Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 9.61 is 11% above its 5-year average of 8.66, around the middle of its 5-year range (5.73–13.07).
As of 2026-10-06T19:28:14.671Z. 1.07% below its 12-month average of 9.71.
Calculation as of: 2026-10-06T19:28:14.671Z.
Quote observation: 2026-10-06T19:24:05.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: c0997d2891b739fe4230fdd2beb5c040ef4190fdb4dbcba619219a55642a8dbe
PE Ratio (9.61) = Close Price ($55.28) / Diluted TTM EPS ($5.75)
PE RATIO
9.61
PE RATIO AVG TTM
9.71
PE RATIO AVG 3Y
9.37
PE RATIO AVG 5Y
8.66
PE RATIO AVG 10Y
9.75
PE RATIO AVG 15Y
11.50
PE RATIO AVG 20Y
11.85
CURRENT VS TTM AVG
-1.07%
CURRENT VS 3Y AVG
+2.59%
CURRENT VS 5Y AVG
+10.94%
CURRENT VS 10Y AVG
-1.42%
CURRENT VS 15Y AVG
-16.43%
CURRENT VS 20Y AVG
-18.92%
SECTOR MEDIAN · FINANCIAL SERVICES
13.82
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-30.46%
vs the sector median at left
Market Cap
$558.54M
PE Ratio
14.34
TTM Avg
12.86
3Y Avg
16.58
5Y Avg
13.41
Market Cap
$560.55M
PE Ratio
10.52
TTM Avg
13.09
3Y Avg
15.12
5Y Avg
14.78
Market Cap
$563.83M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Unity Bancorp, Inc. (UNTY) | $555.11M | 9.61 | 9.71 | 9.37 | 8.66 |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 9.89 | 9.23 | 8.41 | 8.31 |
| Investors Title Company (ITIC)vs › | $554.13M | 13.76 | 13.37 | 13.96 | 11.66 |
| Community West Bancshares (CWBC)vs › | $558.54M | 14.34 | 12.86 | 16.58 | 13.41 |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 10.52 | 13.09 | 15.12 | 14.78 |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $563.83M | N/A | N/A | N/A | N/A |
| Northrim BanCorp, Inc. (NRIM)vs › | $547.68M | 8.10 | 8.89 | 10.65 | 9.71 |
| Stewards Inc. (SWRD)vs › | $563.53M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 8.51 | 8.77 | 28.91 | 146.41 |
| Gemini Space Station, Inc. (GEMI)vs › | $568.77M | N/A | N/A | N/A | N/A |
At 9.6, P/E is below its 20-year median — higher than 30% of readings in its 20-year history.
20-year low
4.6
median
11.5
20-year high
94.2
Trailing P/E
9.6
Forward P/E
9.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$55.28
Forward EPS (Est.)
$5.85
Forward P/E
9.45
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 9.51 |
| 2026-10-02 | 9.62 |
| 2026-10-01 | 9.50 |
| 2026-09-30 | 9.43 |
| 2026-09-29 | 9.54 |
| 2026-09-28 | 9.73 |
| 2026-09-25 | 9.75 |
| 2026-09-24 | 9.62 |
| 2026-09-23 | 9.92 |
| 2026-09-22 | 10.06 |
| 2026-09-21 | 10.18 |
| 2026-09-18 | 10.12 |
| 2026-09-17 | 10.23 |
| 2026-09-16 | 10.30 |
| 2026-09-15 | 10.39 |
| 2026-09-14 | 10.43 |
| 2026-09-11 | 10.46 |
| 2026-09-10 | 10.28 |
| 2026-09-09 | 10.22 |
| 2026-09-08 | 10.26 |
| 2026-09-04 | 10.43 |
