Bridgewater Bancshares, Inc. (BWBBP) vs Unity Bancorp, Inc. (UNTY)

A side-by-side comparison of Bridgewater Bancshares, Inc. and Unity Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BWBBP vs UNTY

growth of $100 · dividends reinvested · last 5y
BWBBP +7.8% (+1.5%/yr)UNTY +153.4% (+20.4%/yr)UNTY compounded faster over this window
50100150200250300Start $10020222023202420252026$108$253
BWBBP UNTY

BWBBP vs UNTY: by the numbers

  • •BWBBP is the larger company ($561M vs $555M market cap).
  • •UNTY trades at the lower trailing earnings multiple (9.61 vs 10.52 P/E), one valuation lens rather than an overall verdict.
  • •UNTY converts more revenue to profit (27.99% vs 22.07% net margin).
  • •UNTY grew revenue faster over the past five years (17.49% vs 15.26% CAGR).
  • •BWBBP pays the higher dividend yield (7.59% vs 1.16%).

Metrics side by side

Valuation

MetricBWBBPUNTY
P/E ratio10.529.61
Forward P/E10.549.44
PEG ratio1.050.46
P/S ratio2.202.65
P/B ratio1.161.49

Profitability

MetricBWBBPUNTY
Operating margin13.20%37.00%
Net margin22.07%27.99%
ROE10.28%15.77%

Bridgewater Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Unity Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBWBBPUNTY
Dividend yield7.59%1.16%
Payout ratio79.83%11.13%

Growth (annualized)

MetricBWBBPUNTY
Revenue CAGR (5Y)15.26%17.49%
EPS CAGR (5Y)10.00%21.20%
Total return CAGR (5Y)0.96%20.32%

Frequently asked

Which has the lower trailing P/E, BWBBP or UNTY?
UNTY has the lower trailing P/E: BWBBP trades at 10.52 and UNTY at 9.61. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BWBBP or UNTY?
Over the past five years, UNTY grew revenue faster — BWBBP at a 15.26% CAGR versus UNTY at 17.49%.
Does BWBBP or UNTY pay a bigger dividend?
BWBBP yields 7.59% and UNTY yields 1.16% based on trailing dividends and the latest price.
Is BWBBP or UNTY more profitable?
UNTY runs the higher net margin — BWBBP at 22.07% versus UNTY at 27.99%.
How have BWBBP and UNTY total returns compared?
Over the past 5 years, BWBBP delivered 0.96% and UNTY delivered 20.32% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.