Which has the lower trailing P/E, BWBBP or SFST?

BWBBP has the lower trailing P/E: BWBBP trades at 10.52 and SFST at 12.96. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BWBBP or SFST?

Over the past five years, SFST grew revenue faster — BWBBP at a 15.26% CAGR versus SFST at 15.98%.

Does BWBBP or SFST pay a bigger dividend?

BWBBP pays a dividend (7.59% yield), while SFST has no payments in the available dividend history.

Is BWBBP or SFST more profitable?

BWBBP runs the higher net margin — BWBBP at 22.07% versus SFST at 18.71%.

How have BWBBP and SFST total returns compared?

Over the past 5 years, BWBBP delivered 0.96% and SFST delivered 2.17% annualized total return. Past performance doesn't predict future results.

Bridgewater Bancshares, Inc. (BWBBP) vs Southern First Bancshares, Inc. (SFST)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Southern First Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BWBBP

Bridgewater Bancshares, Inc.

$561M

$19.36Financial ServicesDelayed quote: Oct 6, 2026, 11:46 AM EDT

SFST

Southern First Bancshares, Inc.

$574M

$60.67Financial ServicesDelayed quote: Oct 6, 2026, 3:15 PM EDT

Total return — BWBBP vs SFST

growth of $100 · dividends reinvested · last 5y

BWBBP +7.8% (+1.5%/yr)SFST +18.3% (+3.4%/yr)SFST compounded faster over this window

BWBBP SFST

BWBBP vs SFST: by the numbers

•SFST is the larger company ($574M vs $561M market cap).
•BWBBP trades at the lower trailing earnings multiple (10.52 vs 12.96 P/E), one valuation lens rather than an overall verdict.
•BWBBP converts more revenue to profit (22.07% vs 18.71% net margin).
•SFST grew revenue faster over the past five years (15.98% vs 15.26% CAGR).
•BWBBP pays a dividend (7.59% yield), while SFST has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BWBBP	SFST
P/E ratio	10.52	12.96
Forward P/E	10.54	12.13
PEG ratio	1.05	1.31
P/S ratio	2.20	2.71
P/B ratio	1.16	1.27

Profitability

Metric	BWBBP	SFST
Operating margin	13.20%	24.12%
Net margin	22.07%	18.71%
ROE	10.28%	8.76%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Southern First Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BWBBP	SFST
Dividend yield	7.59%	N/A
Payout ratio	79.83%	N/A

Growth (annualized)

Metric	BWBBP	SFST
Revenue CAGR (5Y)	15.26%	15.98%
EPS CAGR (5Y)	10.00%	9.73%
Total return CAGR (5Y)	0.96%	2.17%

Frequently asked

Which has the lower trailing P/E, BWBBP or SFST?: BWBBP has the lower trailing P/E: BWBBP trades at 10.52 and SFST at 12.96. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWBBP or SFST?: Over the past five years, SFST grew revenue faster — BWBBP at a 15.26% CAGR versus SFST at 15.98%.
Does BWBBP or SFST pay a bigger dividend?: BWBBP pays a dividend (7.59% yield), while SFST has no payments in the available dividend history.
Is BWBBP or SFST more profitable?: BWBBP runs the higher net margin — BWBBP at 22.07% versus SFST at 18.71%.
How have BWBBP and SFST total returns compared?: Over the past 5 years, BWBBP delivered 0.96% and SFST delivered 2.17% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BWBBP analysis Full SFST analysis Interactive comparison tool

Dig into the metrics

Bridgewater Bancshares P/E ratio Southern First Bancshares P/E ratio Bridgewater Bancshares dividend yield Bridgewater Bancshares ROE Southern First Bancshares ROE Bridgewater Bancshares operating margin Southern First Bancshares operating margin Bridgewater Bancshares revenue growth Southern First Bancshares revenue growth

Bridgewater Bancshares & Southern First Bancshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.