Donegal Group Inc. (DGICB) vs Unity Bancorp, Inc. (UNTY)
A side-by-side comparison of Donegal Group Inc. and Unity Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — DGICB vs UNTY
growth of $100 · dividends reinvested · last 10yDGICB vs UNTY: by the numbers
- •UNTY is the larger company ($555M vs $545M market cap).
- •DGICB trades at the lower trailing earnings multiple (8.47 vs 9.61 P/E), one valuation lens rather than an overall verdict.
- •UNTY converts more revenue to profit (27.99% vs 7.38% net margin).
- •UNTY grew revenue faster over the past five years (17.49% vs 3.86% CAGR).
- •DGICB pays the higher dividend yield (3.89% vs 1.16%).
Metrics side by side
Valuation
| Metric | DGICB | UNTY |
|---|---|---|
| P/E ratio | 8.47 | 9.61 |
| Forward P/E | 9.32 | 9.44 |
| PEG ratio | 2.38 | 0.46 |
| P/S ratio | 0.57 | 2.65 |
| P/B ratio | 0.82 | 1.49 |
Profitability
| Metric | DGICB | UNTY |
|---|---|---|
| Operating margin | 9.10% | 37.00% |
| Net margin | 7.38% | 27.99% |
| ROE | 10.67% | 15.77% |
Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Unity Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | DGICB | UNTY |
|---|---|---|
| Dividend yield | 3.89% | 1.16% |
| Payout ratio | 34.34% | 11.13% |
Growth (annualized)
| Metric | DGICB | UNTY |
|---|---|---|
| Revenue CAGR (5Y) | 3.86% | 17.49% |
| EPS CAGR (5Y) | 4.28% | 21.20% |
| Total return CAGR (5Y) | 7.50% | 20.32% |
Frequently asked
- Which has the lower trailing P/E, DGICB or UNTY?
- DGICB has the lower trailing P/E: DGICB trades at 8.47 and UNTY at 9.61. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DGICB or UNTY?
- Over the past five years, UNTY grew revenue faster — DGICB at a 3.86% CAGR versus UNTY at 17.49%.
- Does DGICB or UNTY pay a bigger dividend?
- DGICB yields 3.89% and UNTY yields 1.16% based on trailing dividends and the latest price.
- Is DGICB or UNTY more profitable?
- UNTY runs the higher net margin — DGICB at 7.38% versus UNTY at 27.99%.
- How have DGICB and UNTY total returns compared?
- Over the past 10 years, DGICB delivered 2.95% and UNTY delivered 18.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Donegal & Unity Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.