36% | 2.51% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 10.28% | 8.04% | 9.75% | 10.22% |
| Greene County Bancorp, Inc. (GCBC)vs › | $585.17M | 14.77% | 13.90% | 14.16% | 15.06% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 9.59% | 8.33% | 10.00% | 10.10% |
| Community West Bancshares (CWBC)vs › | $554.79M | 5.96% | 5.71% | 9.75% | 9.80% |
| Unity Bancorp, Inc. (UNTY)vs › | $554.56M | 15.77% | 15.39% | 15.51% | 15.54% |
ROE
8.8%
ROA
0.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 8.76% |
| 2026-03-31 | 9.22% |
| 2025-12-31 | 8.24% |
| 2025-09-30 | 7.33% |
| 2025-06-30 | 6.33% |
| 2025-03-31 | 5.41% |
| 2024-12-31 | 4.70% |
| 2024-09-30 | 4.31% |
| 2024-06-30 | 4.33% |
| 2024-03-31 | 4.20% |
| 2023-12-31 | 4.30% |
| 2023-09-30 | 4.85% |
| 2023-06-30 | 6.32% |
| 2023-03-31 | 7.97% |
| 2022-12-31 | 9.89% |
| 2022-09-30 | 12.38% |
| 2022-06-30 | 14.59% |
| 2022-03-31 | 15.91% |
| 2021-12-31 | 16.81% |
| 2021-09-30 | 16.30% |
| 2021-06-30 | 12.52% |
| 2021-03-31 | 10.80% |
| 2020-12-31 | 8.03% |
| 2020-09-30 | 7.74% |
| 2020-06-30 | 10.23% |
| 2020-03-31 | 11.73% |
| 2019-12-31 | 13.53% |
| 2019-09-30 | 13.32% |
| 2019-06-30 | 13.07% |
| 2019-03-31 | 12.74% |
| 2018-12-31 | 12.82% |
| 2018-09-30 | 11.13% |
| 2018-06-30 | 10.60% |
| 2018-03-31 | 9.79% |
| 2017-12-31 | 8.72% |
| 2017-09-30 | 9.67% |
| 2017-06-30 | 9.42% |
| 2017-03-31 | 11.57% |
| 2016-12-31 | 11.86% |
| 2016-09-30 | 11.88% |
| 2016-06-30 | 11.61% |
| 2016-03-31 | 11.34% |
| 2015-12-31 | 10.79% |
| 2015-09-30 | 10.21% |
| 2015-06-30 | 9.58% |
| 2015-03-31 | 8.67% |
| 2014-12-31 | 7.98% |
| 2014-09-30 | 8.26% |
| 2014-06-30 | 7.89% |
| 2014-03-31 | 7.75% |
| 2013-12-31 | 7.80% |
| 2013-09-30 | 7.43% |
| 2013-06-30 | 7.27% |
| 2013-03-31 | 6.42% |
| 2012-12-31 | 6.02% |
| 2012-09-30 | 5.01% |
| 2012-06-30 | 3.84% |
| 2012-03-31 | 3.55% |
| 2011-12-31 | 3.34% |
| 2011-09-30 | 3.37% |
| 2011-06-30 | 3.20% |
| 2011-03-31 | 2.35% |
| 2010-12-31 | 1.50% |
| 2010-09-30 | 1.00% |
| 2010-06-30 | 1.15% |
| 2010-03-31 | 1.58% |
| 2009-12-31 | 2.37% |
| 2009-09-30 | 2.72% |
| 2009-06-30 | 1.83% |
| 2009-03-31 | 2.75% |
| 2008-12-31 | 4.66% |
| 2008-09-30 | 5.98% |
| 2008-06-30 | 8.63% |
| 2008-03-31 | 8.18% |
| 2007-12-31 | 8.98% |
| 2007-09-30 | 10.07% |
| 2007-06-30 | 10.64% |
| 2007-03-31 | 11.27% |
| 2006-12-31 | 11.28% |
| 2006-09-30 | 8.81% |
| 2006-06-30 | 8.89% |
| 2006-03-31 | 8.61% |
| 2005-12-31 | 8.25% |
| 2005-09-30 | 10.22% |
| 2005-06-30 | 9.11% |
| 2005-03-31 | 7.97% |
| 2004-12-31 | 7.17% |
| 2004-09-30 | 6.48% |
| 2004-06-30 | 11.82% |
| 2004-03-31 | 10.61% |
| 2003-12-31 | 8.99% |
| 2003-09-30 | 9.17% |
| 2003-06-30 | 9.29% |
