Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 25.88% is 14% below its 5-year average of 30.06%, near the low end of its 5-year range (20.35%–49.23%).
2.01% above its 12-month average of 25.37%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 26.14%.
NET PROFIT MARGIN
25.88%
NET PROFIT MARGIN AVG TTM
25.37%
NET PROFIT MARGIN AVG 3Y
23.85%
NET PROFIT MARGIN AVG 5Y
30.06%
NET PROFIT MARGIN AVG 10Y
25.85%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+2.01%
CURRENT VS 3Y AVG
+8.52%
CURRENT VS 5Y AVG
-13.90%
CURRENT VS 10Y AVG
+0.10%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
14.16%
median of 504 covered companies
CURRENT VS SECTOR MEDIAN
+82.70%
vs the sector median at left
Five Star Bancorp
Market Cap
$1.05B
Net Profit Margin
25.88%
TTM Avg
25.37%
3Y Avg
23.85%
5Y Avg
30.06%
Market Cap
$1.05B
Net Profit Margin
N/A
TTM Avg
13.16%
3Y Avg
-0.06%
5Y Avg
7.85%
Market Cap
$1.05B
Net Profit Margin
28.16%
TTM Avg
25.84%
3Y Avg
24.65%
5Y Avg
30.95%
Market Cap
$1.07B
Net Profit Margin
20.97%
TTM Avg
25.16%
3Y Avg
24.43%
5Y Avg
20.01%
Market Cap
$1.03B
Net Profit Margin
29.32%
TTM Avg
31.24%
3Y Avg
32.35%
5Y Avg
30.07%
Market Cap
$1.02B
Net Profit Margin
24.79%
TTM Avg
22.93%
3Y Avg
25.38%
5Y Avg
25.67%
Market Cap
$1.02B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.01B
Net Profit Margin
20.42%
TTM Avg
15.69%
3Y Avg
17.59%
5Y Avg
18.96%
Market Cap
$1.01B
Net Profit Margin
30.49%
TTM Avg
28.25%
3Y Avg
29.93%
5Y Avg
33.24%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Five Star Bancorp (FSBC) | $1.05B | 25.88% | 25.37% | 23.85% | 30.06% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 13.16% | -0.06% | 7.85% |
| Northeast Bank (NBN)vs › | $1.05B | 28.16% | 25.84% | 24.65% | 30.95% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 20.97% | 25.16% | 24.43% | 20.01% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.03B | 29.32% | 31.24% | 32.35% | 30.07% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 24.79% | 22.93% | 25.38% | 25.67% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 20.46% | 15.74% | 18.86% | 20.01% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 20.42% | 15.69% | 17.59% | 18.96% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 30.49% | 28.25% | 29.93% | 33.24% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 20.46% | 15.74% | 18.86% | 20.01% |
Operating Margin
34.6%
Net Profit Margin
25.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 26.14% |
| 2026-03-31 | 26.70% |
| 2025-12-31 | 26.01% |
| 2025-09-30 | 24.58% |
| 2025-06-30 | 23.41% |
| 2025-03-31 | 22.56% |
| 2024-12-31 | 22.54% |
| 2024-09-30 | 20.35% |
| 2024-06-30 | 21.45% |
| 2024-03-31 | 21.66% |
| 2023-12-31 | 22.57% |
| 2023-09-30 | 23.94% |
| 2023-06-30 | 28.11% |
| 2023-03-31 | 31.77% |
| 2022-12-31 | 34.37% |
| 2022-09-30 | 35.66% |
| 2022-06-30 | 36.10% |
| 2022-03-31 | 39.84% |
| 2021-12-31 | 47.30% |
| 2021-09-30 | 49.23% |
| 2021-06-30 | 46.94% |
| 2021-03-31 | 49.95% |
| 2020-12-31 | 41.19% |
| 2020-09-30 | 44.92% |
| 2020-06-30 | 49.22% |
| 2020-03-31 | 37.58% |
| 2019-12-31 | -1.22% |
| 2019-09-30 | 25.00% |
| 2019-06-30 | -487.50% |
| 2019-03-31 | 128.57% |
| 2018-12-31 | 1983.33% |
| 2018-09-30 | 1022.22% |
| 2018-06-30 | -3.18% |
| 2018-03-31 | 3.44% |
| 2017-12-31 | 31.06% |
| 2017-09-30 | 9.89% |
| 2017-06-30 | 12.42% |
| 2017-03-31 | 0.58% |
| 2016-12-31 | 4.64% |
| 2016-09-30 | 13.67% |
| 2016-06-30 | 6.23% |
