Bridgewater Bancshares, Inc. (BWBBP) vs Greene County Bancorp, Inc. (GCBC)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Greene County Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BWBBP vs GCBC

growth of $100 · dividends reinvested · last 5y
BWBBP +7.8% (+1.5%/yr)GCBC +137.7% (+18.9%/yr)GCBC compounded faster over this window
50100150200250Start $10020222023202420252026$108$238
BWBBP GCBC

BWBBP vs GCBC: by the numbers

  • •GCBC is the larger company ($584M vs $560M market cap).
  • •BWBBP trades at the lower trailing earnings multiple (10.52 vs 14.24 P/E), one valuation lens rather than an overall verdict.
  • •GCBC converts more revenue to profit (28.14% vs 22.07% net margin).
  • •GCBC grew revenue faster over the past five years (16.48% vs 15.26% CAGR).
  • •BWBBP pays the higher dividend yield (7.59% vs 1.19%).

Metrics side by side

Valuation

MetricBWBBPGCBC
P/E ratio10.5214.24
Forward P/E10.53N/A
PEG ratio1.051.26
P/S ratio2.194.01
P/B ratio1.162.10

Profitability

MetricBWBBPGCBC
Operating margin13.20%32.12%
Net margin22.07%28.14%
ROE10.28%14.77%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Greene County Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBWBBPGCBC
Dividend yield7.59%1.19%
Payout ratio79.83%17.01%

Growth (annualized)

MetricBWBBPGCBC
Revenue CAGR (5Y)15.26%16.48%
EPS CAGR (5Y)10.00%11.32%
Total return CAGR (5Y)0.96%15.98%

Frequently asked

Which has the lower trailing P/E, BWBBP or GCBC?
BWBBP has the lower trailing P/E: BWBBP trades at 10.52 and GCBC at 14.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWBBP or GCBC?
Over the past five years, GCBC grew revenue faster — BWBBP at a 15.26% CAGR versus GCBC at 16.48%.
Does BWBBP or GCBC pay a bigger dividend?
BWBBP yields 7.59% and GCBC yields 1.19% based on trailing dividends and the latest price.
Is BWBBP or GCBC more profitable?
GCBC runs the higher net margin — BWBBP at 22.07% versus GCBC at 28.14%.
How have BWBBP and GCBC total returns compared?
Over the past 5 years, BWBBP delivered 0.96% and GCBC delivered 15.98% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.