| 2026-09-03 | 10.25 |
| 2026-09-02 | 10.22 |
| 2026-09-01 | 10.05 |
| 2026-08-31 | 10.09 |
| 2026-08-28 | 10.22 |
| 2026-08-27 | 10.14 |
| 2026-08-26 | 10.14 |
| 2026-08-25 | 10.19 |
| 2026-08-24 | 10.32 |
| 2026-08-21 | 10.34 |
| 2026-08-20 | 10.28 |
| 2026-08-19 | 10.28 |
| 2026-08-18 | 10.46 |
| 2026-08-17 | 10.59 |
| 2026-08-14 | 10.75 |
| 2026-08-13 | 10.74 |
| 2026-08-12 | 10.71 |
| 2026-08-11 | 10.55 |
| 2026-08-10 | 10.35 |
| 2026-08-07 | 10.38 |
| 2026-08-06 | 10.12 |
| 2026-08-05 | 10.07 |
| 2026-08-04 | 10.11 |
| 2026-08-03 | 9.96 |
| 2026-07-31 | 9.91 |
| 2026-07-30 | 9.88 |
| 2026-07-29 | 9.90 |
| 2026-07-28 | 9.94 |
| 2026-07-27 | 9.78 |
| 2026-07-24 | 9.77 |
| 2026-07-23 | 9.57 |
| 2026-07-22 | 9.66 |
| 2026-07-21 | 9.64 |
| 2026-07-20 | 9.61 |
| 2026-07-17 | 9.64 |
| 2026-07-16 | 9.98 |
| 2026-07-15 | 9.53 |
| 2026-07-14 | 9.35 |
| 2026-07-13 | 9.65 |
| 2026-07-10 | 9.54 |
| 2026-07-09 | 9.48 |
| 2026-07-08 | 9.32 |
| 2026-07-07 | 9.52 |
| 2026-07-06 | 9.64 |
| 2026-07-02 | 9.78 |
| 2026-07-01 | 9.97 |
| 2026-06-30 | 9.88 |
| 2026-06-29 | 9.88 |
| 2026-06-26 | 10.02 |
| 2026-06-25 | 9.75 |
| 2026-06-24 | 9.79 |
| 2026-06-23 | 9.52 |
| 2026-06-22 | 9.34 |
| 2026-06-18 | 9.33 |
| 2026-06-17 | 9.24 |
| 2026-06-16 | 9.35 |
| 2026-06-15 | 9.32 |
| 2026-06-12 | 9.53 |
| 2026-06-11 | 9.34 |
| 2026-06-10 | 9.45 |
| 2026-06-09 | 9.44 |
| 2026-06-08 | 9.21 |
| 2026-06-05 | 9.29 |
| 2026-06-04 | 9.04 |
| 2026-06-03 | 8.88 |
| 2026-06-02 | 9.21 |
| 2026-06-01 | 9.19 |
| 2026-05-29 | 9.40 |
| 2026-05-28 | 9.47 |
| 2026-05-27 | 9.33 |
| 2026-05-26 | 9.37 |
| 2026-05-22 | 9.19 |
| 2026-05-21 | 9.31 |
| 2026-05-20 | 9.16 |
| 2026-05-19 | 8.93 |
| 2026-05-18 | 8.93 |
| 2026-05-15 | 8.83 |
| 2026-05-14 | 8.85 |
| 2026-05-13 | 8.76 |
| 2026-05-12 | 8.79 |
| 2026-05-11 | 8.92 |
| 2026-05-08 | 9.03 |
| 2026-05-07 | 9.48 |
| 2026-05-06 | 9.37 |
| 2026-05-05 | 9.42 |
| 2026-05-04 | 9.18 |
| 2026-05-01 | 9.37 |
| 2026-04-30 | 9.22 |
| 2026-04-29 | 9.21 |
| 2026-04-28 | 9.51 |
| 2026-04-27 | 9.33 |
| 2026-04-24 | 9.25 |
| 2026-04-23 | 9.31 |
| 2026-04-22 | 9.25 |
| 2026-04-21 | 9.29 |
| 2026-04-20 | 9.60 |
| 2026-04-17 | 9.72 |
| 2026-04-16 | 9.46 |
| 2026-04-15 | 9.55 |
| 2026-04-14 | 9.70 |
| 2026-04-13 | 9.92 |
| 2026-04-10 | 9.85 |
| 2026-04-09 | 10.05 |
| 2026-04-08 | 9.82 |
| 2026-04-07 | 9.47 |
| 2026-04-06 | 9.45 |
| 2026-04-02 | 9.33 |
| 2026-04-01 | 9.22 |
| 2026-03-31 | 9.14 |
| 2026-03-30 | 9.08 |
| 2026-03-27 | 8.95 |
| 2026-03-26 | 9.01 |
| 2026-03-25 | 9.00 |
| 2026-03-24 | 8.94 |
| 2026-03-23 | 8.95 |
| 2026-03-20 | 8.71 |
| 2026-03-19 | 8.76 |
| 2026-03-18 | 8.69 |
| 2026-03-17 | 8.77 |
| 2026-03-16 | 8.85 |
| 2026-03-13 | 8.82 |
| 2026-03-12 | 8.85 |
