Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 1.53% is 172% above its 5-year average of -2.11%, near the high end of its 5-year range (-9.67%–2.66%).
12.73% below its 12-month average of 1.75%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 1.74%.
NET PROFIT MARGIN
1.53%
NET PROFIT MARGIN AVG TTM
1.75%
NET PROFIT MARGIN AVG 3Y
-0.16%
NET PROFIT MARGIN AVG 5Y
-2.11%
NET PROFIT MARGIN AVG 10Y
-1.55%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-12.73%
CURRENT VS 3Y AVG
+1068.56%
CURRENT VS 5Y AVG
+172.40%
CURRENT VS 10Y AVG
+198.49%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-88.41%
vs the sector median at left
Trupanion, Inc.
Market Cap
$1.08B
Net Profit Margin
1.53%
TTM Avg
1.75%
3Y Avg
-0.16%
5Y Avg
-2.11%
Market Cap
$1.06B
Net Profit Margin
20.97%
TTM Avg
25.16%
3Y Avg
24.43%
5Y Avg
20.01%
Market Cap
$1.05B
Net Profit Margin
N/A
TTM Avg
13.16%
3Y Avg
-0.06%
5Y Avg
7.85%
Market Cap
$1.04B
Net Profit Margin
25.88%
TTM Avg
22.81%
3Y Avg
27.06%
5Y Avg
33.31%
Market Cap
$1.04B
Net Profit Margin
28.16%
TTM Avg
25.84%
3Y Avg
24.65%
5Y Avg
30.95%
Market Cap
$1.03B
Net Profit Margin
15.13%
TTM Avg
21.20%
3Y Avg
31.48%
5Y Avg
43.48%
Market Cap
$1.02B
Net Profit Margin
20.46%
TTM Avg
15.74%
3Y Avg
18.86%
5Y Avg
20.01%
Market Cap
$1.02B
Net Profit Margin
24.79%
TTM Avg
22.93%
3Y Avg
25.38%
5Y Avg
25.67%
Market Cap
$1.14B
Net Profit Margin
18.89%
TTM Avg
16.34%
3Y Avg
18.05%
5Y Avg
20.03%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Trupanion, Inc. (TRUP) | $1.08B | 1.53% | 1.75% | -0.16% | -2.11% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 20.97% | 25.16% | 24.43% | 20.01% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 13.16% | -0.06% | 7.85% |
| Five Star Bancorp (FSBC)vs › | $1.04B | 25.88% | 22.81% | 27.06% | 33.31% |
| Northeast Bank (NBN)vs › | $1.04B | 28.16% | 25.84% | 24.65% | 30.95% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 15.13% | 21.20% | 31.48% | 43.48% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 20.46% | 15.74% | 18.86% | 20.01% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 24.79% | 22.93% | 25.38% | 25.67% |
| Univest Financial Corporation (UVSP)vs › | $1.14B | 18.89% | 16.34% | 18.05% | 20.03% |
| Heritage Financial Corporation (HFWA)vs › | $1.14B | 23.17% | 16.87% | 21.49% | 24.02% |
Operating Margin
1.6%
Net Profit Margin
1.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 1.74% |
| 2026-03-31 | 1.27% |
| 2025-12-31 | 1.49% |
| 2025-09-30 | 1.60% |
| 2025-06-30 | 2.66% |
| 2025-03-31 | -0.43% |
| 2024-12-31 | 0.49% |
| 2024-09-30 | 0.44% |
| 2024-06-30 | -1.86% |
| 2024-03-31 | -2.24% |
| 2023-12-31 | -0.73% |
| 2023-09-30 | -1.41% |
| 2023-06-30 | -5.07% |
| 2023-03-31 | -9.67% |
| 2022-12-31 | -3.77% |
| 2022-09-30 | -5.52% |
| 2022-06-30 | -6.21% |
| 2022-03-31 | -4.30% |
| 2021-12-31 | -3.62% |
| 2021-09-30 | -3.75% |
| 2021-06-30 | -5.48% |
| 2021-03-31 | -8.05% |
| 2020-12-31 | -2.45% |
| 2020-09-30 | -1.97% |
| 2020-06-30 | 1.15% |
| 2020-03-31 | -1.02% |
| 2019-12-31 | 0.60% |
| 2019-09-30 | 0.79% |
| 2019-06-30 | -2.09% |
| 2019-03-31 | -1.49% |
| 2018-12-31 | -0.33% |
| 2018-09-30 | 1.54% |
| 2018-06-30 | -0.51% |
| 2018-03-31 | -2.12% |
| 2017-12-31 | -1.26% |
| 2017-09-30 | 0.64% |
| 2017-06-30 | 0.71% |
| 2017-03-31 | -2.71% |
| 2016-12-31 | -3.36% |
| 2016-09-30 | -3.39% |
| 2016-06-30 | -2.10% |
| 2016-03-31 | -6.02% |
| 2015-12-31 | -7.46% |
| 2015-09-30 | -12.26% |
| 2015-06-30 | -13.00% |
| 2015-03-31 | -14.82% |
| 2014-12-31 | -13.42% |
| 2014-09-30 | -28.07% |
| 2014-06-30 | -12.39% |
| 2014-03-31 | -19.16% |
| 2013-12-31 | -13.34% |
| 2013-09-30 | -5.52% |
| 2013-06-30 | -9.19% |
| 2013-03-31 | -10.79% |
