Citigroup Inc. (C) Return on Equity (ROE): 7.58%
Is Citigroup Inc.’s return on equity (ROE) high or low?
Citigroup Inc.'s return on equity (ROE) of 7.58% is 11% above its 5-year average of 6.85%, around the middle of its 5-year range (4.49%–10.87%).
As of Thursday, June 11, 2026. 18.44% above its 12-month average of 6.40%.
C Return on Equity (ROE) Chart
C Average Return on Equity (ROE) Chart
C Current vs Average Return on Equity (ROE) Chart
C Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
7.58%
RETURN ON EQUITY (ROE) AVG TTM
6.40%
RETURN ON EQUITY (ROE) AVG 3Y
6.17%
RETURN ON EQUITY (ROE) AVG 5Y
6.85%
RETURN ON EQUITY (ROE) AVG 10Y
6.48%
RETURN ON EQUITY (ROE) AVG 15Y
6.13%
RETURN ON EQUITY (ROE) AVG 20Y
5.74%
CURRENT VS TTM AVG
+18.44%
CURRENT VS 3Y AVG
+22.90%
CURRENT VS 5Y AVG
+10.71%
CURRENT VS 10Y AVG
+16.91%
CURRENT VS 15Y AVG
+23.62%
CURRENT VS 20Y AVG
+32.07%
C Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $230.27B | 7.58% | 6.40% | 6.17% | 6.85% |
| American Express Company (AXP) | $212.33B | 33.00% | 32.91% | 31.52% | 29.34% |
| Wells Fargo & Company (WFC) | $248.89B | 12.18% | 11.39% | 10.17% | 9.05% |
| The Goldman Sachs Group, Inc. (GS) | $298.19B | 14.72% | 12.72% | 10.58% | 11.98% |
| BlackRock, Inc. (BLK) | $156.08B | 11.03% | 11.68% | 12.76% | 13.45% |
| The Charles Schwab Corporation (SCHW) | $155.20B | 19.14% | 15.09% | 15.55% | 13.08% |
| Morgan Stanley (MS) | $328.52B | 15.91% | 13.96% | 12.03% | 12.19% |
| Chubb Limited (CB) | $128.22B | 15.31% | 14.23% | 13.50% | 12.37% |
| S&P Global Inc. (SPGI) | $122.45B | 15.32% | 12.96% | 10.63% | 108.48% |
| The Progressive Corporation (PGR) | $119.38B | 36.08% | 35.22% | 23.55% | 24.35% |
Return Analysis
ROE
7.6%
ROA
0.6%
Citigroup Inc. Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Citigroup Inc. Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for Citigroup Inc. (C)?
- The return on equity (ROE) for C stock is 7.58%.
- Is Citigroup Inc.'s return on equity (ROE) high or low?
- Citigroup Inc.'s return on equity (ROE) of 7.58% is 11% above its 5-year average of 6.85%, around the middle of its 5-year range (4.49%–10.87%).
- What is the TTM average return on equity (ROE) for Citigroup Inc. (C)?
- The TTM average return on equity (ROE) for C stock is 6.40%.
- What is the 3Y average return on equity (ROE) for Citigroup Inc. (C)?
- The 3Y average return on equity (ROE) for C stock is 6.17%.
- What is the 5Y average return on equity (ROE) for Citigroup Inc. (C)?
- The 5Y average return on equity (ROE) for C stock is 6.85%.
- What is the 10Y average return on equity (ROE) for Citigroup Inc. (C)?
- The 10Y average return on equity (ROE) for C stock is 6.48%.
- What is the 15Y average return on equity (ROE) for Citigroup Inc. (C)?
- The 15Y average return on equity (ROE) for C stock is 6.13%.
- What is the 20Y average return on equity (ROE) for Citigroup Inc. (C)?
- The 20Y average return on equity (ROE) for C stock is 5.74%.
Citigroup Inc. Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 6.72% |
| 2024-12-31 | 6.08% |
| 2023-12-31 | 4.49% |
| 2022-12-31 | 7.38% |
| 2021-12-31 | 10.87% |
| 2020-12-31 | 5.54% |
| 2019-12-31 | 10.04% |
| 2018-12-31 | 9.20% |
| 2017-12-31 | -3.39% |
| 2016-12-31 | 6.62% |
| 2015-12-31 | 7.77% |
| 2014-12-31 | 3.48% |
| 2013-12-31 | 6.68% |
| 2012-12-31 | 3.92% |
| 2011-12-31 | 6.22% |
| 2010-12-31 | 6.49% |
| 2009-12-31 | -1.05% |
| 2008-12-31 | -19.55% |
| 2007-12-31 | 3.19% |
| 2006-12-31 | 17.98% |
| 2005-12-31 | 21.85% |
| 2004-12-31 | 15.60% |
| 2003-12-31 | 18.21% |
| 2002-12-31 | 17.62% |
| 2001-12-31 | 17.39% |
| 2000-12-31 | 20.42% |
| 1999-12-31 | 19.29% |
| 1998-12-31 | 16.22% |
| 1997-12-31 | 16.02% |
| 1996-12-31 | 36.44% |
Related Metrics
About Citigroup Inc.
Citigroup Inc. functions as a comprehensive financial holding entity, delivering a broad spectrum of financial offerings and solutions. Its clientele spans individuals, businesses, governmental bodies, and institutional clients across numerous global regions, including North America, Latin America, Asia, Europe, the Middle East, and the African continent. The firm's operations are structured into two principal divisions: Global Consumer Banking (GCB) and the Institutional Clients Group (ICG). Through its GCB segment, Citigroup provides conventional banking options to individual retail clients, leveraging services like retail banking, its proprietary Citi-branded credit cards, and Citi retail service programs. This division also extends a variety of banking, credit, loan, and investment products, accessible via an extensive system of physical branches, dedicated offices, and digital platforms. Conversely, the ICG segment caters to corporate entities, institutions, public sector organizations, and affluent individuals with a suite of wholesale banking provisions. These encompass activities such as fixed income and equity sales and trading, foreign currency exchange, prime brokerage, derivatives, market research (both equity and fixed income), corporate financing, investment banking, advisory services, private wealth management, cash flow administration, trade financing, and securities-related offerings. By the close of 2020 (December 31st), the company maintained a network of 2,303 branches, predominantly located within the United States, Mexico, and various Asian markets. Established in 1812, Citigroup Inc. maintains its corporate headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Jane Nind Fraser