Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 7.38% is 106% above its 5-year average of 3.57%, near the high end of its 5-year range (-4.88%–10.28%).
1.72% above its 12-month average of 7.26%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 9.25%.
NET PROFIT MARGIN
7.38%
NET PROFIT MARGIN AVG TTM
7.26%
NET PROFIT MARGIN AVG 3Y
5.13%
NET PROFIT MARGIN AVG 5Y
3.57%
NET PROFIT MARGIN AVG 10Y
3.43%
NET PROFIT MARGIN AVG 15Y
3.58%
NET PROFIT MARGIN AVG 20Y
4.45%
CURRENT VS TTM AVG
+1.72%
CURRENT VS 3Y AVG
+43.90%
CURRENT VS 5Y AVG
+106.46%
CURRENT VS 10Y AVG
+115.35%
CURRENT VS 15Y AVG
+105.99%
CURRENT VS 20Y AVG
+65.76%
SECTOR MEDIAN · FINANCIAL SERVICES
13.02%
median of 701 covered companies
CURRENT VS SECTOR MEDIAN
-43.32%
vs the sector median at left
Donegal Group Inc.
Market Cap
$563.37M
Net Profit Margin
7.38%
TTM Avg
7.26%
3Y Avg
5.13%
5Y Avg
3.57%
Market Cap
$560.55M
Net Profit Margin
22.07%
TTM Avg
14.43%
3Y Avg
19.50%
5Y Avg
22.43%
Market Cap
$560.16M
Net Profit Margin
18.37%
TTM Avg
12.14%
3Y Avg
19.66%
5Y Avg
23.27%
Market Cap
$559.02M
Net Profit Margin
N/A
TTM Avg
-11.08%
3Y Avg
-107.17%
5Y Avg
-77.07%
Market Cap
$568.80M
Net Profit Margin
22.07%
TTM Avg
14.43%
3Y Avg
19.50%
5Y Avg
22.43%
Market Cap
$556.62M
Net Profit Margin
13.80%
TTM Avg
12.46%
3Y Avg
10.75%
5Y Avg
13.34%
Market Cap
$556.16M
Net Profit Margin
24.20%
TTM Avg
15.61%
3Y Avg
19.19%
5Y Avg
22.08%
Market Cap
$554.41M
Net Profit Margin
27.99%
TTM Avg
28.09%
3Y Avg
29.51%
5Y Avg
30.29%
Market Cap
$572.31M
Net Profit Margin
18.71%
TTM Avg
10.40%
3Y Avg
12.69%
5Y Avg
18.02%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICB) | $563.37M | 7.38% | 7.26% | 5.13% | 3.57% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 22.07% | 14.43% | 19.50% | 22.43% |
| Community West Bancshares (CWBC)vs › | $560.16M | 18.37% | 12.14% | 19.66% | 23.27% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $559.02M | N/A | -11.08% | -107.17% | -77.07% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $568.80M | 22.07% | 14.43% | 19.50% | 22.43% |
| Investors Title Company (ITIC)vs › | $556.62M | 13.80% | 12.46% | 10.75% | 13.34% |
| Civista Bancshares, Inc. (CIVB)vs › | $556.16M | 24.20% | 15.61% | 19.19% | 22.08% |
| Unity Bancorp, Inc. (UNTY)vs › | $554.41M | 27.99% | 28.09% | 29.51% | 30.29% |
| Southern First Bancshares, Inc. (SFST)vs › | $572.31M | 18.71% | 10.40% | 12.69% | 18.02% |
