Bridgewater Bancshares, Inc. (BWBBP) vs Unity Bancorp, Inc. (UNTY)
A side-by-side comparison of Bridgewater Bancshares, Inc. and Unity Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BWBBP vs UNTY
growth of $100 · dividends reinvested · last 5yBWBBP vs UNTY: by the numbers
- •BWBBP is the larger company ($561M vs $555M market cap).
- •UNTY trades at the lower trailing earnings multiple (9.61 vs 10.52 P/E), one valuation lens rather than an overall verdict.
- •UNTY converts more revenue to profit (27.99% vs 22.07% net margin).
- •UNTY grew revenue faster over the past five years (17.49% vs 15.26% CAGR).
- •BWBBP pays the higher dividend yield (7.59% vs 1.16%).
Metrics side by side
Valuation
| Metric | BWBBP | UNTY |
|---|---|---|
| P/E ratio | 10.52 | 9.61 |
| Forward P/E | 10.54 | 9.44 |
| PEG ratio | 1.05 | 0.46 |
| P/S ratio | 2.20 | 2.65 |
| P/B ratio | 1.16 | 1.49 |
Profitability
| Metric | BWBBP | UNTY |
|---|---|---|
| Operating margin | 13.20% | 37.00% |
| Net margin | 22.07% | 27.99% |
| ROE | 10.28% | 15.77% |
Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Unity Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BWBBP | UNTY |
|---|---|---|
| Dividend yield | 7.59% | 1.16% |
| Payout ratio | 79.83% | 11.13% |
Growth (annualized)
| Metric | BWBBP | UNTY |
|---|---|---|
| Revenue CAGR (5Y) | 15.26% | 17.49% |
| EPS CAGR (5Y) | 10.00% | 21.20% |
| Total return CAGR (5Y) | 0.96% | 20.32% |
Frequently asked
- Which has the lower trailing P/E, BWBBP or UNTY?
- UNTY has the lower trailing P/E: BWBBP trades at 10.52 and UNTY at 9.61. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BWBBP or UNTY?
- Over the past five years, UNTY grew revenue faster — BWBBP at a 15.26% CAGR versus UNTY at 17.49%.
- Does BWBBP or UNTY pay a bigger dividend?
- BWBBP yields 7.59% and UNTY yields 1.16% based on trailing dividends and the latest price.
- Is BWBBP or UNTY more profitable?
- UNTY runs the higher net margin — BWBBP at 22.07% versus UNTY at 27.99%.
- How have BWBBP and UNTY total returns compared?
- Over the past 5 years, BWBBP delivered 0.96% and UNTY delivered 20.32% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bridgewater Bancshares & Unity Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.