Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 11.31 is 74% above its 1-year average of 6.51, near the high end of its 1-year range (0.00–12.39).
As of the fiscal period ended Tuesday, June 30, 2026. 73.63% above its 12-month average of 6.51.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 11.31.
QUICK RATIO (ACID-TEST)
11.31
QUICK RATIO (ACID-TEST) AVG TTM
6.51
QUICK RATIO (ACID-TEST) AVG 3Y
0.00
QUICK RATIO (ACID-TEST) AVG 5Y
0.00
QUICK RATIO (ACID-TEST) AVG 10Y
0.00
QUICK RATIO (ACID-TEST) AVG 15Y
0.00
QUICK RATIO (ACID-TEST) AVG 20Y
0.82
CURRENT VS TTM AVG
+73.63%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
+1280.21%
SECTOR MEDIAN · FINANCIAL SERVICES
1.12
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+909.42%
vs the sector median at left
Aflac Incorporated
Market Cap
$57.90B
Quick Ratio (Acid-Test)
11.31
TTM Avg
6.51
3Y Avg
0.00
5Y Avg
0.00
Market Cap
$62.24B
Quick Ratio (Acid-Test)
0.18
TTM Avg
0.51
3Y Avg
0.38
5Y Avg
0.39
Market Cap
$53.07B
Quick Ratio (Acid-Test)
1.92
TTM Avg
0.59
3Y Avg
0.60
5Y Avg
0.63
Market Cap
$62.82B
Quick Ratio (Acid-Test)
1.05
TTM Avg
1.29
3Y Avg
1.16
5Y Avg
1.13
Market Cap
$64.53B
Quick Ratio (Acid-Test)
0.24
TTM Avg
0.37
3Y Avg
0.37
5Y Avg
0.37
Market Cap
$49.95B
Quick Ratio (Acid-Test)
8.48
TTM Avg
23.96
3Y Avg
21.75
5Y Avg
60.37
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aflac Incorporated (AFL) | $57.90B | 11.31 | 6.51 | 0.00 | 0.00 |
| MetLife, Inc. (MET)vs › | $61.93B | 453.01 | 0.60 | 0.97 | 1.07 |
| Truist Financial Corporation (TFC)vs › | $62.24B | 0.18 | 0.51 | 0.38 | 0.39 |
| State Street Corporation (STT)vs › | $53.07B | 1.92 | 0.59 | 0.60 | 0.63 |
| Arthur J. Gallagher & Co. (AJG)vs › | $62.82B | 1.05 | 1.29 | 1.16 | 1.13 |
| Nasdaq, Inc. (NDAQ)vs › | $51.88B | 0.48 | 1.00 | 0.99 | 1.08 |
| The Allstate Corporation (ALL)vs › | $64.53B | 0.24 | 0.37 | 0.37 | 0.37 |
| Aon plc (AON)vs › | $65.37B | 1.03 | 1.06 | 1.04 | 1.04 |
| Ameriprise Financial, Inc. (AMP)vs › | $49.95B | 8.48 | 23.96 | 21.75 | 60.37 |
| Fifth Third Bancorp (FITB)vs › | $49.00B | 0.37 | 0.60 | 0.52 | 0.51 |
Quick Ratio
11.31
Excludes inventory
Current Ratio
11.31
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 11.31 |
| 2026-03-31 | 8.86 |
| 2025-12-31 | 12.39 |
| 2025-09-30 | 0.00 |
| 2025-06-30 | 0.00 |
| 2025-03-31 | 0.00 |
| 2024-12-31 | 0.00 |
| 2024-09-30 | 0.00 |
| 2024-06-30 | 0.00 |
| 2024-03-31 | 0.00 |
| 2023-12-31 | 0.00 |
| 2023-09-30 | 0.00 |
| 2023-06-30 | 0.00 |
| 2023-03-31 | 0.00 |
| 2022-12-31 | 0.00 |
| 2022-09-30 | 0.00 |
| 2022-06-30 | 0.00 |
| 2022-03-31 | 0.00 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 0.00 |
| 2021-06-30 | 0.00 |
| 2021-03-31 | 0.00 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 161.74 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 126.70 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 235.42 |
| 2015-03-31 | 249.90 |
| 2014-12-31 | 245.90 |
| 2014-09-30 | 246.06 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.63 |
| 2012-06-30 | 15.90 |
| 2012-03-31 | 16.14 |
| 2011-12-31 | 67.98 |
| 2011-09-30 | 3.56 |
| 2011-06-30 | 22.04 |
| 2011-03-31 | 12.15 |
| 2010-12-31 | 15.27 |
| 2010-09-30 | 20.91 |
| 2010-06-30 | 4.47 |
| 2010-03-31 | 4.70 |
| 2009-12-31 | 6.63 |
| 2009-09-30 | 25.03 |
| 2009-06-30 | 4.42 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 1.12 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 1.59 |
| 2007-12-31 | 2.92 |
| 2007-09-30 | 3.07 |
| 2007-06-30 | 1.78 |
| 2007-03-31 | 1.35 |
| 2006-12-31 | 2.15 |
| 2006-09-30 | 4.44 |
| 2006-06-30 | 1.55 |
| 2006-03-31 | 3.46 |
| 2005-12-31 | 3.02 |
| 2005-09-30 | 8.36 |
| 2005-06-30 | 2.28 |
| 2005-03-31 | 2.91 |
| 2004-12-31 | 1.47 |
| 2004-09-30 | 7.61 |
| 2004-06-30 | 1.49 |
| 2004-03-31 | 1.80 |
| 2003-12-31 | 4.28 |
| 2003-09-30 | 2.29 |
| 2003-06-30 | 1.74 |
| 2003-03-31 | 13.63 |
| 2002-12-31 | 1.37 |
| 2002-09-30 | 211.50 |
