Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 18.71% is 11% above its 5-year average of 16.88%, around the middle of its 5-year range (4.94%–50.56%).
2.65% above its 12-month average of 18.23%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 18.16%.
NET PROFIT MARGIN
18.71%
NET PROFIT MARGIN AVG TTM
18.23%
NET PROFIT MARGIN AVG 3Y
10.21%
NET PROFIT MARGIN AVG 5Y
16.88%
NET PROFIT MARGIN AVG 10Y
19.92%
NET PROFIT MARGIN AVG 15Y
17.12%
NET PROFIT MARGIN AVG 20Y
13.93%
CURRENT VS TTM AVG
+2.65%
CURRENT VS 3Y AVG
+83.24%
CURRENT VS 5Y AVG
+10.83%
CURRENT VS 10Y AVG
-6.08%
CURRENT VS 15Y AVG
+9.32%
CURRENT VS 20Y AVG
+34.36%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+41.69%
vs the sector median at left
Southern First Bancshares, Inc.
Market Cap
$571.47M
Net Profit Margin
18.71%
TTM Avg
18.23%
3Y Avg
10.21%
5Y Avg
16.88%
Market Cap
$570.58M
Net Profit Margin
-264.05%
TTM Avg
-255.13%
3Y Avg
-278.66%
5Y Avg
-278.66%
Market Cap
$567.99M
Net Profit Margin
22.07%
TTM Avg
14.43%
3Y Avg
19.50%
5Y Avg
22.43%
Market Cap
$565.63M
Net Profit Margin
7.38%
TTM Avg
6.63%
3Y Avg
3.38%
5Y Avg
3.90%
Market Cap
$565.44M
Net Profit Margin
N/A
TTM Avg
-11.08%
3Y Avg
-107.17%
5Y Avg
-77.07%
Market Cap
$580.24M
Net Profit Margin
10.45%
TTM Avg
9.02%
3Y Avg
1.32%
5Y Avg
9.69%
Market Cap
$560.55M
Net Profit Margin
22.07%
TTM Avg
14.43%
3Y Avg
19.50%
5Y Avg
22.43%
Market Cap
$585.17M
Net Profit Margin
28.14%
TTM Avg
25.78%
3Y Avg
26.11%
5Y Avg
29.45%
Market Cap
$555.12M
Net Profit Margin
24.20%
TTM Avg
15.61%
3Y Avg
19.19%
5Y Avg
22.08%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Southern First Bancshares, Inc. (SFST) | $571.47M | 18.71% | 18.23% | 10.21% | 16.88% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | -264.05% | -255.13% | -278.66% | -278.66% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 22.07% | 14.43% | 19.50% | 22.43% |
| Donegal Group Inc. (DGICB)vs › | $565.63M | 7.38% | 6.63% | 3.38% | 3.90% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $565.44M | N/A | -11.08% | -107.17% | -77.07% |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 10.45% | 9.02% | 1.32% | 9.69% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 22.07% | 14.43% | 19.50% | 22.43% |
| Greene County Bancorp, Inc. (GCBC)vs › | $585.17M | 28.14% | 25.78% | 26.11% | 29.45% |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 24.20% | 15.61% | 19.19% | 22.08% |
| Community West Bancshares (CWBC)vs › | $554.79M | 18.37% | 12.14% | 19.66% | 23.27% |
Operating Margin
24.1%
Net Profit Margin
18.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 18.16% |
| 2026-03-31 | 29.25% |
| 2025-12-31 | 17.11% |
| 2025-09-30 | 14.79% |
| 2025-06-30 | 11.83% |
| 2025-03-31 | 9.98% |
| 2024-12-31 | 10.44% |
| 2024-09-30 | 8.06% |
| 2024-06-30 | 5.55% |
| 2024-03-31 | 4.94% |
| 2023-12-31 | 8.10% |
| 2023-09-30 | 8.16% |
| 2023-06-30 | 5.41% |
| 2023-03-31 | 6.69% |
| 2022-12-31 | 15.11% |
| 2022-09-30 | 25.03% |
| 2022-06-30 | 24.22% |
| 2022-03-31 | 29.10% |
| 2021-12-31 | 46.52% |
| 2021-09-30 | 50.56% |
| 2021-06-30 | 39.17% |
| 2021-03-31 | 40.10% |
| 2020-12-31 | 42.30% |
| 2020-09-30 | 7.82% |
| 2020-06-30 | 15.17% |
| 2020-03-31 | 10.90% |
| 2019-12-31 | 24.91% |
| 2019-09-30 | 26.05% |
| 2019-06-30 | 26.64% |
| 2019-03-31 | 24.42% |
| 2018-12-31 | 24.55% |
| 2018-09-30 | 25.81% |
| 2018-06-30 | 25.86% |
| 2018-03-31 | 26.60% |
| 2017-12-31 | 11.25% |
| 2017-09-30 | 22.98% |
| 2017-06-30 | 20.60% |
| 2017-03-31 | 19.44% |
| 2016-12-31 | 21.13% |
| 2016-09-30 | 21.55% |
| 2016-06-30 | 21.13% |
| 2016-03-31 | 20.19% |
| 2015-12-31 | 20.11% |
| 2015-09-30 | 19.63% |
| 2015-06-30 | 19.06% |
| 2015-03-31 | 15.67% |
| 2014-12-31 | 16.12% |
| 2014-09-30 | 15.46% |
| 2014-06-30 | 13.85% |
| 2014-03-31 | 12.12% |
| 2013-12-31 | 13.90% |
| 2013-09-30 | 13.97% |
| 2013-06-30 | 13.28% |
| 2013-03-31 | 9.98% |
| 2012-12-31 | 11.66% |
| 2012-09-30 | 12.17% |
| 2012-06-30 | 8.79% |
| 2012-03-31 | 7.32% |
| 2011-12-31 | 4.54% |
| 2011-09-30 | 5.04% |
| 2011-06-30 | 6.59% |
| 2011-03-31 | 5.84% |
| 2010-12-31 | 4.96% |
| 2010-09-30 | 3.51% |
| 2010-06-30 | 0.89% |
| 2010-03-31 | 0.19% |
| 2009-12-31 | 1.61% |
| 2009-09-30 | 4.39% |
| 2009-06-30 | 3.70% |
| 2009-03-31 | 5.23% |
| 2008-12-31 | 3.76% |
| 2008-09-30 | -1.46% |
| 2008-06-30 | 8.07% |
| 2008-03-31 | 7.01% |
| 2007-12-31 | 7.12% |
| 2007-09-30 | 9.09% |
| 2007-06-30 | 7.59% |
| 2007-03-31 | 10.03% |
| 2006-12-31 | 12.08% |
| 2006-09-30 | 12.36% |
| 2006-06-30 | 12.71% |
| 2006-03-31 | 12.41% |
| 2005-12-31 | 1.65% |
| 2005-09-30 | 15.79% |
| 2005-06-30 | 15.09% |
| 2005-03-31 | 13.77% |
| 2004-12-31 | 15.99% |
| 2004-09-30 | 13.27% |
| 2004-06-30 | 12.26% |
| 2004-03-31 | 12.40% |
| 2003-12-31 | 12.29% |
| 2003-09-30 | 10.25% |
| 2003-06-30 | 9.68% |
| 2003-03-31 | 7.02% |
| 2002-12-31 | 13.63% |
| 2002-09-30 | 11.25% |
