Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 18.89% is in line with its 5-year average of 19.51%, around the middle of its 5-year range (13.56%–28.73%).
3.46% above its 12-month average of 18.26%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 18.18%.
NET PROFIT MARGIN
18.89%
NET PROFIT MARGIN AVG TTM
18.26%
NET PROFIT MARGIN AVG 3Y
16.41%
NET PROFIT MARGIN AVG 5Y
19.51%
NET PROFIT MARGIN AVG 10Y
19.35%
NET PROFIT MARGIN AVG 15Y
19.52%
NET PROFIT MARGIN AVG 20Y
18.16%
CURRENT VS TTM AVG
+3.46%
CURRENT VS 3Y AVG
+15.11%
CURRENT VS 5Y AVG
-3.17%
CURRENT VS 10Y AVG
-2.38%
CURRENT VS 15Y AVG
-3.23%
CURRENT VS 20Y AVG
+4.02%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+43.05%
vs the sector median at left
Univest Financial Corporation
Market Cap
$1.14B
Net Profit Margin
18.89%
TTM Avg
18.26%
3Y Avg
16.41%
5Y Avg
19.51%
Market Cap
$1.14B
Net Profit Margin
23.17%
TTM Avg
16.87%
3Y Avg
21.49%
5Y Avg
24.02%
Market Cap
$1.08B
Net Profit Margin
1.53%
TTM Avg
0.30%
3Y Avg
-2.09%
5Y Avg
-2.44%
Market Cap
$1.06B
Net Profit Margin
20.97%
TTM Avg
25.16%
3Y Avg
24.43%
5Y Avg
20.01%
Market Cap
$1.22B
Net Profit Margin
23.50%
TTM Avg
27.48%
3Y Avg
29.82%
5Y Avg
29.82%
Market Cap
$1.05B
Net Profit Margin
N/A
TTM Avg
13.16%
3Y Avg
-0.06%
5Y Avg
7.85%
Market Cap
$1.24B
Net Profit Margin
26.75%
TTM Avg
25.95%
3Y Avg
31.45%
5Y Avg
33.47%
Market Cap
$1.04B
Net Profit Margin
25.88%
TTM Avg
22.81%
3Y Avg
27.06%
5Y Avg
33.31%
Market Cap
$1.04B
Net Profit Margin
28.16%
TTM Avg
25.84%
3Y Avg
24.65%
5Y Avg
30.95%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Univest Financial Corporation (UVSP) | $1.14B | 18.89% | 18.26% | 16.41% | 19.51% |
| Heritage Financial Corporation (HFWA)vs › | $1.14B | 23.17% | 16.87% | 21.49% | 24.02% |
| Trupanion, Inc. (TRUP)vs › | $1.08B | 1.53% | 0.30% | -2.09% | -2.44% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 20.97% | 25.16% | 24.43% | 20.01% |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | 23.50% | 27.48% | 29.82% | 29.82% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 13.16% | -0.06% | 7.85% |
| Preferred Bank (PFBC)vs › | $1.24B | 26.75% | 25.95% | 31.45% | 33.47% |
| Five Star Bancorp (FSBC)vs › | $1.04B | 25.88% | 22.81% | 27.06% | 33.31% |
| Northeast Bank (NBN)vs › | $1.04B | 28.16% | 25.84% | 24.65% | 30.95% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 15.13% | 21.20% | 31.48% | 43.48% |
Operating Margin
23.6%
Net Profit Margin
18.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 18.18% |
| 2026-03-31 | 20.91% |
| 2025-12-31 | 17.01% |
| 2025-09-30 | 19.49% |
| 2025-06-30 | 15.71% |
| 2025-03-31 | 17.80% |
| 2024-12-31 | 14.71% |
| 2024-09-30 | 14.68% |
| 2024-06-30 | 14.99% |
| 2024-03-31 | 16.35% |
| 2023-12-31 | 13.56% |
| 2023-09-30 | 14.69% |
| 2023-06-30 | 15.28% |
| 2023-03-31 | 20.43% |
| 2022-12-31 | 24.36% |
| 2022-09-30 | 24.52% |
| 2022-06-30 | 17.39% |
| 2022-03-31 | 28.35% |
| 2021-12-31 | 24.37% |
| 2021-09-30 | 28.21% |
| 2021-06-30 | 28.73% |
| 2021-03-31 | 43.64% |
| 2020-12-31 | 36.20% |
| 2020-09-30 | 25.02% |
| 2020-06-30 | 3.07% |
| 2020-03-31 | 1.19% |
| 2019-12-31 | 22.30% |
| 2019-09-30 | 24.91% |
| 2019-06-30 | 23.39% |
| 2019-03-31 | 23.42% |
| 2018-12-31 | 27.98% |
| 2018-09-30 | 23.34% |
| 2018-06-30 | 7.05% |
| 2018-03-31 | 21.74% |
| 2017-12-31 | 16.23% |
| 2017-09-30 | 19.89% |
| 2017-06-30 | 21.02% |
| 2017-03-31 | 20.34% |
| 2016-12-31 | 13.99% |
| 2016-09-30 | 0.12% |
| 2016-06-30 | 13.88% |
| 2016-03-31 | 19.35% |
| 2015-12-31 | 19.32% |
| 2015-09-30 | 20.76% |
| 2015-06-30 | 17.61% |
| 2015-03-31 | 16.82% |
| 2014-12-31 | 17.91% |
| 2014-09-30 | 21.11% |
| 2014-06-30 | 17.61% |
| 2014-03-31 | 19.41% |
| 2013-12-31 | 17.39% |
| 2013-09-30 | 19.71% |
| 2013-06-30 | 17.21% |
| 2013-03-31 | 18.71% |
| 2012-12-31 | 17.45% |
| 2012-09-30 | 20.88% |
| 2012-06-30 | 17.88% |
| 2012-03-31 | 17.53% |
| 2011-12-31 | 17.65% |
| 2011-09-30 | 17.36% |
| 2011-06-30 | 14.85% |
| 2011-03-31 | 13.10% |
| 2010-12-31 | 15.41% |
| 2010-09-30 | 12.98% |
| 2010-06-30 | 12.04% |
| 2010-03-31 | 9.68% |
| 2009-12-31 | 4.45% |
| 2009-09-30 | 8.77% |
| 2009-06-30 | 8.19% |
| 2009-03-31 | 12.08% |
| 2008-12-31 | 11.97% |
| 2008-09-30 | 13.00% |
| 2008-06-30 | 16.82% |
| 2008-03-31 | 18.80% |
| 2007-12-31 | 18.32% |
| 2007-09-30 | 18.23% |
| 2007-06-30 | 16.98% |
| 2007-03-31 | 17.74% |
| 2006-12-31 | 18.77% |
| 2006-09-30 | 19.25% |
| 2006-06-30 | 19.15% |
| 2006-03-31 | 20.72% |
| 2005-12-31 | 22.12% |
| 2005-09-30 | 24.18% |
| 2005-06-30 | 23.03% |
| 2005-03-31 | 22.84% |
| 2004-12-31 | 26.78% |
| 2004-09-30 | 24.16% |
| 2004-06-30 | 23.43% |
| 2004-03-31 | 22.44% |
| 2003-12-31 | 25.51% |
| 2003-09-30 | 24.64% |
| 2003-06-30 | 23.92% |
| 2003-03-31 | 22.45% |
| 2002-12-31 | 24.67% |
| 2002-09-30 | 22.81% |
