Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 29.32% is in line with its 5-year average of 31.51%, around the middle of its 5-year range (15.34%–39.77%).
0.49% below its 12-month average of 29.46%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.22%.
NET PROFIT MARGIN
29.32%
NET PROFIT MARGIN AVG TTM
29.46%
NET PROFIT MARGIN AVG 3Y
31.35%
NET PROFIT MARGIN AVG 5Y
31.51%
NET PROFIT MARGIN AVG 10Y
26.43%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.49%
CURRENT VS 3Y AVG
-6.47%
CURRENT VS 5Y AVG
-6.94%
CURRENT VS 10Y AVG
+10.93%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.50%
median of 572 covered companies
CURRENT VS SECTOR MEDIAN
+117.27%
vs the sector median at left
Esquire Financial Holdings, Inc.
Market Cap
$1.02B
Net Profit Margin
29.32%
TTM Avg
29.46%
3Y Avg
31.35%
5Y Avg
31.51%
Market Cap
$1.02B
Net Profit Margin
24.79%
TTM Avg
22.93%
3Y Avg
25.38%
5Y Avg
25.67%
Market Cap
$1.02B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.02B
Net Profit Margin
6.77%
TTM Avg
12.69%
3Y Avg
17.98%
5Y Avg
19.14%
Market Cap
$1.01B
Net Profit Margin
20.42%
TTM Avg
15.69%
3Y Avg
17.59%
5Y Avg
18.96%
Market Cap
$1.01B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.01B
Net Profit Margin
30.49%
TTM Avg
28.25%
3Y Avg
29.93%
5Y Avg
33.24%
Market Cap
$1.04B
Net Profit Margin
15.13%
TTM Avg
21.20%
3Y Avg
31.48%
5Y Avg
43.48%
Market Cap
$998.06M
Net Profit Margin
-150.89%
TTM Avg
-67.95%
3Y Avg
-23.39%
5Y Avg
-5.22%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Esquire Financial Holdings, Inc. (ESQ) | $1.02B | 29.32% | 29.46% | 31.35% | 31.51% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 24.79% | 22.93% | 25.38% | 25.67% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 20.46% | 15.74% | 18.86% | 20.01% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 6.77% | 12.69% | 17.98% | 19.14% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 20.42% | 15.69% | 17.59% | 18.96% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 20.46% | 15.74% | 18.86% | 20.01% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 30.49% | 28.25% | 29.93% | 33.24% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 15.13% | 21.20% | 31.48% | 43.48% |
| Horizon Bancorp, Inc. (HBNC)vs › | $998.06M | -150.89% | -67.95% | -23.39% | -5.22% |
| Northeast Bank (NBN)vs › | $1.05B | 28.16% | 25.84% | 24.65% | 30.95% |
Operating Margin
40.6%
Net Profit Margin
29.3%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 27.22% |
| 2026-03-31 | 26.84% |
| 2025-12-31 | 30.44% |
| 2025-09-30 | 33.18% |
| 2025-06-30 | 29.64% |
| 2025-03-31 | 30.29% |
| 2024-12-31 | 31.81% |
| 2024-09-30 | 32.28% |
| 2024-06-30 | 31.16% |
| 2024-03-31 | 30.98% |
| 2023-12-31 | 31.04% |
| 2023-09-30 | 32.33% |
| 2023-06-30 | 31.70% |
| 2023-03-31 | 39.77% |
| 2022-12-31 | 35.28% |
| 2022-09-30 | 34.44% |
| 2022-06-30 | 31.50% |
| 2022-03-31 | 30.48% |
| 2021-12-31 | 39.36% |
| 2021-09-30 | 15.34% |
| 2021-06-30 | 27.57% |
| 2021-03-31 | 26.57% |
| 2020-12-31 | 26.26% |
| 2020-09-30 | 26.95% |
| 2020-06-30 | 20.39% |
| 2020-03-31 | 20.46% |
| 2019-12-31 | 30.93% |
| 2019-09-30 | 29.42% |
| 2019-06-30 | 27.94% |
| 2019-03-31 | 28.26% |
| 2018-12-31 | 28.17% |
| 2018-09-30 | 17.86% |
| 2018-06-30 | 25.11% |
| 2018-03-31 | 23.46% |
| 2017-12-31 | 8.86% |
| 2017-09-30 | 17.03% |
| 2017-06-30 | 16.79% |
| 2017-03-31 | 14.46% |
| 2016-12-31 | 12.73% |
| 2016-09-30 | 14.42% |
| 2016-06-30 | 14.92% |
| 2016-03-31 | 13.62% |
| 2015-12-31 | 9.44% |
| 2015-09-30 | 9.44% |
| 2015-06-30 | 6.41% |
| 2015-03-31 | 6.41% |
