Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.47 is 46% above its 5-year average of 0.33, near the high end of its 5-year range (0.29–0.49).
As of the fiscal period ended Tuesday, June 30, 2026. 11.81% above its 12-month average of 0.42.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.47
QUICK RATIO (ACID-TEST) AVG TTM
0.42
QUICK RATIO (ACID-TEST) AVG 3Y
0.31
QUICK RATIO (ACID-TEST) AVG 5Y
0.33
QUICK RATIO (ACID-TEST) AVG 10Y
0.35
QUICK RATIO (ACID-TEST) AVG 15Y
0.36
QUICK RATIO (ACID-TEST) AVG 20Y
0.31
CURRENT VS TTM AVG
+11.81%
CURRENT VS 3Y AVG
+51.24%
CURRENT VS 5Y AVG
+45.63%
CURRENT VS 10Y AVG
+34.95%
CURRENT VS 15Y AVG
+31.16%
CURRENT VS 20Y AVG
+51.74%
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-56.06%
vs the sector median at left
Market Cap
$217.92B
Quick Ratio (Acid-Test)
1.55
TTM Avg
0.28
3Y Avg
0.30
5Y Avg
0.34
Market Cap
$271.65B
Quick Ratio (Acid-Test)
0.51
TTM Avg
0.28
3Y Avg
0.27
5Y Avg
0.28
Market Cap
$201.46B
Quick Ratio (Acid-Test)
0.05
TTM Avg
0.15
3Y Avg
0.13
5Y Avg
0.15
Market Cap
$186.02B
Quick Ratio (Acid-Test)
15.17
TTM Avg
0.54
3Y Avg
0.53
5Y Avg
0.67
Market Cap
$170.18B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$304.13B
Quick Ratio (Acid-Test)
0.83
TTM Avg
0.88
3Y Avg
0.90
5Y Avg
0.92
Market Cap
$167.01B
Quick Ratio (Acid-Test)
1.35
TTM Avg
16.08
3Y Avg
15.47
5Y Avg
17.37
Market Cap
$156.86B
Quick Ratio (Acid-Test)
17791.62
TTM Avg
1.15
3Y Avg
1.13
5Y Avg
1.04
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $236.67B | 0.47 | 0.42 | 0.31 | 0.33 |
| American Express Company (AXP)vs › | $217.92B | 1.55 | 0.28 | 0.30 | 0.34 |
| Wells Fargo & Company (WFC)vs › | $271.65B | 0.51 | 0.28 | 0.27 | 0.28 |
| The Toronto-Dominion Bank (TD)vs › | $201.46B | 0.05 | 0.15 | 0.13 | 0.15 |
| The Charles Schwab Corporation (SCHW)vs › | $186.02B | 15.17 | 0.54 | 0.53 | 0.67 |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $170.18B | N/A | N/A | N/A | N/A |
| The Goldman Sachs Group, Inc. (GS)vs › | $304.13B | 0.83 | 0.88 | 0.90 | 0.92 |
| BlackRock, Inc. (BLK)vs › | $167.01B | 1.35 | 16.08 | 15.47 | 17.37 |
| Interactive Brokers Group, Inc. (IBKR)vs › | $156.86B | 17791.62 | 1.15 | 1.13 | 1.04 |
| Blackstone Inc. (BX)vs › | $155.95B | 0.92 | 0.84 | 1.27 | 2.48 |
Quick Ratio
0.47
Excludes inventory
Current Ratio
0.47
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.47 |
| 2026-03-31 | 0.49 |
| 2025-12-31 | 0.48 |
| 2025-09-30 | 0.37 |
| 2025-06-30 | 0.31 |
| 2025-03-31 | 0.29 |
| 2024-12-31 | 0.31 |
| 2024-09-30 | 0.32 |
| 2024-06-30 | 0.30 |
| 2024-03-31 | 0.31 |
| 2023-12-31 | 0.30 |
| 2023-09-30 | 0.30 |
| 2023-06-30 | 0.31 |
| 2023-03-31 | 0.33 |
| 2022-12-31 | 0.34 |
| 2022-09-30 | 0.33 |
| 2022-06-30 | 0.32 |
| 2022-03-31 | 0.34 |
| 2021-12-31 | 0.34 |
| 2021-09-30 | 0.37 |
| 2021-06-30 | 0.37 |
| 2021-03-31 | 0.38 |
| 2020-12-31 | 0.40 |
| 2020-09-30 | 0.42 |
| 2020-06-30 | 0.41 |
| 2020-03-31 | 0.39 |
| 2019-12-31 | 0.35 |
| 2019-09-30 | 0.36 |
| 2019-06-30 | 0.35 |
| 2019-03-31 | 0.35 |
| 2018-12-31 | 0.35 |
| 2018-09-30 | 0.36 |
| 2018-06-30 | 0.37 |
| 2018-03-31 | 0.37 |
| 2017-12-31 | 0.37 |
| 2017-09-30 | 0.37 |
| 2017-06-30 | 0.38 |
| 2017-03-31 | 0.38 |
| 2016-12-31 | 0.37 |
| 2016-09-30 | 0.38 |
| 2016-06-30 | 0.39 |
| 2016-03-31 | 0.40 |
| 2015-12-31 | 0.36 |
| 2015-09-30 | 0.40 |
| 2015-06-30 | 0.39 |
| 2015-03-31 | 0.39 |
| 2014-12-31 | 0.38 |
| 2014-09-30 | 0.39 |
| 2014-06-30 | 0.39 |
| 2014-03-31 | 0.39 |
| 2013-12-31 | 0.37 |
| 2013-09-30 | 0.38 |
| 2013-06-30 | 0.37 |
| 2013-03-31 | 0.36 |
| 2012-12-31 | 0.34 |
| 2012-09-30 | 0.17 |
| 2012-06-30 | 0.16 |
| 2012-03-31 | 0.18 |
| 2011-12-31 | 0.39 |
| 2011-09-30 | 0.17 |
| 2011-06-30 | 0.17 |
| 2011-03-31 | 0.17 |
| 2010-12-31 | 0.40 |
| 2010-09-30 | 0.16 |
| 2010-06-30 | 0.17 |
| 2010-03-31 | 0.17 |
| 2009-12-31 | 0.39 |
| 2009-09-30 | 0.22 |
| 2009-06-30 | 0.20 |
| 2009-03-31 | 0.19 |
| 2008-12-31 | 0.34 |
| 2008-09-30 | 0.20 |
| 2008-06-30 | 0.15 |
| 2008-03-31 | 0.14 |
| 2007-12-31 | 0.25 |
| 2007-09-30 | 0.11 |
| 2007-06-30 | 0.12 |
| 2007-03-31 | 0.10 |
| 2006-12-31 | 0.29 |
| 2006-09-30 | 0.09 |
| 2006-06-30 | 0.11 |
| 2006-03-31 | 0.10 |
| 2005-12-31 | 0.26 |
| 2005-09-30 | 0.12 |
| 2005-06-30 | 0.12 |
| 2005-03-31 | 0.11 |
| 2004-12-31 | 0.10 |
| 2004-09-30 | 0.11 |
| 2004-06-30 | 0.12 |
| 2004-03-31 | 0.11 |
| 2003-12-31 | 0.09 |
| 2003-09-30 | 0.12 |
| 2003-06-30 | 0.13 |
| 2003-03-31 | 0.10 |
| 2002-12-31 | 0.09 |
| 2002-09-30 | 0.09 |