| 2026-03-11 | 8.82 |
| 2026-03-10 | 8.89 |
| 2026-03-09 | 8.89 |
| 2026-03-06 | 9.01 |
| 2026-03-05 | 9.20 |
| 2026-03-04 | 10.04 |
| 2026-03-03 | 10.04 |
| 2026-03-02 | 10.22 |
| 2026-02-27 | 10.07 |
| 2026-02-26 | 10.10 |
| 2026-02-25 | 10.08 |
| 2026-02-24 | 9.86 |
| 2026-02-23 | 9.87 |
| 2026-02-20 | 10.27 |
| 2026-02-19 | 10.12 |
| 2026-02-18 | 10.27 |
| 2026-02-17 | 10.36 |
| 2026-02-13 | 10.32 |
| 2026-02-12 | 10.21 |
| 2026-02-11 | 10.31 |
| 2026-02-10 | 10.47 |
| 2026-02-09 | 10.53 |
| 2026-02-06 | 10.64 |
| 2026-02-05 | 10.63 |
| 2026-02-04 | 10.61 |
| 2026-02-03 | 10.48 |
| 2026-02-02 | 10.52 |
| 2026-01-30 | 10.22 |
| 2026-01-29 | 10.05 |
| 2026-01-28 | 9.79 |
| 2026-01-27 | 9.91 |
| 2026-01-26 | 9.91 |
| 2026-01-23 | 9.93 |
| 2026-01-22 | 10.28 |
| 2026-01-21 | 10.32 |
| 2026-01-20 | 9.94 |
| 2026-01-16 | 10.23 |
| 2026-01-15 | 10.49 |
| 2026-01-14 | 10.23 |
| 2026-01-13 | 10.36 |
| 2026-01-12 | 9.94 |
| 2026-01-09 | 10.00 |
| 2026-01-08 | 10.05 |
| 2026-01-07 | 9.76 |
| 2026-01-06 | 9.86 |
| 2026-01-05 | 9.84 |
| 2026-01-02 | 9.67 |
| 2025-12-31 | 9.80 |
| 2025-12-30 | 9.82 |
| 2025-12-29 | 9.92 |
| 2025-12-26 | 9.94 |
| 2025-12-24 | 10.04 |
| 2025-12-23 | 10.19 |
| 2025-12-22 | 10.23 |
| 2025-12-19 | 10.36 |
| 2025-12-18 | 10.67 |
| 2025-12-17 | 10.51 |
| 2025-12-16 | 10.53 |
| 2025-12-15 | 10.66 |
| 2025-12-12 | 10.48 |
| 2025-12-11 | 10.45 |
| 2025-12-10 | 10.39 |
| 2025-12-09 | 10.05 |
| 2025-12-08 | 9.94 |
| 2025-12-05 | 9.85 |
| 2025-12-04 | 9.88 |
| 2025-12-03 | 9.89 |
| 2025-12-02 | 9.55 |
| 2025-12-01 | 9.59 |
| 2025-11-28 | 9.48 |
| 2025-11-26 | 9.53 |
| 2025-11-25 | 9.55 |
| 2025-11-24 | 9.27 |
| 2025-11-21 | 9.24 |
| 2025-11-20 | 9.03 |
| 2025-11-19 | 9.11 |
| 2025-11-18 | 8.94 |
| 2025-11-17 | 8.91 |
| 2025-11-14 | 9.20 |
| 2025-11-13 | 9.15 |
| 2025-11-12 | 9.10 |
| 2025-11-11 | 9.02 |
| 2025-11-10 | 8.98 |
| 2025-11-07 | 8.83 |
| 2025-11-06 | 9.14 |
| 2025-11-05 | 9.29 |
| 2025-11-04 | 9.17 |
| 2025-11-03 | 9.18 |
| 2025-10-31 | 9.19 |
| 2025-10-30 | 9.23 |
| 2025-10-29 | 9.29 |
| 2025-10-28 | 9.68 |
| 2025-10-27 | 9.60 |
| 2025-10-24 | 9.72 |
| 2025-10-23 | 9.63 |
| 2025-10-22 | 9.80 |
| 2025-10-21 | 9.80 |
| 2025-10-20 | 9.98 |
| 2025-10-17 | 9.65 |
| 2025-10-16 | 9.67 |
| 2025-10-15 | 10.11 |
| 2025-10-14 | 9.98 |
| 2025-10-13 | 9.55 |
| 2025-10-10 | 9.44 |
| 2025-10-09 | 10.17 |
| 2025-10-08 | 9.77 |
| 2025-10-07 | 9.90 |
| 2025-10-06 | 10.02 |
| 2025-10-03 | 9.79 |
| 2025-10-02 | 9.68 |
| 2025-10-01 | 9.81 |
| 2025-09-30 | 9.89 |
| 2025-09-29 | 9.92 |
| 2025-09-26 | 10.12 |
| 2025-09-25 | 10.24 |
| 2025-09-24 | 10.24 |
| 2025-09-23 | 10.29 |
Showing the most recent 260 of 4,716 data points. The chart above shows the full history.