| Stewards Inc. (SWRD)vs › | $543.50M | N/A | N/A | N/A | N/A |
Operating Margin
9.1%
Net Profit Margin
7.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 9.25% |
| 2026-03-31 | 4.88% |
| 2025-12-31 | 7.16% |
| 2025-09-30 | 8.17% |
| 2025-06-30 | 6.82% |
| 2025-03-31 | 10.28% |
| 2024-12-31 | 9.60% |
| 2024-09-30 | 6.65% |
| 2024-06-30 | 1.68% |
| 2024-03-31 | 2.47% |
| 2023-12-31 | -0.82% |
| 2023-09-30 | -0.34% |
| 2023-06-30 | 0.87% |
| 2023-03-31 | 2.32% |
| 2022-12-31 | 1.56% |
| 2022-09-30 | -4.88% |
| 2022-06-30 | -4.02% |
| 2022-03-31 | 6.33% |
| 2021-12-31 | 2.51% |
| 2021-09-30 | -3.30% |
| 2021-06-30 | 7.88% |
| 2021-03-31 | 5.32% |
| 2020-12-31 | 7.38% |
| 2020-09-30 | 6.02% |
| 2020-06-30 | 11.40% |
| 2020-03-31 | 2.02% |
| 2019-12-31 | 7.04% |
| 2019-09-30 | 2.62% |
| 2019-06-30 | 2.41% |
| 2019-03-31 | 10.74% |
| 2018-12-31 | -8.05% |
| 2018-09-30 | 0.61% |
| 2018-06-30 | -0.41% |
| 2018-03-31 | -9.63% |
| 2017-12-31 | -1.46% |
| 2017-09-30 | 3.84% |
| 2017-06-30 | -1.27% |
| 2017-03-31 | 2.86% |
| 2016-12-31 | 3.14% |
| 2016-09-30 | 2.75% |
| 2016-06-30 | 5.06% |
| 2016-03-31 | 7.14% |
| 2015-12-31 | 1.21% |
| 2015-09-30 | 3.57% |
| 2015-06-30 | 4.10% |
| 2015-03-31 | 4.44% |
| 2014-12-31 | 2.96% |
| 2014-09-30 | 5.89% |
| 2014-06-30 | 1.34% |
| 2014-03-31 | -0.45% |
| 2013-12-31 | 6.88% |
| 2013-09-30 | 5.56% |
| 2013-06-30 | 1.95% |
| 2013-03-31 | 4.88% |
| 2012-12-31 | 4.88% |
| 2012-09-30 | 5.30% |
| 2012-06-30 | 1.60% |
| 2012-03-31 | 6.45% |
| 2011-12-31 | -0.69% |
| 2011-09-30 | 0.69% |
| 2011-06-30 | -1.45% |
| 2011-03-31 | 1.98% |
| 2010-12-31 | 4.34% |
| 2010-09-30 | 4.73% |
| 2010-06-30 | 1.71% |
| 2010-03-31 | 0.24% |
| 2009-12-31 | 7.41% |
| 2009-09-30 | 7.11% |
| 2009-06-30 | 4.63% |
| 2009-03-31 | 0.18% |
| 2008-12-31 | 4.91% |
| 2008-09-30 | 6.76% |
| 2008-06-30 | 6.72% |
| 2008-03-31 | 7.30% |
| 2007-12-31 | 12.43% |
| 2007-09-30 | 13.12% |
| 2007-06-30 | 12.74% |
| 2007-03-31 | 6.56% |
| 2006-12-31 | 13.12% |
| 2006-09-30 | 11.88% |
| 2006-06-30 | 12.49% |
| 2006-03-31 | 11.23% |
| 2005-12-31 | 12.06% |
| 2005-09-30 | 12.14% |
| 2005-06-30 | 11.20% |
| 2005-03-31 | 10.78% |
| 2004-12-31 | 9.57% |
| 2004-09-30 | 8.00% |
| 2004-06-30 | 9.58% |
| 2004-03-31 | 17.25% |
| 2003-12-31 | 9.30% |
| 2003-09-30 | 7.37% |
| 2003-06-30 | 9.97% |
| 2003-03-31 | 7.37% |
| 2002-12-31 | 6.98% |
| 2002-09-30 | 5.90% |
